There are times when it’s worth paying an annual fee for a credit card, but you’ll need to be sure the rewards and perks justify the cost. You’ll also want to be careful not to hold too many different credit cards with annual fees, because you probably won’t use them all enough to make it…
For some, checks might feel like a thing of the past, with most employers opting to pay their employees via direct deposit these days. However, millions of checks are still cashed every day and for a lot of people, they are integral in ensuring they get paid each month. And aside from paychecks, there are…
If you’re hoping to gain better control over your personal finances and manage your money more effectively, you might be feeling somewhat overwhelmed by the volume of information out there. Money can be a stressful topic and sometimes it can seem easier to simply ignore your financial woes and continue as you are; with overhanging…
Anyone who has bought or sold property will know that the costs don’t end with the listed house price. Closing costs can be a huge expense when buying or selling a home and many people make the mistake of not factoring them into their overall budget. This means they can come as an unwelcome surprise…
Many homeowners choose to refinance their mortgages for a multitude of different reasons. Whether you’re looking to tap into the equity you have accrued on your property, you’re hoping to secure a better interest rate, or you want to adjust the term of your agreement; there are many good reasons to refinance. However, refinancing your…
If you’re thinking about building an investment portfolio, you may be a little concerned about risk. While all investments carry some type of risk, there are some investments that offer lower levels of risk. So, here we’ll delve into those low-risk investments to help you determine which is the best option for you. What Is…
Reading is one of the most popular and most productive pastimes that we can engage in. It provides the opportunity for escapism while broadening our horizons, learning about new people and places, and developing our imaginations, vocabulary, and language skills. Whether you’re looking to help your child to become an inquisitive and curious learner; you’re…
Flipping houses is one of the most popular ways to invest in real estate and offers the potential for earning a significant amount of money in a reasonably short period of time. To clarify – this doesn’t mean that flips always run smoothly, and they very rarely happen as quickly as it might appear on…
There are various reasons that you might be interested in finding out the estimated value of your home. Perhaps you’re looking to sell in the near future, maybe you’re considering refinancing, maybe you’re calculating your net worth, or you might simply want to know how the value of your home has changed since you purchased…