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Your Ultimate Swagbucks Guide to Earn Money

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Swagbucks homepage

Swagbucks is a mobile app and rewards site where you can earn Swagbucks points (SB points). These points can be redeemed for cash or gift cards and other perks when simple online tasks are completed. As a GPT (get paid to) site, Swagbucks has cemented its reputation as one of the best online rewards platforms.

The simplest way to earn SB points (SBs) is to use their search engine for your daily web browsing needs. But, there are many more ways to earn SBs for extra cash and you can even turn this into a side hustle. In this article, we will take a closer look at Swagbucks, the user experience, the GPT tasks you can undertake, and the various pros and cons.

How Swagbucks Works 

To get started, simply create a free Swagbucks account. You can sign up at Swagbucks.com or use the dedicated mobile app. There is a $10 sign-up bonus when you join and you can start completing tasks quickly to earn SBs. 

One of the main reasons why Swagbucks is so popular is that there are a lot of different ways to earn. This will help you to avoid becoming bored with the platform and stay active to earn more SBs. Let’s take a closer look at each of these tasks in more detail:

Swagbucks Surveys

This is one of the tasks that Swagbucks is known for and each day you will see survey-taking opportunities in your account dashboard. Each survey will be shown with the estimated completion time and the number of SB points that can be earned. It’s unusual to see a survey that offers more than 100 SBs, which is equivalent to $1. But on the plus side, these surveys are quick and are often related to product research, and they can be interesting. 

The Swagbucks App

Swagbucks mobile app

Swagbucks has an Android and iOS app that users can use to answer surveys. It’s easy to track the SBs, buy gift cards, take surveys, and more. Users have access to everything on the Swagbucks website via the mobile app, which is perfect for people on the go. But, there are some app-specific ways to earn SBs using Swagbucks Live. 

Users can watch movie trailers, answer trivia questions, and complete other tasks to earn SBs. The Swagbucks app has a clean and easy-to-navigate interface and it has consistently great reviews from the dedicated user base. 

Shopping Online

Swagbucks has a cashback program that works in a very similar way to Rakuten. Simply click from the Swagbucks shopping page to a participating retailer, such as Amazon. 

At no cost to you, Swagbucks will earn a commission on the items that you purchase and it will pay a portion of that back to you in the form of SBs. For most purchases, you would earn 3 SBs for each dollar spent and these can really stack up over time. 

There are a number of Swagbucks partners and retailers connected to the program including Amazon, Walmart, eBay, Best Buy, and many specialty stores too. 

To make things even easier, Swagbucks has Swagbutton, which is a browser extension that automatically detects when you are on any web page that is participating in their rewards program. This can help you to focus your purchases in areas where you can get Swagbucks rewards.

Playing Games

If you enjoy playing games on your smartphone, you may be interested to learn that you can earn as you play games. There are a number of free games to play or you can earn cash back on any in-app purchases you make in participating games including Deal or No Deal, Casino, Bejeweled, and others. 

In many cases, you can generate 12-15 Swagbucks points for every dollar that you spend on games. To qualify, you will need to keep your Flash Player updated to the latest version and disable any ad blockers you have installed.

Swagbucks Watch

If you like to spend your leisure time scrolling through YouTube videos and often wonder where the time went, you could turn this activity into some spending money. 

With Swagbucks Watch, you can earn 1-2 SBs for each half-hour of video content you watch. This is only 1-2 cents, but if you’re going to watch the video anyway, why not get paid for it? 

If you have a split-screen setup, you can have videos running constantly while you do something else. If you’re not bothered by background noise or you find it comforting, this can add up over time. If you ever tab away from a Swagbucks Watch screen, the video pauses until your focus returns to the page. 

Swagbucks Search

Swagbucks Search is a search engine that you can use instead of Google, Bing, Yahoo!, Firefox or other alternatives. When you install this browser as a Chrome extension, you can generate some cash as you make searches. This is only worth 1 SB per day, but with the aforementioned Swagbucks button, you will be able to identify sites that pay more SBs.

Purchasing Gift Cards

This is another simple way to earn Swagbucks as you shop. The Swagbucks gift cards can be exchanged during shopping to earn points: 10 SBs for each dollar spent. Essentially, this is a 10% cashback and this can be multiplied if you use the gift card from Swagbucks to shop online with Swagbucks. 

Swagbucks Discover

This SB earning opportunity takes some time to set up, but it can be lucrative and it’s well worth the effort. If you look into the Discover Deals program, you will see that you can earn Swagbucks rewards when you open a new credit card account or try out a new product. 

So, when you’re using these programs you can get sucked into buying things only to earn rewards. But, with Swagbucks, you can turn these decisions into a cash-back opportunity when you’re signing up for a new credit card or eating with a meal delivery service. Certain offers can be worth thousands of SB points which would translate into a significant influx of cash in your bank account. 

Referrals

This is one of the best ways to earn money with Swagbucks, but it requires next to no time and you can help your friends and family out at the same time. 

When you refer someone to Swagbucks, you can earn a 10% commission on all the SBs they will ever earn at no cost to them! This is a truly passive income source, if you can refer even a small number of people, your SBs will accumulate even when you’re sleeping. 

This is an excellent opportunity if you have plenty of contacts, but you can only invite one person at a time. So, you can’t spam your dedicated referral code on social media and you will need to put some more effort into the process at the beginning. To make a referral use the “Refer and Earn” tool on your Swagbucks account page and you will get SBs when the referral earns them. 

