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(Updated February 11, 2020) If you’re looking for free money fast, you’re in the right place! On this page you’ll find many amazing offers that will find missing money owed to you, offer generous signup bonuses, and other ways to earn easy money with little-to-no effort on your part.
There are a variety of different offers here, and this page while is always being updated as new offers are available (there are a lot online), so be sure to come back. If you know of an offer that you think should be added please contact me.
With some of these offers, you’ll get free money now, others can take a little time before you’ll have the money in your bank account or in the mail. Whether you need money desperately or you’re just looking for some extra cash, you’ll love these offers.
Many of the offers are from free apps or website that offer unique programs that you definitely won’t want to miss.
Real Ways to Get Free Money
$20 Bonus from Ibotta
Ibotta is one of the best money-saving mobile apps (and it’s free, and there are up to $20 in bonuses for new users). You can find cashback offers at a huge number of retailers, including stores that you shop at every week like grocery stores, Walmart, Lowe’s and many others. Simply pick the offers that you want, and then use your phone to take a photo of your receipt. It’s really easy and you can get cashback on things you would be buying anyway. It’s easily one of our favorite money-saving apps!
$5 Cash Bonus from Swagbucks (plus lots of other easy ways to make money)
With Swagbucks you can make money for simple things like taking surveys, watching videos, and playing games. It’s a really easy way to make money with your spare time. Once you’re logged in you’ll see all kinds of different offers and how many swagbucks (their point system) you can earn for each. After you earn some swagbucks you can redeem them for cash (through PayPal) or gift cards. In order to get the bonus, be sure to verify your email address after you signup (just click the link they email to you). Swagbucks is our #1 choice for making easy money in your spare time.
Get a $10 Gift Card from MyPoints (plus lots of other easy ways to make money)
MyPoints is similar to Swagbucks. It offers different ways to make money (like surveys, playing games, watching videos, printing coupons), and they also offer cashback. The cashback part is similar to Rakuten, where there are thousands of partner stores. If you sign up through this link you’ll earn a $10 gift card if you make a qualifying purchase within the first 30 days. With thousands of online retailers in their program, it’s easy to find a purchase that you need to make.
→ Sign up for MyPoints through this link to qualify for a $10 gift card.
Get a $5 Bonus from InboxDollars
InboxDollars is one of the best survey websites, and right now you can even get a $5 bonus just for signing up through this link. Once you’ve created your account you can earn money by taking simple, short surveys. There are also plenty of other ways to make money by opening emails, watching videos, playing games, printing coupons, and taking advantage of different offers. Just in the past few weeks, I’ve made money for installing free apps that I wanted to install anyway.
→ Sign up for InboxDollars through this link to get a $5 bonus.
Let Truebill Save You Money
Truebill is a free app that can save you money in a few different ways. Most importantly, Truebill can reduce your monthly bills through their bill negotiation service. They can lower your bills for cable, internet, cell phone, utilities, and more! The app will also help you to identify unnecessary subscription payments that can be canceled, categorize your expenses to see where your money is going, set up savings goals, and automate your savings. Truebill can serve as your personal financial dashboard as it links to your accounts so you can see your cash, credit, investments, and even upcoming bills.
→ Sign up for Truebill and let their negotiators lower your bills.
Cut Your Monthly Bills with Trim
Trim is a free app that is similar to Truebill. It will help you to save money each month by lowering your bills. Trim will negotiate to get you lower bills, and it will also help to identify any unwanted subscriptions that you can cancel. Many users save $100 or more just by trying this free app. There are no costs to try the app. If Trim identifies savings for you they’ll earn 33% of the amount that they are saving you. It’s definitely worth trying to see if Trim can save you some money.
→ Try Trim for free and see how much you can save.
Get a Free Stock from Webull
Webull is an investing app that offers free trades of stocks and ETFs. Webull also offers advanced reporting and analysis features that many traders will love. They run a lot of promotions, including offers for a free stock when you deposit $100 into your account. Depending on the time, there may be other free stock promotions available as well. Not only is Webull a great choice because of the free stock, but the free trades and advanced reporting makes it one of the best investing apps available.
