15 Best Investment Apps for Growing Your Money (2022)

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Best Investment Apps

Today, there are many awesome investing apps that are perfect for growing your own portfolio, even if you’re starting from scratch. Regardless of whether you want to invest in stocks, ETFs, real estate, or crypto, there’s something for you.

Some of the best investment apps are especially for new investors, which means you can get started with small amounts of money. Many of them also prioritize ease of use, and some offer additional learning and educational resources that can help you become a smarter investor.

Platform

Overview

Offer

Get Started

Public.com

Social investing, commission-free trades, fractional shares

Up to $300 of free stock

Webull

Commission-free trades, no minimums, fractional shares, crypto

5 free stock woth up to $9,600

M1 Finance

Automated investing with no fees, fractional share

$10 signup bonus

Fundrise

Hands-free real estate investing

No current bonus

Tornado

Social aspect allows, one-click portfolio allocation

Up to $1,000 signup bonus

Robinhood

Commission-free trades, no minimums, fractional shares, crypto

Free stock worth $2.50 - $225

Stocks, crypto, and beyond

No current bonus

Titan

Professionally-managed portfolio, excellent track record

No current bonus

Managed portfolios with a focus on crypto

No current bonus

Stash

Investing for beginners, fractional shares, and a "stock back" card

$5 signup bonus

Acorns

Invest spare change by rounding up your purchases

No current bonus

Powerful stock screener, comparison tools, research reports, and charting

No current bonus

Personal Capital

Free dashboard with reporting and net worth tracking

No current bonus

Bumped

Earn free stock based on your purchases

No current bonus

Stockpile

Give or receive the gift of stock

No current bonus

15 of the Best Investment Apps

Comparing investing apps is often an apples to oranges comparison. Each app has its own purpose with unique features. Ultimately, it will be up to you to choose one that best fits your needs and goals.

We’ll look at all of these apps in detail below, but here’s a summary of our top choices for each purpose:

1. Public.com

Public
  • Best overall and best for new investors.
  • Current offer: Get a free slice of stock worth up to $300 by signing up through our referral link.
  • Sign up for Public.com here.

Public.com is our top choice for new investors, and also our favorite trading app overall. It’s an excellent choice for beginners because it features a clean interface that’s not intimidating and very easy to use, and because of the opportunities it presents for learning about investing.

You’ll also appreciate the usefulness of the Themes that Public.com has created. Themes are lists of stocks and funds by category or purpose, so you can easily find the types of investments that you’re looking for. There are Themes for dividend stocks, women-led companies, artificial intelligence, green power, and much more.

The social aspect of Public allows you to follow other active investors, learn from their trades, and join in conversations about investing. You can even start a group or join existing groups to connect with other users. So whether you’re interacting with your friends or people you’ve met through the app, the social aspect is a lot of fun. Public.com also offers virtual town halls where you can hear from and interact with executives of publicly-traded companies.

Through Public.com, you can trade stocks, ETFs, and cryptocurrency. It is perfect for new investors because you can start with as little as $1, stock and ETF trades are commission-free, and you can purchase fractional shares. 

Read our Public.com review to learn more.

Top Pick
Get Free Stock from Public.com Get Free Stock from Public.com

Public.com offers fractional shares and the ability to start investing with any amount. You'll love the social aspect that makes it possible to connect with other investors. Get a free bonus worth up to $300 when you open an account through our link.

Features:
  • Commission-free trades of stocks and ETFs
  • Buy and sell 27 different cryptocurrencies
  • Fractional shares
  • Easy to use and beginner-friendly
  • Connect with a supportive community of investors
  • "Themes" help you to find investments that interest you
Offer valid for U.S. residents 18+ and subject to account approval. This is not a recommendation. You can lose money with any investment. Open To The Public Investing is a member of FINRA & SIPC. Regulatory and firm fees apply. Cryptocurrency trading offered by Apex Crypto LLC. See Public.com/disclosures/

Public – Pros

  • Buy and sell stocks and funds with zero commissions and no minimum balance.
  • Trade more than 25 different cryptocurrencies with no need for your own digital wallet.
  • Purchase fractional shares if you can’t or don’t want to buy an entire share.
  • Interact with other users and investors, including your friends, through the social aspect of the app.
  • They’ve organized stocks and funds into helpful themes that offer an excellent way to find investments that appeal to you.
  • Public.com is exceptionally user-friendly and an excellent investment app for beginners.
  • Public.com does not make money by selling your trades (Payment for Order Flow), unlike some of their competitors.
  • Limited-time: You can get up to $300 of free stock as a signup bonus by signing up for Public through this referral link).

