27 of the Highest-Paying Apps

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27 of the Highest-Paying Apps

If you want a side gig, there are lots of opportunities. You don’t need to troll the job boards and local newspapers, as you can make money using your smartphone with the highest-paying apps.

The apps covered in this article provide an opportunity to make extra cash in your free time. You can also use several different apps to increase your overall earning potential.

Here we’ll explore 27 of the top-paying apps available today that are definitely worth your time.

If you’re looking for the best paying app, here are our five favorites:

  • Swagbucks – Make money from surveys, small tasks, and special offers
  • Public.com – Invest in stocks and ETFs (get up to $300 in free stock)
  • RebateKey – Save up to 100% on products you buy at Amazon
  • DoorDash – Make money as a restaurant delivery driver
  • Instacart – Make money as a grocery shopper and delivery driver

The Highest-Paying Apps

Here are the best-paying apps that allow you to make real money with your phone in your spare time.

1. Swagbucks ($5 signup bonus)


It’s easy to start making extra money with Swagbucks. There are many different ways to make money, and it can even be fun. You can earn by watching videos, taking surveys, playing games, surfing the web, and earn cashback on your purchases at thousands of participating websites.

As the name suggests, you collect Swagbucks (their point system) at various rates for different tasks. There are bonuses for signing up and referring friends. Your Swagbucks can be redeemed for free gift cards for over 1,500 retailers that include iTunes, Starbucks, and Amazon. Alternatively, you can convert your SBs into cash via a PayPal account.

In general, 100 SB is equal to $1, but they run a lot of promotions so you can redeem your points at discounted rates (for example, you might be able to get a $20 gift card for 1800 SB, which would be a 10% discount). 

The best way to make money with Swagbucks is to do a combination of tasks. If you’re only taking surveys, your income will be limited. But if you’re taking surveys, watching videos, using the Swagbucks search engine, using the cashback component, and taking advantage of special offers, your earnings will accumulate much faster. 

The special offers can be a great way to earn SB quickly. You might earn a few hundred SB for installing an app, creating an account somewhere, signing up for a free trial, or any number of other things.

Overall, Swagbucks is one of our favorite apps and survey sites because there are so many different ways to make money and because you have so many great redemption options. And with a low minimum payout of just $3, you won’t need to wait long for your rewards.

Sign up for Swagbucks here and get a $5 bonus.

2. Public.com


Over the past few years, active trading and investing has become a side hustle for millions of people. It’s important to point out that investing involves risk and you might lose money instead of making money. However, there are also plenty of potential benefits like the ability to grow your net worth and significantly improve your financial situation.

Top Pick
Get Free Stock from Public.com Get Free Stock from Public.com

Public.com offers fractional shares and the ability to start investing with any amount. You'll love the social aspect that makes it possible to connect with other investors. Get a free bonus worth up to $300 when you open an account through our link.

  • Commission-free trades of stocks and ETFs
  • Buy and sell 27 different cryptocurrencies
  • Fractional shares
  • Easy to use and beginner-friendly
  • Connect with a supportive community of investors
  • "Themes" help you to find investments that interest you
Offer valid for U.S. residents 18+ and subject to account approval. This is not a recommendation. You can lose money with any investment. Open To The Public Investing is a member of FINRA & SIPC. Regulatory and firm fees apply. Cryptocurrency trading offered by Apex Crypto LLC. See Public.com/disclosures/

Although there are many investing apps out there, Public.com is our favorite for a few reasons:

  • Commission-free trades on stocks, ETFs, and cryptocurrency
  • Purchase fractional shares for as little as $1
  • User-friendly platform and interface
  • Social networking features that allow you to connect with other investors and learn
  • Themes (lists of stocks and ETFs) that make it easy to find the right investment opportunities
  • Available as an iPhone app or Android app

Public.com is a beginner-friendly platform, but even experienced investors will appreciate the unique social features of the app. As a hybrid investing app and social network, Public.com has an active community of users that you won’t find on other platforms. With the right approach, it may wind up being one of the top-paying apps.

