Budgeting is one of the fundamentals of personal finance, but many people don’t use a budget. If you want to improve your finances, you need to know how you’re spending your money. The articles and downloadable resources listed on this page can help you to create an effect budget and stay on top of it. Budgeting doesn’t have to be painful!
This article walks through everything you need to know to create an effective budget for yourself or your family. You’ll also be able to get a template (in spreadsheet and printable formats) that you can use to make the process even easier.