Public – Cons

  • The data and analysis provided through the app are relatively limited (if you’re looking for data, try StockRover).

Learn more about Public.com and get up to $300 of free stock for signing up

2. Webull

Webull
  • Best analysis tools from a stock trading platform.
  • Current offer: Get 5 stocks worth up to $9,600 when you deposit any amount of money if you sign up through our referral link below.
  • Sign up for Webull here.

Webull offers free trades on stocks, ETFs, options, and crypto. Webull also requires no account minimum, making it another excellent option for new investors. In addition, they recently added the ability to purchase fractional shares, which eliminated one of the significant drawbacks of this investment app.

While Public.com is more simple and easier to use, Webull offers advanced reporting and analysis features that many investors, especially advanced investors, will love. Learn more in our Webull review.

Webull’s features include fundamental and technical analysis available for intermediate and advanced investors:

  • Fundamental – Analyst recommendations, revenue, and historical eps data, key stats, dividends, etc.
  • Technical – Real-time bar, candlestick and line charts, oscillators, MACD, etc. This is perfect if you’re an experienced investor.
  • Research – Markets, news, screeners, and individual stock page. Active traders love all of the information.

Related reading: Legit Ways to Get Free Stocks

Commission-Free Trades
Get Five Free Stocks from Webull! Get Five Free Stocks from Webull!

Webull is a free investing app that provides advanced reporting tools and allows you to make free trades of stocks, ETFs, and options. Right now Webull is offering five free stocks when you signup through our link (use the button below) and deposit any amount.

Features:
  • Commission-free trades of stocks, ETFs, options, and cryptocurrency
  • Buy fractional shares for any amount
  • Extended trading hours
  • Advanced reporting tools
  • IRAs now available
  • 24/7 customer service

Webull – Pros

  • Commission-free trading with 5,000+ different stocks and exchange-traded funds (ETFs), plus cryptocurrency and options trades. Perfect for the active trader.
  • Purchase fractional shares for as little as $5.
  • No account maintenance or software platform fees.
  • No charges to open and maintain an investment account.
  • Leverage of 4:1 on margin trades made on the same day and 2:1 on ones held overnight.
  • Great analysis tools.
  • Extended trading hours.
  • IRAs available.
  • Limited time: You can get 5 free stocks worth up to $9,600 by signing up for Webull through this referral link and funding your account with any amount of money.

Webull – Cons

Learn more about Webull and how you can get a free stock

3. M1 Finance

M1 Finance
  • Best for automated investing.
  • Current offer: Get a $10 bonus when you sign up through our referral link below and deposit at least $100.
  • Sign up for M1 Finance here.

M1 Finance provides free automated investing. You can invest automatically in a custom stock and ETF portfolio based on your chosen criteria. M1 Finance offers many of the same benefits as a robo advisor like Betterment or Wealthfront, but without the fees, making it possibly the best investing app for long-term goals.

You can choose from 80 expert-made portfolios (they refer to them as “pies”) or create your own custom portfolio and determine your approach. Then, all you need to do is contribute money to your investment account, and M1 Finance will automatically invest it according to your settings. Also, you can rebalance at any time with a single click or completely change the structure of your portfolio.

In addition, you can buy fractional shares with M1 Finance and there are no commissions on trades. It’s a simple, effective, and free investment platform. 

Custodial accounts, interest-earning checking accounts, low-interest loans, and other perks are available through M1 Plus ($125 per year, the first year is free), but the free account is more than enough for most users.

Read our M1 Finance review to learn more.

