40 Ways to Make Money With Your Phone

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How to Make Money with Your Phone

These days most of us are never very far from our phones. We use our smartphones to check our emails, route plan on Google maps, update social media, and surf the web.

However, you may not be aware that you can use your smartphone to make money. So, here we’ll explore 40 legit ways that you can make money with your phone.

Ways to Make Money with Your Phone

Swagbucks ($5 signup bonus)

Swagbucks is an almost universal favorite to get paid to complete small tasks. Many of the tasks only take up to five minutes to finish and range from playing games and watching videos to taking daily surveys. You can even get paid to search the web. So, many of these tasks don’t even feel like work.

For each completed task, you will receive points (they call them “Swagbucks”). The points will vary according to the task, but they can quickly start to add up. Once you reach the minimum level, you can redeem the points for your choice of gift cards or PayPal cash. There is even a signup bonus to give you a solid start.

Swagbucks also has some special offers that allow you to rack up the points quickly. You might earn Swagbucks for trying a particular service, creating a bank account, making online purchases, and much more.

MyPoints ($10 sign up bonus)

MyPoints is a sister site to Swagbucks with very similar earning options but different rewards, and some of the specific tasks are different. This means that you may earn more points on MyPoints or benefit from a gift card sale that is not available on Swagbucks, so even though they are owned by the same company, there are plenty of reasons to use both.

There is some overlap with Swagbucks, but the welcome bonus is more generous, so it may hold greater appeal for you. MyPoints is a great option for those who do a lot of online shopping as you can quickly rack up rewards. You can even earn points for printing coupons.

MyPoints - Cash Back and Rewards
Earn cash back from purchases at thousands of online retailers and earn rewards for simple tasks like taking online surveys, watching videos, and printing coupons. Sign up for MyPoints now for a $10 bonus!

Inbox Dollars ($5 signup bonus)

Next to Swagbucks, InboxDollars is probably the next largest platform to get paid for small tasks. It is similar to Swagbucks in that there are a number of different ways that you can make money, including taking surveys, watching videos, and even reading emails.

InboxDollars also offers a joining bonus, but it is a better option if you prefer to earn cash rather than gift cards, as there are several payment options. However, there is nothing to stop you from joining two platforms, so you can make money with InboxDollars and Swagbucks (in fact, that is the best way to maximize what you can earn).

Survey Junkie

If you enjoy giving your opinion on products and services, then Survey Junkie could be a great way for you to make some extra cash in your spare time. While Swagbucks, MyPoints, and InboxDollars all allow you to earn points or cash for taking surveys, they also offer a lot of other things. Survey Junkie focuses exclusively on surveys. If you’re interested in getting paid for taking easy surveys, Survey Junkie is a must.

Once you create a profile, you’ll be linked with the surveys that are most appropriate to your age group, interests and circumstances. You can take surveys at any time on your phone, and you will be helping to shape new product designs. For every survey that you complete, you will receive points that can be redeemed instantly for gift cards or cash.

Vindale Research ($1 signup bonus)

Vindale Research is another survey site that offers daily options and focuses primarily on surveys. Along with Survey Junkie, it is near the top of the list of best survey websites/apps.

Additionally, for every completed survey, you can get paid up to $75. There is also the option to earn further cash by leaving feedback, watching videos, or looking for special Vindale Research codes on certain websites.

Once your account balance is more than $50, you can request an instant payment via PayPal or paper check. If you’re enjoying using Vindale Research, you can also supplement your earnings by referring friends. Vindale will pay you $5 for every friend you refer.

Signup for Vindale Research here to get a $1 signup bonus.


If you like playing games, the Mistplay app can help you to earn extra cash. After you complete the registration process, you can look through the available games to choose one that captures your interest. There are different playing periods for each game on the app, which can be up to five minutes. There are also different achievement requirements that you need to accomplish to get Mistplay units.