→ Sign up for Webull and make a qualifying deposit to get a free stock.
Get a Free Stock from Robinhood
Robinhood is a great (and free) investing app that is similar to Webull. With Robinhood, you can easily manage your portfolio of stocks right from your mobile phone, with zero commission trading. It’s a great app if you’re just looking to start investing, and it’s also useful for more seasoned investors.
As a special bonus, if you sign up through this link you’ll get a free stock. It could be a stock worth a few dollars, or maybe you’ll be lucky and get Facebook stock!
→ Sign up for free here to see what stock you’ll get.
Get a Free Stock from Nvstr
Nvstr is another investing platform that offers a free bonus for signing up. If you create an account through this link, you can be eligible for up to $1,000 in cash to invest (the reward is selected at random). Nvstr is a little bit different because it emphasizes collective wisdom. You can get insight from expert investors and people you trust. Nvstr also features Nobel Prize winning portfolio allocation that allows you to re-allocate your portfolio with a single click.
Get $10 from M1 Finance
M1 Finance offers free automated investing, but unlike other robo advisors, M1 Finance is free to use. When you create and fund a new account through this link, you’ll get a $10 bonus. You can create your own custom portfolio or choose from more than 80 expert portfolios that have been created for different types of investors. All you need to do is deposit money and M1 will automatically invest it according to your preferences. You can also buy fractional shares of any investment that they offer.
Get $5 to Invest with Acorns
Acorns is one of my favorite mobile apps (and if you sign up through this link you’ll get a $5 bonus). You can connect a credit card to your Acorns account and when you make a purchase it will round up to the next dollar, and the difference will be invested. You can also set up recurring investments or make one-time investments when you have the money. Your investments are automatically diversified across 7,000 stocks and bonds. It truly makes saving and investing effortless, and the $5 bonus makes it even more appealing.
Get Free Stock with the Bumped App
Bumped is a free app that is similar to some cashback apps, except instead of cashback, you’ll earn fractional shares of stock in your favorite companies. You’ll link your credit or debit cards to the app, choose your favorite stores, and then whenever you make a purchase at those stores (plus restaurants and websites), you’ll earn stock equal to a percentage of your purchase. Best of all, you’ll still earn credit card rewards so you can stack the perks multiple levels. Bumped currently has a waitlist, but they’re letting new users in gradually.
Let MobileXpression Pay You to Surf the Internet
If you like making money passively, you will love MobileXpression. MobileXpression is a research panel that will pay you to share your mobile surfing activity with them. All you need to do is sign up for free and install their app on your phone or tablet. Each week you’ll in credits that you can cash in for gift cards. You’ll also get a bonus just for signing up. You can make about $50 per year in rewards per device. It’s probably the easiest money you’ll ever make.
→ Sign up for MobileXpression and get the bonus credits.
Nielsen Computer and Mobile Panel
Nielsen Computer and Mobile Panel monitors internet usage, and they are willing to pay you to share your browsing data with them. You can install the app on a computer, phone, or tablet and earn up to $50 per yer per device. It’s very easy, passive way to make a little extra money, and they do not collect or store your personal information. Like MobileXpression, it’s extremely easy money.
→ Sign up with Nielson to start making $50 per year passively.
Mistplay (get paid to play games)
Mistplay is a free app that allows you to earn money and gift cards for playing games. That’s right, you can play games on your smartphone in your spare time and actually earn rewards. It may sound too good to be true, but Mistplay is legit (it has an average 4.4 out of 5 star rating on the Google Play store with almost 50,000 reviews). As you might expect, you’re not going to get rich playing games on Mistplay, but you can earn some extra money and monetize your spare time (and have some fun too).
→ Get Mistplay here and start getting free money for playing games.
Let Paribus Get Refunds for You
Paribus is a free app that will notify you if stores owe you a refund. Just link it to the email address that you use for online purchases and it will automatically scan receipts that come to you by email. If a store offers price protection Paribus will try to find a lower price at another store so you can get a refund for the difference. Paribus also will check your Amazon shipments to make sure they arrive on time. For example, if you’re a Prime member and an item is supposed to arrive in 2 days, you may be able to get a discount or a free month of Prime if the packages arrives late. Paribus will take care of this for you, and it’s free!