Free Portfolio Management
M1 Finance - $10 Signup Bonus M1 Finance - $10 Signup Bonus

M1 Finance makes it easy to manage your investments. Choose from a wide variety of professionally-created "pies" (portfolio allocations) or create your own. Contribute to your account and M1 Finance automatically invests based on your selections.

Features:
  • Free alternative to robo advisors
  • Automated investing
  • Easily view and manage your portfolio
  • Ideal for long-term investors
  • Commission-free trades

M1 Finance – Pros

  • You can rebalance with M1 Finance at any time.
  • You can open several types of accounts: individual, joint, retirement, trust, LLC, and corporate investment account.
  • There are no fees or commissions so you can buy, sell and rebalance frequently.
  • No minimum balance.
  • Support for fractional shares.
  • You can easily create a diversified portfolio.
  • Good for all experience levels.
  • You can set up recurring investments and rebalance them automatically.
  • Limited-time:  M1 Finance is offering a $10 bonus for new users if you sign up through this link.

M1 Finance – Cons

  • You can only invest in stocks and ETFs. No mutual funds, bonds, cryptocurrencies.
  • Trades are made at the end of the day, so it’s not ideal for active traders who place a lot of trades.

Learn more about M1 Finance and get a $10 bonus for signing up

4. Fundrise

Fundrise

Fundrise is the only investment app on our list that focuses exclusively on real estate. This popular crowdfunding platform provides the easiest way to diversify your portfolio by adding real estate into the mix.

While traditional real estate investing comes with some significant drawbacks, like the need for a large sum of money and time to manage a rental property, Fundrise makes it easy and convenient. In addition, it’s a passive investment, so you can own a piece of a valuable real estate portfolio without the need to be a landlord. You can also get started with as little as $10.

Investing in real estate is a proven and time-tested way to grow wealth. Fundrise, one of the industry leaders, makes this asset class accessible to everyone. And most importantly Fundrise’s returns have been very impressive since the platform launched.

When you invest with Fundrise, you’ll own a share of a portfolio of properties throughout the US, instead of investing in a single property. In addition, Fundrise offers a few different core strategies to match your investment goals, like long-term growth or supplemental income.

Read our Fundrise review to learn more.

Fundrise – Pros

  • One of the easiest ways to invest in real estate. 
  • Alternative to investing in the stock market and good for diversification.
  • Perfect for passive investors.
  • Very low minimum investment ($10).
  • Excellent historical returns.
  • User-friendly dashboard with clear reports on your investment’s performance.
  • Several different core strategies to choose from.
  • Open to non-accredited investors (unlike many other real estate investments).

Fundrise – Cons

  • Not 100% liquid and not ideal for shorter-term investments.

Learn more about investing with Fundrise

5. Tornado

Tornado
  • Best portfolio optimization and best for personalized financial education.
  • Current offer: Get up to $1,000 to invest when you open and fund a new account.
  • Sign up for Tornado here.

Tornado is a different type of investing and trading platform. It’s an ideal option for anyone looking to learn more about investing because there are several different educational components to it. First, Tornado’s Learn and Earn allows all active users to earn up to $50 for completing basic lessons on foundational investing topics. Each lesson takes no more than five minutes, and the money you earn can be immediately invested.

There’s a social aspect of Tornado that allows you to connect with other users and gain experience. You can see what other users are investing in, check out their investing ideas, and see where they rank among other Tornado users (rankings are only shown for users who are in the top 50%).

Tornado users also have access to experienced members of the community called Community Thought Leaders. You can ask questions and get feedback, which is valuable one-on-one access not available through other platforms or apps.

Possibly the most noteworthy feature of Tornado is the Optimizer, which allows you to optimize your portfolio at any time with a single click. It aims to maximize your investment returns while staying within your comfort zone in terms of risk. Thanks to this feature, Tornado is a legit alternative to robo advisors.

Tornado’s fee structure is different than the other apps we’ve looked at so far. There’s a subscription fee of $5.99 per month, which gives you 30 free trades per month. Alternatively, you can opt out of the subscription and pay $4.50 per trade. So if you’re going to make at least two trades per month, it’s cheaper to go with the subscription.

While there are other apps that offer commission-free trades with no subscription fees, Tornado’s Optimizer will justify the expense for many investors. 

