The True Costs of Owning a Home: It May Surprise You

The True Costs of Owning a Home: It May Surprise You

You’ve probably heard many people say “renting is just throwing money away” and buying a home is the better financial decision. That may be the conventional wisdom, but does that mean that it’s true? The problem with really common advice is that we often assume it’s correct, or absolute, without taking the time or making…

90+ Budget Categories to Use with Your Own Personal or Family Budget

90+ Budget Categories to Use with Your Own Personal or Family Budget

Creating a budget is one of the first steps you should take for getting your finances in order. The process can seem overwhelming, but it isn’t difficult. One of the biggest challenges is knowing how to categorize your expenses to keep everything organized. In this article, you’ll find a list of more than 90 budget categories…

9 Convincing Reasons Why You Should Be Tracking Your Net Worth

9 Convincing Reasons Why You Should Be Tracking Your Net Worth

There are a lot of different numbers and metrics involved in personal finance. Income, net worth, savings rate, credit score, and many others. While they all have a place, net worth is often overlooked and not emphasized. But really, in terms of finances, what matters more than net worth? Tracking your net worth is easy,…

50+ of the Best Personal Finance Blogs You Should Be Following

50+ of the Best Personal Finance Blogs You Should Be Following

Managing money is one of the most important tasks in life. It doesn’t matter if you make a little or a lot, you can still go broke if you’re not respecting and taking care of your money. Want to retire comfortably? Now is the time to start planning and saving. Fortunately, there are many helpful…

9 Steps to Financial Independence (How to Retire Early)

9 Steps to Financial Independence (How to Retire Early)

Most Americans consider retirement age to be 65, or somewhere in that ballpark. Early retirement might be considered 55 – 60. Yet, there are plenty of people in their 30’s and 40’s (and sometimes even younger) who are able to achieve financial independence. Reaching financial independence doesn’t necessarily mean that these people are completely retired…