If you want a side gig, there are lots of opportunities around. You don’t need to troll the job boards and local newspapers, as you can make money using your smartphone with these high-paying apps.
Although you may struggle to make a full-time income with an app, they do provide an opportunity to make decent money in your free time. You can also use several different apps to increase your earning potential.
Here we’ll explore 17 of the highest-paying apps around today that are definitely worth your time.
The Highest-Paying Apps
Here are the best-paying apps that allow you to make money in your spare time.
1. Swagbucks ($5 signup bonus)
It is easy to start making extra money with Swagbucks. There are many different ways to make money, and it can even be fun. You can earn by watching videos, taking surveys, internet surfing, and even earn cash back on your purchases at thousands of participating websites.
As the name suggests, you collect Swagbucks (their point system) with various rates for different tasks. There are bonuses for sign up and referring friends. Your Swagbucks can be redeemed for gift cards for over 1,500 retailers that include iTunes, Starbucks, and Amazon. Alternatively, you can convert your SBs into cash via a PayPal account. In general, 100 SB is equal to $1, but they run a lot of promotions that allow you to redeem your points at discounted rates (for example, you might be able to get a $20 gift card for 1800 SB, which would be a 10% discount. You also need a higher minimum for a PayPal cash out, so you will need to rack up thousands of SBs for a $100 PayPal payment. This can be a little daunting, but you may be surprised at how quickly those SBs start to add up.
2. Rakuten (formerly known as Ebates, $10 signup bonus)
Ebates is considered the most widely used and successful cashback app. You can earn as much as 40% on purchases made at over 2,500 stores. You can even combine your cashback with hot daily deals, coupons, and promo codes. This is a great way to earn extra cash for your regular shopping. Ebates is now a part of the Rakuten Inc group, which means access to even more offers and deals.
All new Ebate app users who spend $25 or more in the first 90 days after sign up will receive a $10 welcome bonus. Having the Ebates app will allow you to activate shopping trips at any time and shop through the Ebates affiliate link. You will receive your cashback every three months via check or PayPal, and you don’t need to fill out any forms or keep track of points. The payout threshold is very low, so even if you’re not a serious shopping enthusiast, you can still get a payment.
3. Dosh ($5 bonus when you link a credit card)
Dosh is another cash back app that provides payment when you shop at selected retailers with your linked credit or debit card. The app is easy to install and very user-friendly. This means that you don’t need to worry about scanning receipts, logging in before you make a purchase or using promo codes. Every time you use a linked card with a qualifying merchant, Dosh automatically calculates the spend and adds your cashback to your “Dosh Wallet.” When your wallet hits $25 or more, you can receive a payment via PayPal or direct deposit.
Since Dosh has so many qualifying merchants, including retail stores, online stores, restaurants, and even gas stations, you can enjoy significant cashback with your everyday spending (you need to click through the app to get credit for online purchases).
The amount of cashback varies according to the retailer, but some of the most popular retailers offer decent cashback, such as Walmart offering 6%, Target 1.25%, and Macy’s online at 2.25%. You can even earn 1% at Exxon gas stations. So, if you plan your regular shopping, you will start to earn money fast.
4. MyPoints ($10 signup bonus)
The MyPoints app provides access to accumulating points for cashback through surveys and other simple ways. On sign up, you’ll start earning points immediately that can be turned into cash, airline miles, or gift cards. You can earn points from completing surveys, online shopping with over 2,000 retailers, reading BonusMail emails, watching videos, playing games, referring friends, and printing coupons. There is even an option for shopping in-store, where you can redeem points by uploading your receipt.
When you reach 480 points, or $3, you can exchange them for gift cards from 70 top restaurant and retail brands, or travel miles. However, there are different requirements for different cards. For example, a $25 Amazon card requires 3,950 points, while an AMC card needs 3,520. Additionally, if you want to exchange your points for a PayPal transfer, you will need to accumulate at least $25 worth of points.
Ibotta allows you to earn cashback on your online and in-store purchases. This means that without changing your shopping habits, you can rack up some serious savings. The app works with more than 300 grocery store chains, including Walmart, Krogers, and Trader Joe’s. There are also offers for everyday items and a signup bonus.
You need to be prepared to spend a little time reviewing the offers and uploading copies of your receipts, but it is well worth it. Additionally, the minimum cash out is only $20, so you don’t need to wait months to see some cash. To get the most out of this app, you need to show a little commitment. You will need to review the offers before you head to the grocery store and upload your receipts when you return. There are also some grocery stores that are not supported, so you will need to check that your favorite is.
Truebill is a free app that helps you to save money and recoup money in several different ways. It serves as an overall dashboard that allows you to see your cash, investments, and upcoming bills all in one convenient place. It also helps you to save money with smart savings goals and automatic transfers to help you achieve those goals. Most importantly, Truebill will put more money in your pocket through their bill negotiating services. They can help you to reduce your cable, cell phone, security, and other bills. There’s no reason not to try it and see what Truebill can save you.
Trim is a relatively simple app, yet it has the potential for significant savings each year. Many of us are giving money away without even realizing it, and Trim can help. With so many of us using automated payments for important bills, it is easy to be paying out for things you didn’t realize. It can be hard to spot smaller charges going out of your bank account, but these can add up to hundreds of dollars throughout the year. The Trim app combats this corporate behavior to make sure you don’t lose money every month. You need to allow the Trim app access to your spending, but it will alert you of recurring charges that could be negotiated lower or even eliminated. Like Truebill, Trim can also negotiate your cable and internet bills to save you money every month.
As the name suggests, Top Cashback is another cashback app, but it has some great benefits. There are exclusive deals with certain transactions offering up to 105 percent cashback. This means you’re being paid to shop. There are several cashback options, including getting more if you accept a voucher for Amazon or certain other sites. These offers mean that you gain 25 percent more on your rewards. You can also upgrade to the Plus Member level. This is a yearly membership plan that earns you an additional 5 percent cash back on some purchases. With savvy spending habits, you can easily negate the cost of the membership. Cashback rewards are not limited to online shopping, and there are some retail outlets supported, so you can maximize your rewards.
Drop is an easy-to-use, intuitive app that allows you to earn gift cards for your everyday spending. When you download the app and sign up, you will need to link a debit or credit card to your profile. The app works by lining up your purchases made with the card with the offers available. This means