After you’ve completed a game or made an achievement, Mistplay will send you a notification. You then need to respond to questions or give opinions on the game. Depending on which games you play on the app, you can earn up to 200 points. There is also a referral program offering 50 points for each person who joins with your affiliate code. Those points can then be translated into cash, with 1500 points being approximately worth $5.


MobileXpression is a market research app that analyzes the internet patterns and behaviors of people on their mobile devices. When you join the panel, you will automatically be entered into a sweepstake draw, with prices of $100, $2500, $5,000 and $100,000. New members who install the app and are an active member for at least a week are automatically sent a $5 Amazon gift card. The bonus is that once the app is set up, you just use your phone normally and receive points every week.


Paribus makes it easy to get money back from your shopping trips. When you link your Amazon account or email address to Paribus, every time a price drops, you’ll get a price refund (if you made the purchase from a participating retailer). The Paribus platform allows you to receive cashback from over 30 online stores, including some of your favorites.

While it is possible to file a price protection claim yourself and receive a refund for the price difference, most of us never know when the price drops or take the time to file the claim. So, Paribus will help you to get this money with minimal effort. Paribus can also help you to claim compensation for late deliveries and track your return windows, so you don’t miss out.


The Ibotta mobile app helps you to earn cashback whenever you visit a grocery store. Before you check out, you will need to activate the cashback offers in the app. Ibotta allows you to get cash back at almost every grocery store, and it also works at some discount stores such as Target and Walmart and other types of stores and restaurants.

There are two types of cashback offer that you can activate with the Ibotta app. For example, you might get cashback if you purchase a loaf of bread of any brand or get a dollar cashback when you buy a 12 pack of soda. This can add up to significant savings, and you don’t need to spend time clipping paper coupons.

When you cash out of Ibotta, you can request your payment by gift cards, Venmo, or PayPal.


The free Drop smartphone app turns your credit or debit cards into cashback earning potential. This means that your everyday purchases can generate free money. You just need to spend as you normally would, and you’ll accumulate cash. After you link your card to the app, you will be shown a list of the Cash Back available locations. However, you are limited to your top five, so think carefully and choose the five places where you will spend the most without drastically altering your spending habits. Once this is done, when you use your linked card at the five locations, you will automatically earn cashback. After you’ve been spending as normal, you can exchange your drop points for gift cards to a whole list of your favorite retailers.


There is no purchase necessary to earn points with ShopKick, but you can earn more points if you do make purchases. Once you’ve downloaded the app, you will need to enable the location services on your phone; then, you will start earning points.

You can earn points for just walking into a store, then earn even more points when you scan product barcodes. This can be a fun way to get a little exercise while you do some window shopping, and there is the potential to earn free gift cards every time you leave your house.


With the EasyShift app, you can get paid to be a mystery shopper. As you shop, you can check the prices and take pictures of storefronts and products. During each shift or job, you will receive a checklist within the app. When you check all of the task checkboxes in real-time, you’ll get paid. There are EasyShift jobs available in most major U.S cities, and you’ll receive a PayPal payment within 48 hours of the job completion. There is no application or previous experience required, and you can start earning for browsing your favorite local stores.

Nielsen Computer and Mobile Panel

This app allows you to help to improve products and services by participating in Nielsen research. The app uses your internet usage to build a picture of internet behavior, and there is $10,000 given away each month.

You will need to answer some registration questions to let Nielsen know about you, your devices, and your household. You will then need to download the app to all of your registered devices. This is noninvasive and will not affect your device performance. Once the app is installed, you’ll enjoy rewards just for using the internet in the way you usually do.


Perk is a reward engagement platform that brings consumers and advertisers together to provide insights and help develop brand loyalty. You can earn Perk points by answering questions, watching videos, and playing games. These Perk points can accumulate and then be swapped for rewards that include Amazon gift cards, gift cards, PayPal cash, or even charitable donations. You can even earn points by watching your favorite TV shows with Perk.TV, which is focused on syndicated television shows. Perk is completely free and pays real cash rewards with gift cards for over 100 retailers.