Tornado – Pros

  • The one-click portfolio allocation is extremely useful.
  • Educational content tailored to your experience level
  • Get up to $50 to invest through Learn and Earn.
  • Social aspect for connecting with other investors.
  • One-on-one access to Community Thought Leaders.
  • Real-time news specific to your interests and investments.
  • Free signup bonus of up to $1,000 to invest.

Tornado – Cons

  • The investment options are limited to stocks and ETFs.

Learn more about Tornado and get a free signup bonus

6. Robinhood

Robinhood

Robinhood is a popular mobile brokerage app that makes it easy to buy and sell stocks, ETFs, and cryptocurrencies. The company has significantly impacted the industry by pioneering free trades, fractional shares, and no minimum investments. It’s an excellent option for beginners and currently the most well-known stock trading app.

The mission of Robinhood is to make investing accessible to everyone. And since Robinhood caters to new investors, it’s also extremely easy to use. The user interface on mobile or desktop is clean, well-designed, and intuitive.

Compared to Public.com, Robinhood offers options trading but lacks social functionality. Public also offers more cryptocurrencies. See our Robinhood vs. Public comparison for more details.

Get a Free Stock from Robinhood! Get a Free Stock from Robinhood!

Robinhood offers commission-free trades of stocks, ETFs, options, and cryptocurrency. There are no account minimums and you can buy fractional shares for as little as $1. Right now you can get a free stock just for creating an account through the button below.

Features:
  • Commission-free trades
  • No account minimums
  • Buy fractional shares for as little as $1
  • User-friendly platform
  • Invest in cryptocurrencies like Bitcoin and Ethereum

Robinhood – Pros

  • Commission-free trades of stocks, options, ETFs, and the ability to invest in cryptocurrencies. Investors who trade often will love Robinhood as it saves them lots of money on commissions and trading fees.
  • Robinhood has no account minimum balance, so you can get started as soon as you like, even with just a few dollars.
  • Robinhood is straightforward and quick to use. 
  • Robinhood Gold allows investors to trade on margins, meaning with borrowed money (please note, this is very risky), at a relatively low monthly fee of $5.
  • Free stock bonus when you sign up through our referral link.

Robinhood – Cons

  • Mutual funds and bonds are not supported. Nor is the ability to reinvest dividends into the security that issued them.
  • Since it’s intended for new investors, no advanced reporting or analysis tools are provided.

Learn more about Robinhood and how you can get a free stock

7. eToro

eToro

eToro is somewhat comparable to Robinhood or Public.com as an investing app, but with a heavier emphasis on cryptocurrency. You can trade stocks and ETFs commission-free and purchase fractional shares (for as little as $10). 

Where eToro stands out is in cryptocurrency trading. There are far more cryto tokens available on eToro than any of the other platforms covered here. They also offer Smart Portfolios, which are ready-made crypto portfolios that provide an excellent option for getting started with cryptocurrency.

They also offer the unique option to copy top-performing crypto traders. When they make a trade, eToro will automatically make the same trade for you. It’s similar to have a managed portfolio, but there are no management fees.

eToro also offers a social or community aspect so you can connect with other investors and traders.

eToro – Pros

  • Huge selection of cryptocurrencies available.
  • Smart Portfolios are managed crypto funds.
  • You can copy the trades of top-performing crypto traders automatically.
  • Commission-free trades of stocks and ETFs.
  • Fractional shares for as little as $10.
  • Social/community aspect.

eToro – Cons

  • Limited tools and reports available.

Learn more about investing with eToro

8. Titan

Titan

Titan is a “world-class investment manager” and mobile platform that offers some of the same benefits as hedge funds and robo advisors. They currently offer four different strategies or funds: 

  • Flagship (large-cap, U.S.-focused)
  • Opportunities (small and mid-cap, U.S.-focused)
  • Offshore (international-focused)
  • Crypto

When you create an account in the Titan app, it will ask you a few questions about yourself, your preferences, and your investment goals. Titan will then suggest a combination of the four strategies to create your portfolio. Of course, you can override their suggestions and allocate the percentages differently if you’d like.

