How to Create a Budget that Works

If you’re serious about improving your financial situation, the first step is to create a budget. The budget is the foundation of effective money management, and without a budget you’re practically guaranteeing that you’ll make costly mistakes in how you use your money.

Although budgeting isn’t complicated, most of us don’t actually bother to do it. Maybe it’s because we feel like we’ll be too restricted and life will be no fun if we have a budget. Maybe it’s because we don’t want to see the reality of how we’re spending our money. Or maybe it’s because we think it’s too difficult or complicated.

Budgeting is actually quite simple. Unfortunately, it’s not usually taught in school, but anyone can learn to do it. All you need is a little guidance, and you’ll get that guidance in this article.

It may seem like creating a budget and sticking to that budget would create more stress in your life, but actually the opposite is true. With a budget you’ll be able to know where you stand, and as long as you’re sticking to the budget you can have confidence that you’re doing a good job with your money.

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Side Hustles

Side Hustles: 125+ Ways to Make Money in Your Spare Time

Securing your financial future is all about taking small, but important, steps. Things like creating a budget, reducing unnecessary expenses, and saving a higher percentage of your income are not really hard to do, but they do require you to take the initiative to make it happen.

Regardless of how well you manage your money, it never hurts to make more. The best way to reach your financial goals is to effectively manage what you already have, and to increase your income so you can save and invest more.

If you’re looking to make more money you could try to get a raise at your full-time job or work overtime, if it’s available. But maybe that’s not very appealing to you. In addition to being a source of extra money, a side hustle can be a lot of fun, and in some cases can turn into something much bigger.

Not only that, but side hustles are flexible, and there’s something for everyone. If you have a full-time job you can find ways to make money in your spare time. If you’re a stay-at-home parent and looking to supplement your spouse’s income, there are plenty of things that you can do as well.

This article is a collection of more than 100 possible side hustles. It’s quite an exhaustive list, so you may want to bookmark this page for future reference.

Regardless of your schedule, skills, and stage of life, there are definitely some possibilities here. Take some time to read through the list, find the ones that interest you the most, and take action.

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11 Reasons Why Blogging is My Favorite Side Hustle

Many people today want to make some money on the side. This could be a part-time job or business on top of your full-time job.

Or maybe you’re a stay-at-home parent and you want to make a little something to help out with covering the necessary expenses.

In any situation, a side hustle is a great way to improve your financial situation and give yourself the possibility of paying down debt, saving more money, or simply making ends meet.

There are tons of possibilities when it comes to side hustles, but not all of them offer the same potential. While there are several side hustles that I really like and often recommend to others, my favorite side hustle is definitely blogging.

Back in 2007 I started blogging as a side hustle, and in 2008 it turned into a full-time business. For the past decade I’ve been able to work from home and earn a nice income.

In this article I’d like to share 11 reasons why blogging is a great opportunity if you’re looking to make some money on the side, and to have the opportunity to turn it into something bigger in the future.

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How to Create a Niche Website

Complete Guide to Building a Profitable Niche Website

Making money online is a dream scenario for most people. Who wouldn’t want to make money and have the flexibility that can go along with an internet-based business?

Although many people would love to make money online, most people simply don’t know where to start or how to go about it. If you’ve been discouraged because of a lack of results from your own efforts to build an online business, or because you’re not even sure where to start, you’ve probably read about all different types of ways to make money online, with none of them really standing out as the right approach for you.

If that’s the case, you may want to consider creating a niche website. While there are a lot of different possible side hustles and ways to make money online, creating niche websites is one of the most realistic and practical for most people. As a result, it’s one of the first things I recommend if you are just getting started and looking for a way to make some money online.

That being said, creating a successful niche website is not easy. It takes work and some patience. In this guide I’ll cover all the basic steps that you need to take to give yourself a great chance at creating a site that generates income for you.

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50+ Mobile Apps for Making and Saving Money

Saving money doesn’t have to be painful and difficult. There are a lot of easy, little things we can do to start saving money, or even to make some extra money. On this page you’ll find more than 50 mobile apps that awesome for making or saving money in different ways.

What I love about using some of these apps is that it takes very little effort. With more than 50 apps featured here you’ll have plenty to choose from. But if you try to use them all I’m sure you’ll get overwhelmed very quickly. Start by picking out a few that seem like they would be easy for you to implement with only minimal changes to your life, and you should start to see the benefits pretty quickly.

I’ve broken the list into two different sections. The first 10 apps listed are the ones I recommend the most, and anyone can benefit from them. Many of them have special sign up bonuses as well.

Beyond the top recommendations you’ll also find more than 40 other apps that are great options as well. It’s likely that not all of them will be relevant to you, but I’m sure you’ll find at least a few that could be very beneficial.

Most of the apps are free, but there are a few that require a fee. Each app is marked as free, or the price is listed. And feel free to leave a comment and suggest other apps that you think should be added to the list.

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