Decluttr allows you to sell your used CDs, DVDs, electronics, and books. The app has a barcode scanner, so you can quickly sell multiple items. Decluttr will then email you a prepaid shipping label to send your items to them. Decluttr will even mail you shipping supplies if you don’t have them. Within a day of Decluttr receiving your items, you’ll receive a PayPal payment. This makes it easy to not only make a little extra cash but also clear the clutter from your home.


OfferUp is similar to Craigslist, eBay, or the Facebook Marketplace, with a wide range of product categories that you can sell from. The OfferUp app is only currently available in America, but you can sell to millions of potential customers, so you can turn clothes, collectibles, or even old furniture into cash on your phone.


Another app that allows you to make some money clearing out your home is Poshmark. This app allows you to sell unwanted quality clothing and maybe even buy a bargain or two to supplement your wardrobe. The listing process is easy; you just need to take a picture using your phone within the app and upload your pricing details. Within minutes, you can list multiple items, making it easy to sell all of your unwanted items.

When your item sells, Poshmark will provide a prepaid shipping label that you just need to attach to your package before you put it in the mail. Once the item is received, you’ll get paid.

→ Related reading: Selling on Poshark vs. eBay vs. Mercari


Mercari is another app that makes it easy to sell your unwanted items for cash. Unlike Poshmark, you can sell practically anything on Mercari. The only restrictions are for illegal items such as counterfeit goods, weapons or drugs, or anything that may not be safe to ship, such as flammable items. Like Poshmark, you take a photo of your item through the app and add your listing details. Once the item sells, you’ll be sent a printable shipping label, and you’re required to ship the item within three days, confirming you’ve sent the item by inputting the tracking number. Once the item is received, and both you and the buyer have rated each other the funds are added to your Mercari balance.


LetGo is another app to help you get rid of your unwanted items. The stuff you have may not be right for you, but it could work well in someone else’s home. The LetGo app was designed to help make it second nature to second hand. The app makes it quick and simple to buy and sell locally. With the snap of a photo, you can sell your unwanted items or even buy something new to you at a great price.


If you have a reliable, four-door vehicle, and a valid driving license, you can become a Lyft driver. You’ll get paid to transport people around town. You will need to pass a background check and have your vehicle run through a safety check before you can start driving. However, once all of this clears, the app will allow you to accept ride requests and start earning money.

Lyft matches passengers who request a ride with drivers, allowing passengers to automatically pay using the app, so you don’t need to worry about carrying cash. This can help you to offset your vehicle costs, create a supplemental income, or even replace your full-time wage while being your own boss.


Like Lyft, Uber is a large ridesharing platform that can make a great side hustle. As an independent contractor, you can set your own hours and minimize the downtime between fares. Just like Lyft, before you can get started, you will need to complete the background check process and download the app, so you can manage your fares and your new income. Uber has also expanded into other areas, including food delivery, so there are lots of ways to make money.


This app helps you to earn money performing tasks in your local area. Gigwalkers can earn money verifying prices at your local stores or taking pictures of the shelf displays to verify that the products look appealing. You can even earn money by verifying that public events are held at the proper place and time.

Gigwalk allows you to be the eyes and ears of brands and national companies to ensure that they are properly represented in the real world. All of these gigs will translate into PayPal cash, making it a great side gig for people in most large U.S cities.

Field Agent

Like Gigwalk, Field Agent is another app that allows you to earn money by performing gigs. When you’re ready to work, you simply accept a job, and you will have two hours to complete the tasks. Once the tasks are marked as complete, you’ll receive PayPal payment.

You’re not limited to either Field Agent or Gigwalk, so why not compare both of the platforms, to see which one offers the better gigs for you? You could even join both platforms to increase your chances of getting paid.


The Instacart app pays you to deliver groceries in your local area. You can either choose to be an instore shopper where you do shopping for other people or a full-service shopper where you shop and deliver orders.