$10 Cash Bonus from Rakuten (plus savings on your purchases)
If you’re not using Rakuten (formerly known as Ebates) already, you should start using it right away. With a Rakuten account, you can get cashback at thousands of different retailers online and for some in-store purchases. The percentage of cash back varies, but it’s an easy way to save on things that you would buy anyway. And if you make the purchase with a cash rewards credit card you can double dip on the rewards!
Rakuten makes it very easy to get cash rewards. You can install a browser extension and it will remind you of cashback opportunities when you are browsing. Just click the notification to activate and you’ll be all set to get cashback on a purchase that you would have made anyway.
To make it even sweeter, Rakuten is offering a $10 cash bonus if you sign up through this link. All you need to do to qualify for the bonus is make one purchase in the first 30 days. With plenty of leading websites in their program, like Amazon.com and Walmart, making that one purchase in 30 days is simple.
Get the Most Cash Back with TopCashback
TopCashback is very similar to Rakuten. With a free TopCashback account, you can earn cashback from thousands of different online retailers. While TopCashback doesn’t offer a signup bonus, it does offer excellent savings on many of the purchases that you make on a regular basis. In many cases, the percentage of cashback that you’ll earn with TopCashback will be higher than any other site or app. If you want to maximize the cashback that you earn, be sure to sign up for this site.
Get a $2 Bonus and Earn Cashback on Groceries with Fetch Rewards
Fetch Rewards is an app that is fairly similar to Ibotta. You can easily save money on groceries, regardless of where you shop. Just scan your receipt when you buy groceries and save on thousands of products. When you sign up, use the code FETCH2K to get a signup bonus of 2,000 points (equal to $2).
→ Sign up for Fetch Rewards through this link and use the code FETCH2K to get a $2 bonus.
Get a $5 Bonus and Earn Cashback on Groceries with Checkout 51
Checkout 51 is another cashback app that focuses specifically on groceries, but it works a little bit differently than Fetch. With Checkout 51, you’ll browse the available offers by store and claim the offers that you want to redeem. After your purchase, you can scan the receipt with your phone and earn cashback. It’s a great way to save on the things you buy anyway. And Checkout 51 is also offering a total of $5 in bonuses for new users after submitting your first few receipts.
Credit Card Rewards and Signup Bonuses
One of the best ways to get free money is to use a good cashback or rewards credit card for your everyday purchases. We all spend money on things like groceries, gas, clothing, and other bills, and getting rewards for those purchases can make a huge difference. Many cards will allow you to earn cashback for any purchase, and a lot of cards also offer a signup bonus for new cardholders. The signup bonuses can be as much as $700! (See a list of the best credit card signup bonuses here.) That’s a lot of free money. Regardless of whether you use a cashback credit card or a travel rewards credit card, getting something extra from the purchases that you need to make is a smart move.
Bank Account Bonuses
Many banks run promos from time-to-time that offer bonuses for people who open new accounts (see our list the best bank bonuses currently available). This is often for checking and/or savings accounts, but other options like investment accounts could also fall into this category. You may get advertisements in the mail or by email for specific offers. These offers change frequently so you’ll need to take action when you find a good offer. In most cases, you can get $100 or more for simply opening and funding a new account. Be sure to read and understand the terms, including the minimum deposit to qualify and how long you’ll need to leave it in the account.
CIT Bank is currently offering a $100 – $200 bonus for new and existing customers. In order to qualify, you’ll need to deposit at least $25,000 into a high-yield savings account.
Free Credit Monitoring
Credit monitoring won’t directly put money in your pocket, but it can help you to stay on top of your credit score and credit report and prevent problems from identity theft. It can save you money from dealing with identity theft, and also by helping you to qualify for better interest rates. Both Credit Sesame and Credit Karma offer free basic credit monitoring services.