Titan has only been around for a few years, but they have an impressive track record so far. They’ve outperformed just about every other investment manager and robo advisor. You also have the opportunity to withdraw your investment at any time, so it is entirely liquid.

There’s a 1% investment management fee with Titan, but no performance fees like you’d pay with hedge funds or some alternative investments.

The 1% fee applies to accounts with a balance of $10,000 or more. If your balance is less than $10,000, the fee is $5 per month.

If you’re looking for a hands-free way to invest your money and you want to maximize your long-term growth, be sure to take a look at Titan. 

Titan: A Premier Investment Firm For Everyone Titan: A Premier Investment Firm For Everyone

Titan provides world-class asset management for the average investor. You can get started with as little as $100 and get similar benefits as investing hedge funds and with robo advisors.

Features:
  • Potential for outsized gains
  • Excellent historical returns
  • 4 strategies to include in your portfolio
  • Managed cryptocurrency fund
  • 100% liquidity

Titan – Pros

  • Professionals manage your portfolio.
  • Potential for high returns.
  • Completely liquid.
  • Titan has outperformed almost every other investment manager or robo advisor since it launched in 2018.
  • Hands-free investing.
  • A low minimum initial investment of $100.
  • Multiple strategies are available.
  • Open a taxable account or retirement account (IRA).
  • Titan provides education to explain the investments they make.
  • No performance fees.

Titan – Cons

  • Limited track record due to being only a few years old.
  • The $5 per month fee is high on small balances..

Learn more about investing with Titan

9. Domain Money

Domain Money


Domain Money offers several managed portfolios with a variable focus on cryptocurrency. They currently offer four different strategies:

  • Domain Edge (100% crypto)
  • Domain Metaverse (mix of securities and crypto)
  • Domain Balanced (50% stocks, 50% crypto)
  • Domain Access (80% stocks, 20% crypto)

Domain Money is currently only available as an iOS app. An Android app and desktop access will be coming soon, but only iPhone and iPad users can invest for now.

As a startup, Domain Money has a limited track record to date, but its portfolios have shown impressive results based on backtesting. 

If you’re interested in cryptocurrency, NFTs, and the metaverse but don’t have much experience or don’t have the time to research investments on your own, the managed portfolios offered by Domain Money could be a good fit for you.

There’s a 1% annual management fee with each of their portfolios, but no performance fees. You can get started with as little as $100 – $500, depending on the strategy that you choose. Your investment will be completely liquid with no lockup.

Domain Money – Pros

  • Professionally-managed investment portfolio.
  • Offers a unique combination of exposure to stocks and crypto in one place.
  • Potential for high returns.
  • 4 strategies to choose from.
  • Start with as little as $100 – $500.
  • No performance fees.

Domain Money – Cons

  • Limited track record.
  • Currently only available as an iOS app.

Learn more about Domain Money

10. Stash

Stash
  • Best banking/investing combo.
  • Current offer: $5 bonus when you fund your account with at least $5.
  • Sign up for Stash here.

Stash offers investing, saving, and banking, with a focus on new investors. You can get started with as little as $5 and build your custom investment portfolios. Stash supports automated investing with automatic transfers that you control. The investments will be in stocks and ETFs, with fractional shares available.

One of the unique features of Stash is the “stock-back card.” The card works in a similar way to a traditional cashback credit card. However, you’ll boost your investment balance instead of earning cash back or other rewards.

Stash does not offer free accounts. To use Stash, you’ll need a subscription, and they offer three different plans, currently priced at $1/month, $3/month, and $9/month. Each plan comes with life insurance (coverage ranges from $1,000 – $10,000 depending on your plan).

Possibly the most important feature of Stash is the Smart Portfolio, which is a viable alternative to robo advisors. It will help you to build a diversified portfolio while automating your investing, and it will automatically rebalance quarterly. 

Learn more in our Stash review.

Get a $5 Bonus from Stash

Stash is "investing made easy." You can invest automatically and get banking features like a debit card that gives stock back instead of cash back. Right now you can get a $5 bonus when you open an account.