If you like spending time browsing grocery store shelves, you can help out busy families, seniors, or other people who use the Instacart platform. This allows you to earn money around your own work and life as a side gig or develop a fruitful career path. You can choose to get paid by weekly direct deposit or for a small fee, a same day direct deposit. You can even earn tips from your customers if they are happy with your services.


Trim may not help you to develop a second income from your phone, but it can help you to save money on your recurring expenses, including bills and subscriptions. It acts as an automated savings assistant that will review your services to identify any cost-saving opportunities.

This free app can analyze your subscriptions, negotiate bills, find deals, and provide you with price protection. Through the app, you can securely link your accounts, so that your spending can be analyzed. Trim can automatically cancel unwanted subscriptions, find you a better deal on your insurance and negotiate a better rate on your services. This can add up to serious savings over a year without you needing to lift a finger.

Let Trim Negotiate Lower Bills for You
Trim is an app that can save you money in a few different ways. You can allow Trim to negotiate your bill for things like cable TV, internet access, and wireless phone service. It's an easy way to save!


Like Trim, the TrueBill app is designed to manage your subscriptions and help lower your bills. Rather than manually looking through your statements for your credit cards and bank accounts manually for any subscriptions, the app will help you to keep track of all your subscriptions to change your spending behavior. When you download the app, you will need to connect your accounts, and once everything is synced, you can view all your bills in one place. The app will also send notifications if there are changes in your bill to provide an opportunity to lower them on your behalf.

Manage Your Money with Truebill
Truebill is an app that will help you to optimize your spending and get a complete view of your finances. They also offer a bill negotiation service that can help to lower your monthly bills and free up some room in your budget.


Another app that can help you to save money on your bills and subscriptions is BillShark. This is a free app, but you will be charged 40% of any savings made. This means that if there are no savings to be made, you will pay nothing. However, if BillShark can save you money, you’ll still be 60% better off. For example, if BillShark can save you $500 on your subscriptions and bills, you will need to pay them $200, but you’ll still be $300 better off.


HoneyGain is another network company that allows businesses to gather data and perform market research. You can get paid for sharing your internet, and the more devices connected to the app, the more money you can make. After you download the app and sign up for an account, your unused data will be used by the HoneyGain team to manage the connections. You can make money by installing the app, but also by referring friends through your own personalized link. You will receive 10% of your friend’s daily earnings, and if it reaches $50, you will get an extra $5.


WeBull is an app-based brokerage platform that allows commission-free trading. It is fully regulated by the SEC and FINRA, offering active traders ratings from ratings agencies, economic calendars, technical indicators, short selling and margin trading. This app is a great choice for intermediate or experienced traders, but beginners can also use the app.

→Related reading: Robinhood vs. Stockpile vs. Webull

Get a Free Stock from Webull!

Webull is a free investing app that provides advanced reporting tools and allows you to make free trades of stocks, ETFs, and options. Right now Webull is offering a free stock when you signup through this link and deposit at least $100.


Like WeBull, Robinhood offers commission-free trading, but it is aimed at beginner investors. The app has been designed to be a straightforward platform without any complicated tools or order types. You can open your account directly through your smartphone, and with a few questions, you will receive an approval notification. There are no hidden fees or strings with no purchase minimums, so you can start investing immediately.

Get a Free Stock from Robinhood!
Robinhood is a free investing app that allows you to trade stocks, ETFs, options, and cryptocurrency with no-commission trades and no minimums. Right now you can get a free stock just for creating an account through this link.

M1 Finance

The M1 Finance app is designed to help you take control of your finances, so you can optimize your money and make savings. You can use the app to build a custom portfolio of stocks and ETFs to capture the full potential of your money, but unlike Robinhood or WeBull, you can also borrow and spend through the app. Your M1 portfolio can allow you to access a flexible line of credit, and even replace your checking account, so you can pay bills, spend with a debit card and set up your direct deposits. This allows you to seamlessly invest, borrow and spend to save money.


The Enroll app provides an opportunity for you to help companies to make better choices about customer interaction, paying you for your help. You can help companies to choose the best logo, clarify content, and receive opinions on page designs.