Get $5 Bonsu from Dosh
Dosh is a cashback app, but it works differently than those like Rakuten and TopCashback. You’ll link your credit and debit cards to your Dosh account, and when you make a purchase from a website or retailer that participates in their program (using one of your linked cards) you’ll earn cashback. Right now you can also earn a $5 bonus when you sign up through this link and link up one of your own credit cards.
→ Sign up for Dosh through this link and get $5 for linking a credit card
Get $5 Bonus from Drop
Drop is another cash back app that links to your credit or debit cards to earn money automatically. You can earn cashback on purchases at major retailers like Walmart, Target, Walgreen’s and even Dunkin Donuts. In addition, Drop also has a number of special offers that will earn Drop points, which can be redeemed for gift cards. These offers may include things like downloading an app or opening a bank account. Right now, Drop is offering a $5 bonus when you link your first credit card.
→ Sign up for Drop through this link and get $5 for linking a credit card
RebateKey (get free products and extreme rebates)
RebateKey is a unique website that allows you to earn cash back for making specific purchases online. Brands and sellers who are looking to get some exposure for their products or to gain sales momentum on a marketplace like Amazon will offer sizable rebates in order to get people like you to purchase their products. In some cases the rebate is 100%, meaning you get the product for free after the rebate! You can browse the available offers and sort by percentage rebate to find the free deals. You’ll need to sign up at the site to see all of the available deals.
→ Sign up for RebateKey here to start getting free stuff.
Arcadia Power (free program to save money on electricity)
Arcadia Power is a free program that works to save you money automatically when a better price on electricity is available. It takes just a few minutes to sign up, and Arcadia Power will save you money automatically. There is no cost, no commitment, and no impact on your service.
→ Sign up for Arcadia Power to start saving money effortlessly.
UpVoice – Get Paid to Surf ($70 per year)
UpVoice is a Google Chrome extension that allows you to earn points by visiting popular websites like Facebook, YouTube, Twitter, Instagram, LinkedIn, and Amazon. You’ll need a Facebook profile to sign up, and then all you need to do is install the Chrome extension and browse sites like you normally do and you’ll be able to earn up to $70+ per year in gift cards. The best thing about UpVoice is how easy and passive it is.
→ Sign up for UpVoice here and get bonus points for joining
Get $20 from Personal Capital
Personal Capital is an amazingly-useful (and free) web and mobile app. Inside your Personal Capital dashboard, you can link all of your accounts (like savings accounts, IRAs, etc.). It’s very quick and easy to link accounts, and then you’ll be able to see all kinds of useful information. You can see your net worth at any time, use free tools to analyze your portfolio, and use the retirement calculator and planning tools. And to make it even better, you can get a $20 bonus if you sign up through this link and link at least one investment account.
→ Sign up for Personal Capital through this link and get the $20 bonus
Let Charlie Help You Save
Charlie is a free service that can help you to save money in several different ways. There is no app to download or install. You’ll simply send a text to Charlie and communicate through text or Facebook Messenger. Charlie can help you to avoid overdraft fees or late fees, spend smarter, and save money. The average Charlie user saves $80 per week.
Get Free Cash from SaverLife
SaverLife is a program of the non-profit organization Earn. Their mission is to encourage more people to save. You can sign up for a free SaverLife account, link your savings account, and participate in different savings challenges and games. You can win small monetary prizes or bigger prizes like $500 in cash.
Get $5 to Start your Qapital Account
Qapital is another great app that makes savings fun (and if you sign up through this link you’ll get a $5 bonus). You can set up a variety of different types of rules that will trigger savings (transferring money from your checking account), and it will build up in your Qapital account.
One of the great things about this app is the flexibility and possibilities for these savings rules. For example, you can set up a rule that if you spend less than $20 a week at Starbucks it will save the difference for you. You can set up goals and rules that will be fun and motivate you to save. And Qapital accounts are FDIC insured.
Get $5 to Invest from Stash
Stash is another noteworthy investment app. You can start investing with as little as $5, and they’ll even give you $5 just for signing up through this link. Stash offers a variety of tools to help you invest and learn, so it’s a great option for new investors. You can pick an investment strategy that suits your interests and goals, and Stash will direct you. They offer stocks and ETFs curated by their investment team. The app does cost $1 per month, but the first month is free so you can try it with no risk.