Stash – Pros

  • It makes the process of selecting investments much easier for beginners. And you only need $5 to start.
  • You can buy fractional shares.
  • The Smart Portfolio will automate your investing and serve as a robo advisor alternative.
  • Cryptocurrency can be included in the Smart Portfolio.
  • It offers investments based on value and risk tolerance.
  • Stock-back card.

Stash – Cons

  • Subscription fees are $1, $3, or $9 per month, which can be significant on a smaller account balance.
  • Not ideal for active traders.

Learn more about Stash and get a $5 bonus

11. Acorns

Acorns
  • Best for investing spare change.
  • Current offer: Get a $10 bonus when you start with as little as $5.
  • Sign up for Acorns here.

Acorns is a unique automated savings tool. You can automatically invest leftover change from your everyday purchases with their round-up feature. You’re unlikely to notice the “missing” money that’s invested for you, but it can help to grow your investment balance faster.

With Acorns, you can take advantage of micro-investing, making it possible for anyone to start investing, even with tiny amounts of money. 

The money that’s invested with Acorns will be automatically managed for you, essentially as a robo advisor. It’s totally hands-free, so all you need to do is keep adding money to your account. Acorns is not a trading app that allows you to buy and sell stocks, ETFs, or crypto.

Acorns also offers banking features, including a checking account and debit card. They also have an investing account for kids called Acorns Early.

There are two different plans offered. You can get a personal plan for $3 per month or a family plan for $5 per month.

Learn more in our Acorns review.

Acorns – Pros

  • Acorns automatically takes spare “change” from every single purchase and invests it. With each purchase, Acorns rounds up to the nearest dollar and allows you to invest it. As it’s automatic, you won’t have to do much work, saving you lots of time and money.
  • Low minimum of $5 to start investing into one of the prebuilt portfolios.
  • Cashback when you use a card linked to Acorns to purchase from a partnered company.
  • Hands-free investing.

Acorns – Cons

  • The management fees are high if you have a small balance. 
  • Limited investment options.

Learn more about Acorns

12. StockRover

StockRover

StockRover is different from the other investing apps covered here because you won’t be investing through StockRover. Instead, StockRover provides information and data that can help you to make better investment decisions.

Most of the popular investment apps listed above provide some data or analysis tools, but they’re generally minimal. Professional investors use data extensively, but the traditional tools and resources used by the pros are expensive and out of reach for most people. StockRover is changing that.

StockRover provides you with a powerful stock screener, comparison tools, research reports, and charting. You can also link it to your brokerage account and see performance metrics that are accurate to the minute.

Pricing starts at $7.99 per month, but a 14-day free trial is available. Regardless of which investment app or broker you’re using, StockRover could play an important role in your decision-making process.

Best Stock Screener
Stock Rover - Powerful Investment Research Stock Rover - Powerful Investment Research

Stock Rover provides the most powerful and comprehensive tools for investors. Use it to find the best investment opportunities and maximize your returns. Sign up today and try it for free.

Features:
  • Research more than 8,500 stocks
  • Details on 4,000 ETFs and 40,000 mutual funds
  • Portfolio management (syncs with your brokerage)
  • Detailed portfolio performance
  • Powerful charting and screening
  • Fully customizable

StockRover – Pros

  • Get access to data that isn’t available with most other investing apps.
  • Advanced features like a powerful stock screener and comparison tool.
  • Link it to your brokerage account and get insightful data.
  • Free trial is available.

StockRover – Cons

  • Limited education or training provided, so it’s most suitable for experienced traders.

Learn more about StockRover

13. Personal Capital

Personal Capital
  • Best financial dashboard.
  • Current offer: Get a $20 Amazon gift card when you sign up through the link below and connect at least one financial account.
  • Sign up for Personal Capital here.

Personal Capital offers a wealth management service that is somewhat of a hybrid between a robo advisor and a traditional financial advisor. As a Personal Capital client, you’ll have a dedicated advisor, but they also make excellent use of technology.

Although wealth management is their primary service, that’s not why we recommend the app. Instead, we’re fans of the free personal finance tools offered that can help your financial situation.

