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Written by Marc Andre – Last updated April 6, 2023
Who doesn’t like the idea of having extra cash in their pocket? Unfortunately, while there are plenty of side hustle ideas to make extra money, most of us struggle to find the time to fit them into our busy schedules. The good news is it’s possible to get free money now for minimal effort and at no additional cost.
In this list, you’ll find many apps, websites, services, and methods enabling you to increase your earnings and capitalize with little spare time.
Real Ways to Get Free Money Now
Reading through this list, you’ll surely have uncovered some ways to get free money during your free time.
Free Money Now from Apps with Signup Bonuses
Many mobile apps and websites offer a monetary bonus when you create an account. Many of these free cash bonuses are relatively small ($5-$20), but they’re effortless ways to get free money right now. Free money with your mobile phone doesn’t get much easier than this!
1. Swagbucks ($10 Signup Bonus)
Swagbucks is a great place to start if you want easy, free money online. Swagbucks is a rewards site that compensates its users for completing simple online tasks or participating in special offers.
The easiest way to earn money with Swagbucks is by taking advantage of their signup bonus. They offer new users a $10 welcome bonus for creating an account. This bonus gets you on your way to cashing out your earnings in gift cards or PayPal cash.
2. MyPoints ($10 Signup Bonus)
MyPoints is similar to Swagbucks regarding how you can make money (surveys, cashback, deals, games, etc.). They also offer a signup bonus of $10 to new users, providing a nice chunk of free money.
Earn cash back from purchases at thousands of online retailers and earn rewards for simple tasks like taking online surveys, watching videos, and printing coupons. Sign up for MyPoints now for a $10 bonus!
- Earn a $10 Amazon gift card with your first purchase
- Lots of ways to earn points for PayPal cash or gift cards
- MyPoints has awarded over $236 million since 1996
- Easy side hustle for your spare time
3. InboxDollars ($5 Signup Bonus)
InboxDollars pays for your opinions and experiences. You could earn extra cash in your spare time for minimal effort by completing regular surveys. Many sites offer this type of service. However, InboxDollars offers $5 of free money or free gift cards with a generous signup bonus.
All you need to do to claim the free cash bonus is create your account and verify your email address. The bonus provides an excellent starting point for building your earnings.
4. Public.com (Up to $300 in Free Stock)
Public.com is an investing app that allows you to trade stocks, ETFs, cryptocurrency, and alternative investments. In addition, you can purchase fractional shares and start without needing a lot of money.
It’s a user-friendly app with social networking features so you can connect with and learn from other investors. Public.com will give you a free slice of stock worth up to $300 if you create and fund an account through this referral link.
Public.com offers fractional shares so anyone can start investing. You'll love the social aspect that makes it possible to connect with other investors. Get a free stock slice worth up to $300 when you open an account through our link.
- Commission-free trades of stocks and ETFs
- Buy and sell 27 different cryptocurrencies
- Fractional shares
- Access to alternative investors
- High-yield Treasury accounts
- Easy to use and beginner-friendly
- Connect with a supportive community of investors
- "Themes" help you to find investments that interest you
5. Webull (Up to $36,000 in Free Stock)
With Webull, new members are given two free stocks for signing up and more free stocks (up to 10 more) for depositing any amount into their brokerage account. The stock rewards are random and could be valued at up to $3,000 each. That’s a lot of free money!
Webull is a free investing app that provides advanced reporting tools and allows you to make free trades of stocks, ETFs, and options. Right now Webull is offering up to 12 free stocks when you signup through our link (use the button below) and deposit ANY AMOUNT!
- Get 5.0% APY on Webull Now!
- Commission-free trades of stocks, ETFs, options, and cryptocurrency
- Buy fractional shares for any amount
- Extended trading hours
- Advanced reporting tools
- IRAs now available
- 24/7 customer service
6. Moomoo (Up to $30,000 in Free Stock)
Moomoo is another free investing app that offers a significant bonus for new users. If you sign up through this link, you’ll get one free stock for creating the account. Deposit money to your account and you’ll get up to an additional 14 stocks. Each of the free stocks is worth up to $2,000.