→ Sign up for Stash through this link and get a $5 bonus.
Get $1 from Trunow
Trunow is a mobile app that helps you to save money on gas. You can use the app to find the lowest gas prices near you, and you can even earn cash back from all of your gas purchases. Simply use the app to photograph your receipt and you’ll earn 1-2% cash back from each gas purchase. It’s not a huge amount of cash back, but you can use it in addition to a cash back credit card to stack even more rewards. Plus, Trunow will give you $1 if you sign up through this link and use the referral code R7N8DR.
→ Sign up for Trunow and use the referral code R7N8DR to get $1.
Get a $1 Sign Up Bonus from Vindale Research
Vindale Research is one of the more reputable companies that will pay you to take surveys. You can take simple surveys from thousands of different companies and earn cash (not just gift cards or points). You’ll be paid either by check or PayPal. Right now Vindale Research is offering a $1 bonus if you sign up through this link. Not only can you make money by taking easy surveys, but you’ll get started with a nice $1 boost.
→ Sign up for Vindale Research through this link to get a $1 bonus.
Get Paid to Leave Reviews
Sign up for a free account at Slicethepie and you can get paid to review companies, products, and services. You’re not going to get rich with this approach, but it’s easy money, and you might even have fun doing it.
→ Sign up for Slicethepie to start getting paid for writing reviews.
Get $5 from Raise
Raise is one of my favorite sites for saving money. At Raise you can buy discounted gift cards for just about any store or restaurant you can think of. The amount you save will depend on the store, but in many cases the savings will be 10% or more. Raise has a 1-year money-back guarantee on all purchases. Right now you can create a Raise account through this link and get $5 off your first purchase of $50 or more.
Get $40 in Travel Credit from Airbnb (new users)
If you’ve never used Airbnb, you can sign up and get $40 towards your first trip. Through Airbnb you can rent unique homes all around the world.
Get $25 from Cricket Wireless
Are you overpaying for your cell phone service? There’s a good chance you are. With Cricket Wireless you can get a plan that includes talk, text, and data for as little as $25 per month. You also get discounts for adding multiple lines on the same account. I’ve been a Cricket customer since 2017 and I love the quality of the service and the price. Right now you can sign up through my referral link and get a $25 account credit.
The “Free” Section at Craigslist
Craigslist is a great place to buy used items and save money, but the site also has a free section. While this isn’t technically free money, it’s free stuff, which is the next best thing. You might be surprised at what you can find here. People may list things because they’re moving or the need to get rid of things quickly, rather than trying to sell it.
→ Check Craigslist for free stuff in your area.
Easily Find Missing Money
There are a few websites that make it easy to check for missing money that is owed to you. The best options are MissingMoney.com and Unclaimed.org. All you need is a couple of minutes to enter some information about yourself and it will search to see if there is anything that is owed to you. Just a couple of weeks ago I spend no more than 5 minutes on MissingMoney.com and it found an old account that I had forgotten about. There was $145 in the account and I got a check from the state of New Jersey for it! That’s easy money!
Class Action Lawsuits
A class action lawsuit is done on behalf of a group. Those who are represented can receive a payout based on the settlement or the decision of the courts. A current example is the class action lawsuit against Experian for a data breach that impacted millions of consumers. There may be class action lawsuits out there that impact you that you’re not even aware of. If you find these lawsuits, you can make some free money. Websites like ClassAction.org and Class Action Rebates exist to help people like you find these opportunities.
If you are a student, there may be opportunities to get free money from the government, depending on your situation. You can complete the Free Application for Federal Student Aid (FAFSA) to see if you qualify, and if so, for how much you qualify. The application takes about an hour (or less) to complete, and you’ll get the results in less than a week.
→ Complete the FAFSA to see if you qualify for government assistance.
You can make money by participating in clinical trials, and in some cases, the pay can be pretty good. Of course, you need to be aware that participating in clinical trials does come with some risk and you will need to be willing to accept the risk for any trials that you participate in. There are clinical trials being conducted in many cities, so it’s just a matter of finding the opportunities near you. Fortunately, there are a few websites that exist specifically to help you find clinical trials in your area.