Sign up for Public.com here and get up to $300 in free stock.

3. RebateKey


RebateKey is an awesome resource that’s still unknown to a lot of people. With a free RebateKey account, you can get rebates of up to 100% on products you buy at Amazon. There are fresh offers added every day, so there’s always something new to find.

Amazon sellers who are looking for exposure and to boost their sales on the platform will offer deep discounts via rebates. In many cases, you can save 50% – 100%. With a 100% rebate, that means you’re getting the product for free! If you’re a Prime subscriber and you get free shipping on any order, you’ll love RebateKey.

There are 100% rebate offers available every day, but they have limited quantities and the most popular products go quickly, so you’ll need to check the site regularly if you want to get the best deals.

I’ve used RebateKey several times and it works great. The only downside is that you need to wait 30 days to get the rebate. But if you love finding deals and you want to get free products, you won’t want to miss RebateKey.

Sign up for RebateKey here.

4. DoorDash


If you’re looking to earn a significant amount of money through an app, one of the best options is to choose an app that allows you to provide a service. DoorDash is our favorite gig economy and food delivery app because there are options in many cities, you can start working and making real money very quickly, you can use any vehicle to make deliveries, and there’s plenty of work available. It’s probably the best paying app out there.

As a DoorDash driver (or “dasher” as they call them), you’ll be picking up orders at restaurants and delivering the food to customers. While ridesharing apps like Uber and Lyft also allow you to make money by driving, they require you to have strangers in your car. DoorDash and other delivery apps allow you to make money by driving, without the need to give rides to strangers.

DoorDash drivers can make good money, especially if you’re working during peak times like lunch and dinner hours. Overall, it’s one of the highest-paying apps with plenty of opportunities available.

Sign up for DoorDash here.

5. Instacart

Instacart Shoppers
  • Sign up bonus: none

Instacart allows you to cash in and shop. You can make money grocery shopping and delivering the items to a customer’s home. The orders come through the app, and you can work flexible hours. You can earn commission or work on an hourly rate depending on whether you opt to be an independent contractor or part-time employee. You’ll collect your earnings weekly.

Instacart operates in a growing number of states, and you can check that your town or city is listed on the service area section. The demand for grocery delivery has increased drastically since the pre-covid era, and that seems like a trend that is likely to continue.

You do need to meet some basic requirements to become an Instacart shopper, including being over the age of 18, the ability to lift 40 pounds and pass a background check.

Signup for Instacart here.

6. Shipt

  • Sign up bonus: none

Shipt is another grocery shopping and delivery service that’s similar to Instacart, but different in some significant ways. Shipt works on a membership basis, so the customers you’re working for will be paying members. Shipt encourages members to trip delivery drivers, which may help to increase your income. Shipt claims that drivers make $22 per hour or more.

As a Shipt shopper, you’ll have full control over your hours through this gig economy app. You can work part-time or full-time, whenever it fits into your schedule.

Like most other gig economy apps, you’ll need to apply and go through a basic approval process before you can start working.

Sign up for Shipt here.

7. Rover

  • Sign up bonus: none

If you’re a pet lover, you can turn your spare time into cash with Rover, one of the highest-paying apps. Sign up as a pet sitter and be connected with a nationwide network of pet owners who need dog walking, pet sitting, or boarding.

Each scenario is different from caring for dogs in your home while the owners are on vacation or pet sitting in the owner’s house. You will need to be prepared to cater to the specific needs of the dog and even update the owners with photos so they can know their furry friend is in safe hands. You can specify your rates in your profile and accept or reject any requests that come through.

You might be surprised at how much money you can make by offering services through Rover. Earlier this year we interviewed Lily, who is making $40,000+ per year with a simple home-based pet sitting and dog walking business. Read the interview here: How to Become a Pet Sitter.

This is a very attractive option not only because of the strong income potential, but also because just about anyone can do it and no experience is required. Use it as a side hustle to make some extra income in your spare time, or turn it into a full-time income.