7. Clearvoice ($5 Bonus)
Clearvoice is a survey site that offers a simple $5 signup bonus. You won’t find a bunch of different ways to earn money at Clearvoice like you will at Swagbucks, InboxDollars, and MyPoints, but if you’re interested in surveys, it’s an excellent option.
As soon as your balance reaches $20, you can cash out for PayPal money, a Visa gift card, or many other rewards.
8. M1 Finance ($100 Bonus)
By signing up for an M1 account using a referral link and depositing a minimum of $100 into your account within 90 days, you’ll be eligible for a free $100 bonus.
M1 finance offers a comprehensive and user-friendly service, making this a great time to cash in on their referral bonuses. In addition, they offer personalized automated investing similar to a robo advisor, but without the fees.
9. Tornado (Up To $1,000 Bonus)
Tornado provides a random award for new members of up to $1,000 to sign up to their site and place a trade within one month. You may not get the $1,000 in free money, but everyone gets a reward of some kind (most likely, around $10 – $20).
10. Robinhood (Free Stock for Signing Up)
With Robinhood, you could get free stock simply by opening a commission-free brokerage account. The Robinhood brokerage app allows users to trade stocks, ETFs, and cryptocurrency from mobile devices or a desktop.
After opening a brokerage account with Robinhood, users receive one share of free stock, which can be kept or traded later.
11. Empower ($20 Signup Bonus)
Empower provides free software for managing your finances. They also offer personalized services for a fee, but anyone can use the free software without paying for other services. The software will help you calculate and track your net worth, stay on top of your bills and spending, and analyze your finances and investments reports.
Signing up for Empower is free and could earn you extra cash. Sign up using the referral link and connect at least one active financial account to get a $20 Amazon gift card immediately by email. If you want a bonus instantly, don’t miss this one.
12. Groundfloor ($50 Bonus)
Groundfloor is a real estate investment platform perfect for anyone looking to start with real estate. You can invest in house flips and earn 10% or more on your investment. It’s also very user-friendly, and you can get started by investing as little as $10.
When you create a new account through this referral link and invest at least $100, you’ll get a free $50 bonus from Groundfloor.
Free Money Fast from Games and Apps
Do you like to play games on your mobile device in your spare time? If so, did you know it’s possible to make money by playing games? Here are some of the best options to get free money online from games.
13. Bubble Cash
Bubble Cash (download for iOS, download for Samsung) is a fun bubble shooting game. You can practice on your own and then join tournaments where you’re matched against users with a similar skill level. You’ll compete for real-money prizes that can be redeemed via PayPal, Apple Pay, Visa, Mastercard, or American Express.
14. Bingo Bling
As you can tell by the name, Bingo Bling (download for iOS) allows you to win money by playing Bingo. Win cash that you can withdraw to your Apple Pay account.
15. Cash Giraffe
This Android app allows you to win money or gift cards by playing online games. You’ll earn tickets by playing games, and you can redeem those tickets for your choice or prizes.
Mistplay is a popular Android app that allows you to play a wide variety of games. You’ll earn rewards for reaching specific levels within the games.
17. Swagbucks ($10 Signup Bonus)
Playing games may be your favorite way to earn with Swagbucks. There are always several games you can try to earn. To be honest, playing games isn’t the most lucrative way to use Swagbucks as some of the other tasks and offers pay better, but playing games is probably the most fun.
18. InboxDollars ($5 Signup Bonus)
InboxDollars, like Swagbucks, also offers many games you can play to earn points. We recommend taking advantage of the best offers through InboxDollars to maximize your income with the app instead of just relying on games.
Credit Card Signup Bonuses for Free Money
One of the best ways to get free money is through credit card signup bonuses. If you have a decent credit score, you can make hundreds of dollars in free cash by signing up for a new credit card and meeting the qualifications.
Many signup bonuses are available, and they frequently change, so we won’t list them all here. But you can visit this best credit card signup bonuses page to see the best offers.
Please note: We love using credit cards for cashback and rewards points, but be sure to use them responsibly. Only charge what you can afford to pay in full each month, don’t carry a balance on the card, and avoid credit card debt.
Bank Account Signup Bonuses
Bank account bonuses are similar to credit card bonuses but do not rely on your credit score. You can get free money (hundreds of dollars) by creating a new checking, savings, or investment account during promotions.