In addition to wealth management services, Personal Capital offers a totally free app that can help track the progress toward your financial goals. You don’t need to be a wealth management customer to use the app, and the app has a ton of excellent features like net worth calculation, net worth tracking, and reporting tools that pull in data from your various investments. 

It’s easily one of the best financial and investment apps, and it’s free. Just link the app to your bank accounts, brokerage accounts, and alternative investments, and it will track everything for you.

Personal Capital – Pros

  • The free app serves as an excellent dashboard for managing your finances and monitoring investments.
  • See reports on the performance of your investments as well as the fees you’re paying.
  • Automatically calculate and track your net worth.
  • They have other products that help your financial life, and many of them are free. For example, they can help manage your net worth and liquid net worth, scan your portfolio for any hidden or excessive fees, manage your cash flow, budget for you, and many more things.
  • Free $20 Amazon gift card when you sign up for Personal Capital and link at least one financial account.

Personal Capital – Cons

  • Personal Capital uses the app as lead generation for their wealth management services, so you’re likely to get an email or call if you use the app.

Get the free Personal Capital app here.

14. Bumped

Bumped

Bumped is an investment app that functions more like a cashback app. Instead of investing your own money, you’ll earn free fractional shares of stock based on your purchases. It’s a fantastic app because it’s essentially free money that gets invested into your account. You can sell the investments and withdraw the cash if you want, or you can use it as a way to build long-term wealth.

There’s no cost to use Bumped, and you can still earn cashback and rewards from credit cards to stack the rewards on multiple levels, so there’s no reason to not use Bumped. If you’re a regular reader, you know we love free money, and it doesn’t get any better than free stock.

When you create your account with Bumped, you’ll link the app to your credit and debit cards. You’ll also select your favorite brands in different categories (they refer to them as loyalties). Then, whenever you make a purchase with a linked card at one of the merchants selected with your loyalties, you’ll automatically earn stock. 

Typically, you’ll earn stock for the company where you’re making a purchase, but sometimes you’ll earn a fractional share of Vanguard’s VTI, a popular ETF. For example, every month, I earn Netflix stock equal to 1% of my monthly payment to Netflix.

You can also earn rewards faster by shopping through the app, similar to how many cashback apps function.

Overall, Bumped is an excellent investment app because you’re getting free stock based on purchases you would be making anyway.

Although Bumped is one of my favorite apps, it’s not going to serve as a replacement for the other apps listed here, and it will not serve as your primary investment strategy. Instead, think of it as more like a cashback app for extra money.

Bumped – Pros

  • Earn free stocks based on purchases you would be making anyway.
  • It’s an easy way to boost (or bump) your portfolio without investing any of your own money.
  • Earn stock from the companies you support.
  • Stack your rewards on top of cashback apps and rewards credit cards.

Bumped – Cons

  • Not a primary investment strategy.
  • The companies available in the “loyalties” are somewhat limited. It’s still a new app, so hopefully this improves with time.

Sign up for Bumped and get free stock

15. Stockpile

Stockpile

Stockpile is unique because you’re able to give stocks to others as a gift. In addition, you can make your wishlist of stocks and share it with others. Stockpile also makes it easy to get started by requiring a low minimum of just $5 and allowing the purchase of fractional shares.

Stockpile – Pros

  • You can buy and receive gift cards (starting at $5 and going to $100) that allow you to purchase specific stocks, including Apple, Google, Amazon, Berkshire Hathaway, Disney, Microsoft, McDonald’s, and even Bitcoin Investment Trust.
  • Commission-free trades.
  • You can buy fractional shares.

Stockpile – Cons

  • The platform is mostly built around gifting stock, and it’s not as ideal for regular stock trading.

Learn more about Stockpile

Now, Choose the Best Investment App for YOU!

We’ve featured the apps we think are the best for each purpose or scenario. Although these are the best investment apps, none of them are right for everyone. It’s up to you to weigh the pros and cons of these apps, see what your own needs are, and pick the correct investing app for you.

Many of the apps listed above are currently offering special bonuses for new users, so if you see something you like, be sure to take action while the bonus is available.

READ NEXT: How to Start Investing Without a Lot of Money



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