9 Signs You May Be Living Above Your Means (and What to Do About It)
Are you living above your means? Check these warning signs and see if they apply to you. If so, changes will improve your financial condition.
The Best Books on Budgeting (Take Control of Your Money)
Personal finance can be a touchy subject. It’s something that most of us would like to master but is also a topic that is rarely spoken about freely. In school, students are not typically taught about the importance of effective budgeting and financial management, so it’s something that most of us are left to figure…
The Best Cash Envelope System Wallets for Cash Envelope Budgeting
Do you use the cash envelope approach to budgeting? If so, you may have found that the idea is great, but not always convenient. These cash envelope wallets will make your life MUCH easier and help you to stay organized. One effective way to reduce your spending is to only buy with cash. Dave Ramsey…
10 Smart Ways to Avoid Overdraft Fees
This article is sponsored by Brigit. All opinions are my own. There’s nothing more frustrating than overdrawing your checking account. Just when finances are tight, you get hit with more fees from your bank. And if you don’t catch it right away, several charges may come through and you’ll have multiple fees that pile up,…
Budget Percentages That You Can Follow for Your Own Personal or Household Budget
At the end of the month, do you look at your bank account balance and wonder where all the money went? If you’re like many Americans, you can’t even estimate your expenses, let alone list them. If that sounds familiar, then this article is written especially for you. The best way to overcome such a…
7 of the Best Budgeting Apps
With numerous budgeting apps available on the market, it’s essential you know which ones are the best and what they have to offer so you don’t waste your time, money, and privacy. The best budgeting apps take into account your lifestyle and financial situation, can be tailored to your budgeting style, and offer great customer…
Spending Log: Free Monthly Expense Tracking Printable
Today we have a free resource that can help with your own money management by tracking your expenses. This is a printable PDF spending log that makes it easy to record your expenses. Why Should You Track Your Expenses? Let’s take a look at why you should track your expenses and what you’ll gain from…
Monthly Bill Pay Checklist Printable: Free Download
This free printable bill pay checklist can help you to keep your finances organized and stay on top of your bills. Keep track of your bills to avoid missing due dates and prevent late fees and interest charges. If you’ve had trouble keeping track of your bills, try using this free resource for easy organization….
How to Track Your Expenses
When it comes to personal finance, creating a budget is possibly the most common advice that you’ll hear or read. While creating a budget is a great step towards getting control over your money, I’d argue that tracking your expenses is an equally important step. In this article, we’ll look at the different ways you…