The free cash bonuses usually come with specific requirements, so check the details and terms before signing up. For example, you might need to receive direct deposits into a checking account to qualify for the bonus.
These bonuses change frequently, so please see our page on bank account bonuses for the best offers.
Free Money Online from Surveys and Small Tasks
One of the most popular ways to make money online is by taking online surveys. While you won’t get rich with the money you make from surveys, it’s a flexible way to make some extra money in your spare time.
And if you’re wondering how to get free money now, focus on the ones that offer a sign up bonus.
19. Swagbucks ($10 Signup Bonus)
Swagbucks is our favorite survey website/app for free money in seconds. You can take short, simple surveys on your phone whenever you have a few minutes to spare. You’ll earn points (they call them Swagbucks) for completed surveys, and you can redeem those points to get extra cash or free gift cards.
In addition to surveys, Swagbucks also allows you to earn points for many other small tasks. Overall, it’s one of the best ways to earn PayPal money.
20. Survey Junkie
Survey Junkie connects consumers with suitable surveys. The surveys available depend on your circumstances, such as your age and location. Signup is quick and easy, but it’s worth taking the extra time to complete the extended profile, as this will increase your number of surveys.
21. MyPoints ($10 Signup Bonus)
MyPoints is a free app similar to Swagbucks. It’s another site/app that allows you to earn points for several small tasks, including online surveys. You can then redeem those points for your choice of free gift cards.
If you want to make money with surveys and small tasks, we recommend using a few different sites because it will increase the number of surveys available.
22. InboxDollars ($5 Signup Bonus)
InboxDollars, like Swagbucks and MyPoints, allows you to earn money and gift cards by taking surveys and completing other small tasks. Complete the suggested top offers and you’ll be able to earn extra money pretty quickly.
23. Branded Surveys ($1 Signup Bonus)
Branded Surveys is one of our favorite survey sites for free money. Like Survey Junkie, Branded Surveys focuses specifically on survey opportunities. That means you won’t find other ways to make money, but if you’re looking to make money from surveys, it’s a site you’ll want to join.
24. Rakuten Insight
New KashKick users complete a preliminary questionnaire to enable KashKick to match them with suitable surveys for free cash.
As with most other survey sites, the highest-paid surveys tend to take the longest time to complete, so how much free money you earn depends on how much time you have to spare.
As well as surveys, KashKick offers other money-making opportunities from your phone. For example, you can earn a gift card by completing simple online tasks such as watching videos, playing games, and taking short quizzes.
26. Opinion Inn ($10 signup Bonus)
Opinion Inn is another survey site, and they offer a $10 bonus for new users. This is an excellent one to join if you want to make money by taking surveys.
With Opinion Inn, you’ll earn free PayPal money, not points that are redeemed for gift cards.
At FreeCash.com, you can earn free money today for surveys and other small tasks. One of the unique features of this site is that you can get paid in crypto in addition to PayPal or gift cards.
Easy Cashback Apps for Free Money Now
One of our favorite ways to earn free money right now is through cashback apps. With the right apps in your arsenal, you can save money and get cash back for many purchases you need to make. And there are also many ways to stack the rewards several levels deep.
Capital One Shopping is a free browser extension that saves you money in a few ways. It will automatically search for and apply coupon codes when you’re checking out, which can result in significant savings.
When you’re browsing Amazon, Capital One Shopping will search the web and try to find a lower price for the same product. It’s basically a shopping assistant that helps you to save money.
TopCashback offers some of the highest cash back rates for your online purchases. Members of TopCashback earn for any online purchases made with thousands of participating retailers, and rewards are cash or free gift cards.
Rakuten is probably the most popular cashback website/app. Thousands of retailers, websites, and restaurants partner with Rakuten to give you free money and easy rewards. In addition to the cashback, Rakuten’s browser extension will also automatically find and apply coupon codes when you’re shopping online.
You’ll get paid by paper check or PayPal.
Ibotta is another extremely popular app for cashback. It’s incredible for saving money on groceries, although there are many other offers as well. You can earn cash back for many of the purchases you need to make.
Dosh is a rewards app that notifies you of local restaurants and retailers offering cashback in your area. By linking a credit or debit card, any transactions with these merchants automatically reward your Dosh account.