You’ll be asked demographic information about yourself, including your schooling and annual income. Once this data is complete, you can complete tests through the app that pay varying amounts of between $0.10 and $1.50. While this may not seem like much, as a side hustle, it can allow you to rack up some cash, which can be withdrawn to PayPal, with just a $1 minimum amount.


The UserTesting app is a great way to make a few dollars on the side by testing websites and apps, and the opportunities are based on your quality rating and demographics. You can take mobile tests, but you need to have a stable internet connection.

The sign up is simple, and you can immediately start to earn money. For example, you can earn $10 for each 20-minute video that you complete, but you can also earn for visiting websites, completing tasks, or just giving your opinion. Testers are paid via PayPal, and you can receive a payment seven days after you complete a test or task.


The UTest platform is a pro network for testers, so you can earn money as a freelance tester. Projects are posted on the platform, and you can apply. The applications are reviewed, and qualified testers are invited to start testing. You will be paid based on the bugs you find, how the test cases are executed, or the verified fixed bugs. How much you get paid will depend on the projects and tests you complete, but to make the most money, you need experience on functional, usability, localization, security, automated or user experience testing.


Like UTest, UserFeel is a pro tester freelancing platform. You will be asked to navigate sites and provide feedback, so your experience is recorded. In order to get projects, you will need to complete tests based on your demographics and skillset, so that UserFeel can match tests and orders with you. This can help you to earn a decent side income. You can earn $10 for tests that take approximately 15 minutes, but you aren’t guaranteed a specific number of tests. However, payment is made via PayPal, so you can work around your commitments with easy payment.


If you’re a dog lover, the Rover app is a great way to earn money pet sitting. Rover is a little like a babysitting site, but for pets. You sign up as a dog sitter through the app, and you’ll be connected to pet owners who need pet sitting, dog walking, or boarding. Some may want their dog to be cared for while they are away, but others may want someone to stay at their home where their dog is most comfortable. Rover encourages sitters to send updates each day, so the owners can have their minds eased. You need to submit an application and create a profile to become a Rover sitter. The screening process is thorough, and standards are strict, but you can determine your own rates and your availability.


The Handy app allows you to put your cleaning or handy person skills to good use and earn money as a lucrative side gig. You’ll need to provide some basic personal information for the application process, verifying your identity with a government-issued ID. This allows Handy to complete a background check to protect users.

The application process can be completed through the app and only takes five minutes, then you just need to wait for approval. You can then set your rate for your tasks and match to users looking for your services.

Task Rabbit

The Task Rabbit app allows you to connect with clients looking for jobs in your area. This includes services like cleaning, delivery, furniture assembly, handyman tasks, moving, and even being a personal assistant. You select the job you want to complete and confirm your details with the client. You can then complete the work and submit an invoice.

Once you register your details, you will be invited to an info session in your city, so you can start accepting jobs. You will receive payment for your services within five days of approval as a direct deposit.


The Foap app allows you to turn photographs into money. You can upload photos from your phone, and they will be immediately available for sale. These photos can be sold multiple times. Buyers looking for images can purchase them using the Foap Market. Foap charges a commission, but for every photo sold at $10, you’ll receive $5.

However, you can also earn money with Foap Missions. These are challenges organized by well-known brands. The company provides a project brief with the type of images they are looking for, and you can submit your photos. If your photos are picked, you’ll get paid.

Job Spotter

The Job Spotter app (from Indeed) is based on a fairly simple premise. You can get paid to take photographs of “help wanted” signs. Job Spotter pays different amounts according to the value of the sign. You can typically make 5 cents to a dollar for each sign, with an average of 50 cents. This can add up to some extra income each month, for just 20 seconds of work for each image.


While you’re not likely to get rich with these apps, they can allow you to make extra cash while you’re sitting on your couch or completing your regular routine. This creates the potential for impressive side gigs that can supplement your income and bring in some extra cash each month.

READ NEXT: How to Make Money Online Without Paying Anything

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