Sign up for Rover here.

8. Fiverr


Fiverr is a marketplace for freelancers. You can create an account and set up different gigs that customers will purchase. There’s a very wide range of services you could offer, but some examples would include things like designing social media graphics, photo editing, writing, design, voice-overs, video creation, and more.

It’s an incredibly popular marketplace and many freelancers are making a nice income on Fiverr, whether it’s a side hustle or full-time income. There are a lot of people already offering services on Fiverr, so it may take some effort and patience to build up your profile, but it can be a great way to make real money.

Originally, Fiverr was almost exclusively low-paying gigs and offered limited opportunities for workers who wanted to charge higher rates. However, that’s changed over the past few years. You’ll definitely find workers who are offering services at very low rates, but those who provide a high-quality service are able to charge more and make a higher amount for their time.

Sign up for Fiverr here.

9. InboxDollars ($5 signup bonus)


InboxDollars is a survey site similar to Swagbucks. You can make extra money by doing a number of different things like taking online surveys, watching videos, completing special offers, and even just reading emails. You’ll be able to see how much each task is worth before you start, so you can decide which tasks are worth your time. Instead of earning points, you’ll earn actual money. When it’s redeemed, you get paid in cash instead of a gift card.

Like Swagbucks, the best way to earn with InboxDollars is to complete a variety of different tasks. It’s probably not the best-paying app in terms of income potential, but if you’re active on the site you can easily make some extra money that will go nicely with the money that you make from Swagbucks.

Sign up for InboxDollars here to get the $5 bonus.

10. MyPoints ($10 signup bonus)

  • Sign up bonus: $10

The MyPoints app provides access to accumulating points for cashback through surveys and other simple ways. On sign up, you’ll start earning points immediately that can be turned into cash, airline miles, or gift cards. You can earn points from completing surveys, online shopping with over 2,000 retailers, reading BonusMail emails, watching videos, playing games, referring friends, and printing coupons. There’s even an option for shopping in-store, where you can redeem points by uploading your receipt.

MyPoints - Cash Back and Rewards MyPoints - Cash Back and Rewards

Earn cash back from purchases at thousands of online retailers and earn rewards for simple tasks like taking online surveys, watching videos, and printing coupons. Sign up for MyPoints now for a $10 bonus!

  • Earn a $10 Amazon gift card with your first purchase
  • Lots of ways to earn points for PayPal cash or gift cards
  • MyPoints has awarded over $236 million since 1996
  • Easy side hustle for your spare time

When you reach 480 points, or $3, you can exchange them for gift cards from 70 top restaurant and retail brands, or travel miles. However, there are different requirements for different cards. For example, a $25 Amazon gift card requires 3,950 points, while an AMC gift card needs 3,520. Additionally, if you want to exchange your points for a PayPal cash transfer, you will need to accumulate at least $25 worth of points.

Signup for MyPoints here and get a $10 bonus.

11. Survey Junkie

Survey Junkie

While Swagbucks, InboxDollars, and MyPoints all allow you to earn money by taking surveys, they also offer several other tasks. Survey Junkie is different because they focus exclusively on surveys. If taking surveys is what you want to do as a side hustle, you should definitely try Survey Junkie. The selection of surveys at Survey Junkie is better than just about any other paid survey app or website that you’ll find.

Each survey on Survey Junkie will tell you how much you’ll earn and how long the survey will take, so you can prioritize the best options. If you see a good survey, be sure to act quickly because they don’t last forever, and some of the higher-paying surveys go very quickly. 

With Survey Junkie, you’ll earn cash payouts instead of points for sharing your opinions. It’s definitely one of the best survey sites available.

Sign up for Survey Junkie here.

12. KashKick

  • Sign up bonus: none

KashKick is another app that allows you to make money with your phone by taking surveys and completing other small tasks. If you’re looking to use surveys as a side hustle, signing up for several different sites will give you the best opportunity to earn, because each site or app will have a limited number of surveys available. KashKick is one that should be considered.