Printable Coupons

Swagbucks has some coupons that you can print and use when you shop at your favorite retail outlets. Each printed coupon that you use is worth only 1 SB, but you will earn 25 SBs for each redeemed coupon so this offer is worth the effort. That said, the printed coupons are maxed out at 50 SBs per day, but taking advantage of this limit makes good sense. 

Uploading Receipts

The Swagbucks Magic Receipts program gives the user the chance to upload their receipts from shopping trips to many popular retailers including Walmart, Kroger, Target, Walgreens, and others. 

Scanning these receipts will earn SBs, which are automatically added to your account. Certain offers can be very small, such as 2 SB for vegetables, but you could earn up to 1,000 SBs for a box of laundry detergent. This takes a little effort, but it’s a great way to earn some extra cashback for buying things that you already use. 

Swag Codes

Prolific Swagbuck users will notice occasional Swag Codes that are like a cool feature that casual visitors may not recognize. These Swag Codes can be found in strings of codes and if you find them they can be entered to get some free SBs. 

How Much Money Can You Make on Swagbucks? 

Earn money on Swagbucks

This is a hard question to answer definitely because there are many ways to earn money and your activity level on the Swagbucks platform will determine your earnings. 

It’s more important to understand the Swagbucks exchange rate to convert your earned Swagbucks into real dollars you can use. To keep things simple, every SB is equal to $0.01 and this has been the case for a long time. So, you would need to earn 300 SBs to cash out for a $3 gift card or PayPal transfer. 

As you can see, Swagbucks is not going to replace a job, but it can be a useful side hustle to make some beer money. To put this into some perspective, you could spend 5-10 minutes taking a survey that could earn you 40-100 Swagbucks points. 

So, it is entirely possible to earn 100 SBs or $1 in around 10 minutes which would be $6 per hour. This is still short of $7.25 per hour which is the minimum federal wage at the time of writing this article. But, the earning potential can be sporadic and this hourly “wage” is not guaranteed. 

The best way to make the most of your Swagbucks experience is to follow these four simple tips:

  • The Apps: Make sure you download and use all four Swagbucks apps: Answer for surveys, Live for trivia questions, Watch for the video content and the General app covers pretty much everything else. This will ensure that you can earn at any time on the go when you’re commuting, waiting in line or taking a break at work.

  • Install and Use the Features: Take some time to add the SwagButton to your browser and install the Swagbucks search engine to earn as you engage in online activities.

  • Sign Up for Free Trials: Check the Discover section of the Swagbucks website to find out which offers are paying the most SBs.

  • Engage in Regular Activity: it’s a good idea to set time aside each day to develop the habit to use Swagbucks regularly.

How Do You Cash Out with Swagbucks?

There are two ways to redeem SBs:

  • PayPal Cash: The SBs can be deposited as cash into your PayPal account. From there, they can be used for online shopping pretty much anywhere or transferred into your bank account. If you choose to move the cash into a bank account, remember that this will incur a transfer fee.

  • Gift Cards: The SBs can be cashed in for a Visa gift card or a gift card from popular retailers, including Amazon, Kohl’s Home Depot, Old Navy, Target, Walmart, Starbucks gift cards and many others. 

Is Swagbucks Safe? 

Swagbucks is a safe and legitimate way to earn some extra cash. Prodege LLC is the parent company of Swagbucks and they have a B rating with the Better Business Bureau. 

On Trustpilot, Swagbucks scores an impressive 4.3 out of 5, with more than 34,000 customer reviews and over 82% of reviews are “Great” or “Excellent” ratings. 

It’s natural to believe that it’s impossible to earn free cash or gift cards by completing surveys, shopping, watching videos and more. But, this is a legitimate opportunity and it’s certainly not a scam.

Swagbucks Pros and Cons 

Nothing is perfect, let’s take a look at the Swagbucks pros and cons:

Pros:

  • There are multiple earning opportunities and most people would find something to do.

  • The referral program is a genuine way to generate some modest passive income.

  • The app and website have clean interfaces that are easy to use. 

  • There are PayPal payments and many free gift cards options, which give you some flexibility on how you redeem your earned SBs.

Cons:

  • Some users start and are then not qualified to complete certain surveys, which can lead to lost time that could have been better spent on other activities.

  • To earn reasonable amounts of SBs, you need to dedicate significant time and effort to Swagbucks.

Summary 

Making even a part-time income with Swagbucks is not a realistic proposition. Some time will be needed to consider surveys, check product trials, and more and you won’t get paid for these activities. 

But, these harsh realities are not limited to Swagbucks, and every GPT (get paid to) or survey site must be considered within the same parameters. It is entirely possible to spend 2-3 minutes checking out a survey only to discover that you don’t fit the demographic profile and that you don’t qualify. You may qualify for a survey and then find that it’s filled up before you get started, and the opportunity is gone. 

So, it’s a great idea to treat Swagbucks as a regular and small-time investment to make a little money on the side when you’re not busy doing something else. 


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  • Buy and sell 25+ different cryptocurrencies
  • Fractional shares
  • Access alternative investments
  • High-yield treasuries accounts
  • Social community of investors
  • User-friendly interface
  • Commission-free trades of stocks, ETFs, options, and ADRs
  • Powerful screening and charting tools
  • Free real-time level 2 data
  • User-friendly mobile app
  • AI monitoring
  • AI-powered price forecasts
  • Free investing courses
  • Commission-free trades of stocks, ETFs, options, and cryptocurrency
  • Buy fractional shares for any amount
  • Extended trading hours
  • Advanced reporting tools
  • Schedule recurring investments
  • IRAs now available
  • 24/7 customer service

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