You’ll get rewards by PayPal or Venmo deposits. The app works entirely in the background, so it requires minimal effort on your part to earn free money.
Much like Dosh, Drop is a mobile app that offers cashback. After linking a credit or debit card, users benefit from cashback rewards for their regular daily expenses.
Rewards are earned through in-store and online purchases with participating retailers and redeemed for gift cards with a wide range of merchants.
With Slide, you can earn a flat 4% cash back on every purchase at hundreds of stores and restaurants by paying through the app. And if you pre-load your accounts with credit (just like buying a gift card to a store or restaurant), you’ll get 5% cashback. Best of all, this cashback is on top of cashback or rewards from a credit card.
I use the Citi Double Cash credit card to earn 2% cash back on every purchase, so I combine Slide to get 7% cash back on purchases (2% from Citi and 5% from Slide).
Sell Your Data for Free Money
If you’re looking for an easy way to earn free cash and rewards, selling or providing access to your data is one option. There are a few different ways to get free money right now with these apps. Here are some of our favorites.
MobileXpression is available for iOS and Android devices. The app enables market research firms to understand better how consumers use the internet.
The app runs silently on your device, meaning any income gained is completely passive and requires no effort beyond signing up.
While running, the app will track your behavioral patterns using the internet: which websites and apps you access most frequently, for how long, and at what time of day.
It’s important to note that the app does not track any activity in said apps or websites. As well as this, MobileXpression assures its users that all data is stored anonymously.
You can earn about $50 per year in rewards very easily with MobileXpression.
This is another passive income app. It works silently in the background of your device (mobile or desktop) to track your internet usage. Again, all identifying information is removed from any stored data before it is sent back to Nielsen for analysis.
The app works because online retailers will pay Nielsen for this data to enable them to tailor their advertising so that it better suits their target consumers. Nielsen then shares a percentage of this profit with its users.
The rewards with this app are not huge but are consistent and accumulate over time in exchange for you simply using your device as you usually would. A great option if you’re looking for minimal-effort rewards.
SavvyConnect is pretty similar to MobileXpression and Nielsen Computer and Mobile Panel. With Savvy Connect, you’ll earn $5 in free money per month per connected device, and you can install it on desktop computers and mobile devices. It’s easy money for sharing access to your non-personal data.
Junk Mail is an inconvenience. One that’s ignored or requires us to sift through a plethora of marketing materials that often aren’t applicable or useful to us. With SBKC, you could earn monetary rewards for your junk mail.
SBKC pay their members for sending in their direct mail and email communications that relate to qualifying topics like insurance, banking, home improvements, and more.
SBKC claims their members can earn up to $20 in rewards points within six weeks. There’s often a wait list to join SBKC as a consumer, and not all applications will be approved. But if you find yourself constantly deleting or recycling your piles of junk mail, why not apply for an account with SBKC and get truly free money for your junk mail instead?
Honeygain is a passive income app available to install on iOS, Android, Mac, and Windows devices. Your internet access is sold to third parties, and profits are split with consumers.
One thing to be aware of when using the app is that it will use your mobile data plan, so unless you have unlimited data usage, it might be worth disabling the app when you’re not using a secure wifi connection.
Save Money on Monthly Bills
Monthly bills are an unavoidable part of life. But thankfully, there are some ways to save money on those bills. Try these services that will easily put more money back into your pocket.
40. Rocket Money
Rocket Money (formerly Truebill) is a free mobile app that assists users in managing their finances. Its main functions are lowering the cost of monthly bills, managing subscriptions, and seeking refunds that you may be owed on your behalf.
Rocket Money will flag any recurring payments, giving you the option to cancel them. In addition, Rocket Money can work with most online banks and billing providers to negotiate lower costs and reduced charges on things such as overdrafts or late payments.
The services offered by Trim are similar to those provided by Truebill. The main difference is that Trim will take a smaller percentage of your savings, averaging between 30 and 33%.
As well as the cost-reducing and financial managing services, Trim also offers a high-yield savings account and Debt Payoff service, although these do incur an additional cost.
42. Cricket Wireless ($25 bonus)
Cricket Wireless is a mobile provider that offers some of the lowest rates available. I’ve been a customer for five years, and I’ve been pleased with Cricket.