Sign up for KashKick here.

13. Robinhood


Earlier, we looked at Public.com. Robinhood is another similar investing app that offers commission-free trades. The biggest difference between Public.com and Robinhood is that Robinhood does not have social networking features.

Get a Free Stock from Robinhood! Get a Free Stock from Robinhood!

Robinhood offers commission-free trades of stocks, ETFs, options, and cryptocurrency. There are no account minimums and you can buy fractional shares for as little as $1. Right now you can get a free stock just for creating an account through the button below.

  • Commission-free trades
  • No account minimums
  • Buy fractional shares for as little as $1
  • User-friendly platform
  • Invest in cryptocurrencies like Bitcoin and Ethereum

One way that Robinhood stands out is by also offering trades of popular cryptocurrencies like Bitcoin and Ethereum. It’s a user-friendly mobile app that is suitable for beginners or more experienced investors.

Sign up for Robinhood here and get a free stock.

14. Groundfloor


Groundfloor is a real estate crowdfunding platform that makes it simple to get started in real estate investing and earn passive income. With as little as $10, you can invest in house flips, renovations, and the occasional new construction project.

Although there are many ways to invest in real estate, Groundfloor is one of the easiest options and it’s very beginner-friendly. Instead of needing thousands of dollars, which is the case with some other real estate platforms, the low $10 minimum makes it possible for anyone to get started with Groundfloor.

According to Groundfloor, investments through their platform have historically produced average returns of more than 10%. Long-term, it could wind up being the best-paying app. So as you can see, there is potential to do quite well with these investments. You’ll be able to add money to your Groundfloor account or move it to your bank with direct deposit.

You’ll be investing in short-term loans that are anywhere from a few months to a year in length. That means your money won’t be tied up for 5-10 years as it would be with most real estate investments.

Sign up for Groundfloor and get the $10 bonus.

15. TaskRabbit

  • Sign up bonus: none

TaskRabbit is an app that matches service providers with clients. You can offer a very wide variety of services through TaskRabbit, including things like cleaning, moving, delivery, furniture assembly, and general handyman tasks. 

When a TaskRabbit user has a job that needs to be completed, they’ll post it and TaskRabbit will notify you of available jobs in your area. You’ll be able to choose the jobs that you want, based on the rate you want to earn. You can also work as much or as little as you want, and whatever hours you choose.

To get started as a tasker, you’ll need to register online and attend an onboarding session.

TaskRabbit is currently available in more than 50 cities in the United States, with more likely to be added in the future.

Sign up for TaskRabbit here.

16. Handy.com

  • Sign up bonus: none

Handy is the Uber of home cleaning and one of the top-paying apps. If you like everything spic and span, you can turn your spare time into extra cash. You’ll need to supply some personal information to pass a background check. Then the app will connect you with homeowners in your area who need cleaning services, and other services like lawn care, plumbing, and more.

The cleaning services include vacation rentals, maid services, whole-home cleaning, deep cleaning, and kitchen cleaning.

Sign up for Handy here.

17. Uber and Lyft

  • Sign up bonus: none

Unless you’ve been living under a rock, you’re likely to be familiar with Uber, but becoming an Uber driver can be a great side gig. Uber has over 3 million drivers operating around the world. You need to meet the Uber requirements, but you can earn some serious cash even if you don’t want to work peak hours. Uber takes 20 percent of the ride fares booked through the app. Customers pay and tip with a credit card using the app, so you don’t need to worry about carrying cash.

You do need to upload your paperwork to confirm your driving eligibility and provide vehicle details, but once everything is approved, you can manage your fares through the app and start making money.

With the popularity of Uber, it was inevitable that more apps and services would arrive, and Lyft was founded in 2012. Driving for Lyft can be a decent side gig or with some dedication, a full-time income. The fares are broken down into the basic fare, the cost per minute, and the cost per mile. The app bills the passenger the basic fare to start the ride, and you need to tap the app after you arrive to start earning the cost per minute. Your fares can also include Prime Time, which is an extra charge for the customer when it’s busy, or there are fewer drivers available. You can also earn tips from your passengers.