Find Missing Pension Benefits with PBGC
The Pension Benefits Guaranty Corporation makes it possible to search for missing pension benefits. If you or a loved one may be due money from a pension, be sure to check their site and do a simple search.
Get up to $100 in BonusCash from Rite Aid
$25 – $100 Cash Bonus for Opening a Savings Account with Capital One
Open up an online savings account with Capital One and qualify for an easy $25 cash bonus. The account has no minimum balance and no fees, but you will need an initial deposit of at least $250 to qualify for the $25 bonus.
I’ve been a customer since 2002, back when it was ING Direct (acquired several years ago by Capital One). You will love the convenience of this savings account. You can easily set up multiple accounts and name them for different purposes (such as “emergency fund” or “vacation savings”). And best of all, you’ll get a good interest rate to earn more with your savings.
$25 Cash Bonus for Opening a Checking Account with Capital One
Capital One also offers checking accounts, and you can also get a nice cash bonus for opening a checking account. Like the Capital One savings account, this checking account has no minimum balance or fees.
To qualify for the $25 bonus you will need to open the account with at least $250 and make at least 3 debit card purchases or Person2Person payments within 45 days. As a customer you’ll have access to over 39,000 fee-free ATMS.
If your employer offers a 401(k) program and provides a matching contribution, be sure that you are contributing enough to get the full match because it’s free money! If you’re not familiar with your company’s benefits package, your with your human resources rep and ask about the 401(k) program and matching contributions. Blooom is a robo advisor that specializes exclusively in managing 401(k) plans and they offer a free review/analysis of your 401(k) plan. Blooom will check to see what you are investing in, and it will make specific recommendations to improve. It’s free and you don’t need to talk to anyone (no sales pitch).
Employee Stock Ownership Plans
Some employers offer employee stock ownership plans (ESOPs) that may provide employees with company stock as a bonus or through profit sharing plans. Check with your employer to see if there is an employee stock ownership plan as part of your benefits package.
Some employers will pay for undergraduate or graduate level courses. If this is offered by your employer and you have an interest in furthering your education, this is a benefit that you won’t want to miss out on. Education obviously costs a lot of money and can drastically increase your earning potential.
Get Money for Your Junk Mail
The Small Business Knowledge Center is a market research company pays consumers for their junk mail. If you’re accepted into their program, you’ll send your junk mail to them and they will actually pay you for it! You can fill out the application on their website very quickly.
How to Get Free Money
Since you’ve arrived at this page, I know you are interested in free money (and who isn’t?). You can’t just say “give me money” and expect it to appear, but as you can see on this page, there are many ways to get it with just a small amount of effort. We’ve done the legwork to put the best opportunities together on this page. Now all you need to do is find the ones that look like a good fit for you, click through and take the action to claim the free money.
Can I Really Get Free Money?
This is a question that you may be asking yourself. Although it can seem too good to be true, the answer is yes, you can. All of the offers on this page are legit. Some are even government programs or non-profit organizations that exist to help people like you and me. However, you need to keep your expectations in check.
If you’re looking for ways to get a small amount of free money, there are plenty of options (as you can see above). But getting a huge chunk of money with no effort and no strings attached is typically not a realistic expectation. If you need more money than what you can find on this page, you may want to consider a side hustle that would allow you to make extra money outside of a job. We have a list of more than 150 side hustle ideas that will help you to find plenty of possibilities.
I Need Money Now!
The offers and opportunities listed on this page are great for improving your financial situation with almost no effort, however, not all of them will put money in your pocket immediately. For example, credit card signup bonuses are probably my favorite type of free money because you can make hundreds of dollars by simply using a specific credit card, but it will take a few months until you get that cash.
If you’re in a situation where you need cash right away, your options may be more limited. One of the best ways to come up with money almost immediately is to sell some things that you no longer use or need. Most of us have a lot of stuff around our house that could be sold if we really want to. If you’re looking for ideas, please refer to our article What Can I Sell? We also have articles that should you how to make money by selling your stuff, and a list of the best selling apps that make it easy to sell your stuff.