One of the main incentives associated with the Cricket Wireless plans is that they are contract-free and incur no hidden fees. As well as this, they offer a generous reward program that gives new customers $25 in account credit when they sign up using an active referral link.
If you’re looking for a new provider, it’s worth checking out Cricket Wireless for some of the lowest-priced plans.
Free Money Now for Downloading Apps
Did you know you can get paid for downloading mobile apps? While you won’t make a fortune with this approach, it’s an easy way to get free money right now.
43. Swagbucks ($10 Signup Bonus)
Get free cash and rewards from Swagbucks for various small tasks, including installing apps. If you want to maximize what you earn from Swagbucks, you should complete a variety of different tasks, including things like installing apps, completing surveys, and taking advantage of special offers and free PayPal money. You can also refer your friends to earn bonuses.
44. InboxDollars ($5 Signup Bonus)
Like Swagbucks, InboxDollars compensates you for various small tasks, including installing apps. When I first started using InboxDollars, I earned a few dollars right away by installing some apps I’d wanted to try anyway. It’s easy money.
45. MyPoints ($10 Signup Bonus)
MyPoints, like Swagbucks and InboxDollars, provides you with lots of different offers and small tasks you can complete to earn free cash. Installing and trying new mobile apps is just one of these options.
Get Money for Reviews
Some websites pay you to share your opinions and experiences through reviews. It’s a quick, easy way to get free money online.
With HostingPill, you could earn money online by simply reviewing various web hosting services. Each approved review will earn you a $5 PayPal deposit or Amazon gift card. With a vast range of hosting services available to review, you could earn a nice little bonus for sharing your opinions and experiences.
Submitting your reviews with HostingPill is quick and easy. With a comprehensive guide on their website and a simple form to complete, you could be reviewing hosting services in your free time.
47. Slice the Pie
If hosting services are not your niche, but you like being paid for sharing your opinions or experiences with different products, Slice the Pie might be the best choice.
With Slice the Pie, you can earn free money and rewards for sharing reviews on music, clothing, and commercials, among other products or materials. Payments vary and are heavily dependent on your star rating. Your rating increases with every high-quality review you submit.
The app is available on Android and iOS devices and is easy to use. This is a great way to learn about new products and get paid for sharing your input.
Did you know there are websites dedicated to helping you find unclaimed funds that are rightfully yours? It takes just a few minutes of your time and costs you nothing. These sites are the perfect starting point and one of the easiest ways to make free money.
With around a billion dollars of property thought to be left unclaimed in the United States, there’s a good chance you have lost assets or money you can claim.
MissingMoney allows users to search the local database of unclaimed money handed over to state governments. If you find property that belongs to you, you’ll claim it through the website, so it’s returned to you — no catch.
Unclaimed property could be uncashed paychecks, unclaimed rental deposits, or other capital that has been left unclaimed.
MissingMoney is easy to navigate and does most of the hard work for you. With such a quick and easy process, it’s well worth checking and possibly retrieving some money that’s rightfully yours.
If you’ve moved or changed your mailing address within the past few years, be sure to check each address that could be associated with your unclaimed money.
Note: I tried MissingMoney.com and found $150 from an old PayPal account. I received the check in the mail a few weeks later!
Unclaimed.org provides a similar service as MissingMoney.com, but the National Association of Unclaimed Property Administrators runs this site. Simply check the site’s database for any unclaimed funds and recover your lost assets.
If you think you may have unclaimed money, it’s worth checking both MissingMoney and Unclaimed.org, as there’s always the chance that one database may pick up assets that the other does not.
Free Money from Government Assistance
Government assistance programs exist to help people in need. If you meet the qualifications of various programs, you may be able to receive significant financial assistance. Here are a few worth checking.
Possibly the most challenging part of getting government assistance money is finding out which programs you’re eligible for. Thankfully, Benefits.gov offers a “Benefit Finder Questionnaire” to help you find the right programs. Take a few minutes to answer the questions and see if there are programs that might be a good fit for you or your family.
Childcare costs can be a significant struggle for many families. The Child Care Development Fund is a federal program that provides money to states and then passes it to families. There are income requirements to qualify, so check with your state office to determine if you’re eligible.