Lyft takes between 20 and 25 percent commission, and you can get paid in one of two ways; a weekly checking account deposit or Express Pay that loads onto your debit card. Express Pay automatically loads your debit card when you reach $50 in earnings, but there is a small transfer fee.

Sign up for Uber here, or sign up for Lyft here.

18. HealthyWage

  • Sign up bonus: none

HealthyWage is designed to make losing weight more exciting and fun. You can earn cash prizes and achieve your goal weight. The app allows you to make bets (using a credit card) on losing certain amounts of weight within a specified time frame. The money you win is determined by a number of factors, including the amount you bet and your current weight. If you win your bet, you can receive your winnings via PayPal or check. If you lose your bet, the money supports operating the app and website. There are also competitions and challenges to enjoy even more extra cash.

There’s no limit to how much weight you need to lose, but there is a minimum 6-month duration and a maximum of 18 months, so you’ll need to think about how much you want to lose and how long it will take. You can then determine your monthly bet from $10 to $995, then hit the gym! Of course, a bigger bet bring increased risk, but it could help HealthyWage to be one of your top-paying apps.

Sign up for HealthyWage here.

19. Bambino

  • Sign up bonus: none

Bambino is an app that helps parents find babysitters in their local area. You can create an account as a sitter to start making money in your spare time. To get started, you’ll need a recommendation from one parent. Once you have that recommendation, your profile will become visible to other parents looking for sitters. If they’re interested in hiring you, they’ll send a request with details like the date and time, as well as the number of kids you’ll be watching.

When you’re setting up your profile, you’ll be able to set your own rates, so you’re in control over the amount that you get paid. You’ll get paid directly through the app once the sit is complete.

A background check is not required for sitters, but it’s an option that you’ll probably want to do. Bambino says that sitters who have completed a background check get twice as many requests as sitters with no background check.

Sign up for Bambino here.

20. Rakuten (formerly known as Ebates, $10 signup bonus)


Rakuten (formerly known as Ebates) is considered the most widely used and successful cashback app. You can earn as much as 40% on purchases made at over 2,500 stores, including many popular retailers and online stores. You can even combine your cash back with hot daily deals, coupons, and promo codes. This is a great way to earn extra cash for your regular shopping.

The Rakuten browser extension makes it easy to earn cashback. With the extension installed, you’ll be notified whenever you’re visiting a website that offers cashback through Rakuten. Then, all you need to do is click on the notification and your online purchase will be tracked through Rakuten’s affiliate links.

All new Rakuten app users who spend $25 or more in the first 90 days after sign up will receive a $10 welcome bonus. Having the Rakuten app will allow you to activate shopping trips at any time. You’ll receive your cashback every three months via check or PayPal, and you don’t need to fill out any forms or keep track of points. The payout threshold is very low, so even if you’re not a serious shopping enthusiast, you can still get a payment.

Signup for Rakuten here and get a $10 bonus.

21. TopCashback

  • Sign up bonus: none

As the name suggests, Top Cashback is another cashback app, but it has some great benefits. There are exclusive deals with certain transactions offering up to 105 percent cashback. This means you’re being paid to shop.

There are several cashback options, including getting more if you accept a voucher for Amazon or certain other major brands. These offers mean that you gain 25 percent more on your cash rewards through the shopping portal.

You can also upgrade to the Plus Member level. This is a yearly membership plan that earns you an additional 5 percent cashback on some purchases. With savvy spending habits, you can easily negate the cost of the membership. Cashback rewards are not limited to online shopping, and there are some retail outlets supported, so you can maximize your rewards.

Sign up for TopCashback here.

22. Ibotta ($20 in sign up bonuses)


The Ibotta app allows you to earn cashback on your online and in-store purchases. This means that without changing your shopping habits, you can rack up some serious savings. The cash back app works with more than 300 grocery store chains, including Walmart, Krogers, and Trader Joe’s. There are also offers for everyday items and a signup bonus.

