Today, the financial independence, retire early (FIRE) movement is gaining popularity very quickly. Although a lot of people are working towards the same goal of financial freedom or financial independence (FI), there are several different paths you can take to get there. You don’t have to be a high-income earner in order to have a…
If you need to improve your finances, one of the best ways to have a quick impact is to take a no spend challenge or a spending freeze (the same thing with two different names). There are several reasons why you might want to try a no spend challenge, and we’ll look at those reasons…
This free printable bill pay checklist can help you to keep your finances organized and stay on top of your bills. Keep track of your bills to avoid missing due dates and prevent late fees and interest charges. If you’ve had trouble keeping track of your bills, try using this free resource for easy organization….
When it comes to personal finance, creating a budget is possibly the most common advice that you’ll hear or read. While creating a budget is a great step towards getting control over your money, I’d argue that tracking your expenses is an equally important step. In this article, we’ll look at the different ways you…
Student loan forgiveness has been a hot topic in the past few years. With the first round of borrowers qualifying for PSLF in 2018, more people are exploring if loan forgiveness makes sense. For some people, it absolutely does! But others might be better off paying off loans through student loan refinancing. Let’s look at…
When it comes to different types of investments, real estate is one of the most popular choices aside from stocks and mutual funds. There are a lot of different ways to invest in real estate. Some of the options involve owning and managing the property yourself. Others, like REITs and crowdfunding, allow you to invest…
If you like saving money, I’m sure you love coupons. But if you haven’t been using coupons, it’s probably because you don’t want to spend hours finding coupons that will save you a few dollars. I have good news. There are a number of websites and apps that make it easy to save money with…
Having a budget is usually one of the first suggestions when it comes to personal finance and managing your money effectively. But what if you’re looking at your budget categories and you have no ideas for ways to save money on your regular, recurring bills? In this article, we’ll look at 40 practical ways to…
A home is a big part of life for most of us. Where we live impacts our lives every day, and most of us dream of living in a bigger, nicer home. Housing can also be a huge expense that takes up a large part of your budget. A few years ago, my wife and…