The Low Income Home Energy Assistance Program (LIHEAP) is another federal program administered by each state. The program aims to help low-income individuals and families with the costs of heating and cooling a home. The income requirements vary by state, but you can check with your local state office to see if you’re eligible.
53. Student Aid
If you’re a current student, you may be eligible for extra financial help from the government, aside from a student loan. Federal Student Aid could provide you with $2,000 free money to help alleviate the financial stress on students and cover some costs, and you don’t have to pay it back, unlike student loans. Unfortunately, many people are unaware of this, and so the money essentially goes unclaimed.
By filling out a Free Application for Federal Student Aid (FAFSA), you’ll determine whether you qualify for this help. The application takes under an hour and will require you to provide some financial documents, such as bank statements and tax returns. If you’re looking for other possibilities or scholarships, check with the financial aid of your school or university.
Note: Please be aware that many scams claim to offer free cash from the government. The aid programs listed above are legit, but scammers commonly claim that they’ll help you qualify for government grants or loans. As USA.gov states, “The federal government does not offer grants or ‘free money’ to individuals to start a business or cover personal expenses, contrary to what you might see online or in the media.” And according to the FTC, “Offers of free money from government grants are scams.” So if you see an offer for a federal grant, stay clear.
Class Action Lawsuits
Class action lawsuits are often filed against a group or entity, such as a government or manufacturer, accused of producing a defective product, false advertising, discrimination, or any other unlawful practice.
These lawsuits are often settled out of court, with the plaintiff or plaintiffs receiving a portion of the settlement sum. In the case of faulty products or inaccurate advertising, the settlements usually consist of full refunds or other benefits.
It is easy to search for open class action settlements and find any that may relate to you or the products you purchased as a consumer. Sites such as ClassAction.org and Class Action Rebates offer consumers the chance to fill out a straightforward form submitted as a request for compensation.
There’s often high demand for participants willing to participate in clinical trials, and many of these trials pay their participants exceptionally well.
Sites such as trialstoday.org, National Institutes of Health, and clinicaltrials.gov are designed to connect eligible participants with suitable clinical trials, making it very easy to find trials that you qualify for.
It is essential to be aware of the risks involved in any clinical trial and decide whether it is the right choice for you. Should you choose to participate, there will likely be a range of trials in your area at any given time.
Frequently Asked Questions
Since you’ve arrived at this page, I know you are interested in free money (and who isn’t?). You can’t just say, “give me money,” and expect it to appear, but there are many ways to get it with just a small amount of effort. We’ve done the legwork to put the best opportunities together on this page. Now all you need to do is find the ones that look like a good fit for you, click through, and take the action to claim the free money.
Although it can seem too good to be true, the answer is yes, you can. All of the offers on this page are legit. Some are even government programs or non-profit organizations that exist to help people like you and me. However, you need to keep your expectations in check.
If you’re looking for ways to get a small amount of free money ASAP, there are plenty of options. But getting a huge chunk of money with little or no effort and no strings attached is typically not realistic. If you need more money than what you can find on this page, you may want to consider a side hustle.
Sometimes, you’ll need to pay income taxes on free money. For example, banks generally report bonus money as interest on a 1099. However, some types of free money may not be taxed, like credit card points redeemed for travel rewards. If you’re not sure how to report, file, and pay your taxes on these bonuses, please check with a tax professional.
I Need Money Today for Free!
The offers and opportunities listed on this page are great for improving your financial situation with almost no effort. However, not all of them will put money in your pocket immediately.
For example, credit card signup bonuses are probably my favorite type of free money because you can make hundreds of dollars by using a specific credit card, but it will take a few months until you get that cash.
“I need money now.”
Your options are more limited if you need cash right away. One of the best ways to come up with money immediately is to sell things you no longer use or need. Most of us have a lot of stuff around our house that could be sold if we want to. If you’re looking for ideas, please refer to our article What Can I Sell?
How to Get Free Money Now: Final Thoughts
The tactics covered in this article are perfect for putting some extra cash in your pocket. If you’re having trouble making ends meet, looking for spending money, or maybe trying to make some income during retirement, try the suggestions covered here to get free money now.
Now it’s time to take advantage of these resources and offers.