You need to be prepared to spend a little time reviewing the offers and uploading copies of your receipts, but it is well worth it. Additionally, the minimum cash out is only $20, so you don’t need to wait months to see some cash. To get the most out of this app, you need to show a little commitment. You will need to review the offers before you head to the grocery store and upload your receipts when you return.

Signup for Ibotta here.

23. Acorns

Acorns Review

Acorns helps you to save and invest. There are a few different aspects to the app that make it appealing. The roundup feature allows you to effortlessly grow your portfolio. Link Acorns to your credit cards and your purchases will round up to the next dollar. If you spend $5.35, Acorns will save and invest $0.65. This can be very powerful, especially if you use it for a long period of time as all that spare change can really add up.

There is also a robo advisor component to Acorns. You’ll be able to choose from five different portfolios from conservative to aggressive, and your money will be automatically invested accordingly. If you’re interested in following an automated approach rather than making your own investment decisions, Acorns could be a great fit for earning passive income.

Sign up for Acorns here.

24. Drop


Drop is an easy-to-use, intuitive app that allows you to earn gift cards for your everyday spending. When you download the app and sign up, you will need to link a debit or credit card to your profile.

The app works by lining up your purchases made with the card with the offers available. This means that you’re accumulating points as you do your regular spending.

You can also choose five of your favorite brands, such as Uber, Walmart, or Starbucks, where you spend the most money. These choices cannot be changed after registration, so choose yours wisely. You can also choose bonus offers to maximize your savings.

After you’ve earned over 5,000 points, you can exchange them for gift cards at your favorite retailers. A $5 gift card will cost you 5,000 points across the board.

→ Sign up for Drop here.

25. Truebill


Truebill is a free app that helps you to save money and recoup free money in several different ways. It serves as an overall dashboard that allows you to see your cash, investments, and upcoming bills all in one convenient place. It also helps you to save money with smart savings goals and automatic transfers to help you achieve those goals.

Most importantly, Truebill will put more money in your pocket through their bill negotiating services. They can help you to reduce your cable, cell phone, security, and other bills. There’s no reason not to try it and see what Truebill can save you.

Signup for Truebill here.

26. Trim


Trim is a relatively simple app, yet it has the potential for significant savings each year. Many of us are giving money away without even realizing it, and Trim can help. With so many of us using automated payments for important bills, it’s easy to pay out for things you didn’t realize. It can be hard to spot smaller charges going out of your bank account, but these can add up to hundreds of dollars throughout the year.

The Trim app combats this corporate behavior to make sure you don’t lose money every month. You need to allow the Trim app access to your spending, but it will alert you of recurring charges that could be negotiated lower or even eliminated. Like Truebill, Trim can also negotiate your cable and internet bills to save you money every month. Saving money every month is as good as passive income.

Sign up for Trim here.

27. Poshmark


The Poshmark app not only allows you to shop for great deals on designer clothing, but you can also earn some extra cash. Poshmark clothing needs to be of good quality and in good condition. There is a boutique section, but this tends to be highly competitive.

The main difference between Poshmark and other selling apps is that this is a more social activity (see Poshmark vs. eBay vs. Mercari). The app is connected with different social media platforms, so you can connect with new friends who also enjoy your favorite clothing brands. You can also host clothing parties and other fun activities, but you need to adhere to the strict policies to continue operating as a seller.

Sign up for Poshmark here.

Highest-Paying Apps: Final Thoughts

These money-making apps offer fantastic potential for an impressive side gig or to turn a spare couple of hours each week into extra cash. Of course, you need to check the specific terms and conditions, but it’s likely that you can find a high-earning app or passive income app that suits your favorite activities and preferences.

Be sure to take action and use some of the highest-paying apps to earn the side hustle income you’re looking for.

Disclosure: Information presented on Vital Dollar and through related email marketing is intended for informational purposes only and is not meant to be taken as financial advice. Please see our Disclosure for further information.