If you want to be in control of your money and make the most of what you have, maintaining a monthly budget is critical. The idea of creating and living by a budget may seem intimidating if you haven’t done it before, but it really doesn’t have to be that complicated.
I have an article, How to Create a Budget that Works, that walks you through the process of setting up your own budget. Today, I’d like to point you towards some free resources that can make the process even easier.
Below you’ll find a collection of the best budget templates and spreadsheets that make it so much easier for you to create your own personal or family budget, and to keep track of it.
The resources are broken up into a few different categories. First, you’ll find some printable templates that are great if you prefer using a pen and paper, or even creating a binder. Next, you’ll find budget spreadsheet templates that you can use to keep track of your finances on a computer. And lastly, I’ll point out two free apps that can help with creating and managing your budget.
Regardless of your preferences, these free resources can help you to organize your financial life. See my list of budget categories and recommended budget percentages if you need any additional help setting up your budget.