The Best Books on Budgeting (Take Control of Your Money)
Budgeting

The Best Books on Budgeting (Take Control of Your Money)

Personal finance can be a touchy subject. It’s something that most of us would like to master but is also a topic that is rarely spoken about freely. In school, students are not typically taught about the importance of effective budgeting and financial management, so it’s something that most of us are left to figure…

The Best Cash Envelope System Wallets for Cash Envelope Budgeting
Budgeting

The Best Cash Envelope System Wallets for Cash Envelope Budgeting

Do you use the cash envelope approach to budgeting? If so, you may have found that the idea is great, but not always convenient. These cash envelope wallets will make your life MUCH easier and help you to stay organized.  One effective way to reduce your spending is to only buy with cash. Dave Ramsey…

Budget Percentages That You Can Follow for Your Own Personal or Household Budget
Budgeting

Budget Percentages That You Can Follow for Your Own Personal or Household Budget

At the end of the month, do you look at your bank account balance and wonder where all the money went? If you’re like many Americans, you can’t even estimate your expenses, let alone list them. If that sounds familiar, then this article is written especially for you. The best way to overcome such a…

What Everyone Gets Wrong About Medicare and How to Budget for It
Budgeting

What Everyone Gets Wrong About Medicare and How to Budget for It

One of the biggest mistakes Americans saving for retirement make is not saving enough for the cost of healthcare. According to a recent study by the Blackstone Group, roughly 79% of middle-income baby boomers haven’t set any money aside for medical costs in retirement. That’s an alarming amount since Fidelity Investments reported that as of…

Spending Log: Free Monthly Expense Tracking Spreadsheet and Printable
Budgeting

Spending Log: Free Monthly Expense Tracking Spreadsheet and Printable

Today we have a few free resources that can help with your own money management by tracking your expenses. There is a printable PDF spending log that makes it easy to record your expenses. The same spending log is also available as a Google Docs spreadsheet if you prefer a digital version over pen and…

Monthly Bill Pay Checklist Printable + Spreadsheet: Free Download
Budgeting

Monthly Bill Pay Checklist Printable + Spreadsheet: Free Download

This free printable bill pay checklist can help you to keep your finances organized and stay on top of your bills. Keep track of your bills to avoid missing due dates and prevent late fees and interest charges. If you’ve had trouble keeping track of your bills, try using this free resource for easy organization….