Saving Archives - Vital Dollar

30 Brilliant Ways To Save Money On Groceries

Posted by Marc | Jul 31, 2018 | Personal Finance, Saving

Finding creative ways to save money on necessities is a great way to impact your budget and free up money that you can invest or use for other things. We all need to eat, and many of us have families to feed as well. But the weekly/monthly grocery bill is one area where most of us can easily save money over and over again if we are willing to make a few adjustments.

I do most of the grocery shopping in our family, and over the years I’ve found a number of ways to shrink our grocery expenses while still having plenty of good food to eat.

By shopping smartly and taking advantage of some available resources, you can easily save $100 or more every month on groceries.

In this article we’ll look at 30 specific, actionable ways you can start to reduce the amount you spend on groceries. Many of these tips are very easy to implement and won’t take much time or sacrifice on your part.

20 Clever Ways to Save Money on Travel

Posted by Marc | Jul 24, 2018 | Personal Finance, Saving

If you’re careful with your money and prone to save, travel may feel like a luxury and an unnecessary splurge. For others, travel feels like a critical aspect of life. Regardless of you perspective it’s possible to save A LOT of money that will make travel far more affordable.

If you’ve been dreaming of a big family vacation, maybe you can make it happen by putting some of these tips into practice. And if you’re a frequent traveler, maybe you can consistently save more for other things by implementing a few of these tips.

Let’s take a look at some of the best, and most practical, ways to make travel more affordable.

30+ Easy Ways To Save Big Money On Your Water Bill

Posted by Marc | Jul 10, 2018 | Personal Finance, Saving

There are a lot of different ways to save money, but changes that you make to reduce your recurring monthly bills have a huge impact. Instead of just saving money once, you can save money each and every month. At the end of the year, add up the total, and you’ll be surprised at the impact you can have just with some simple changes to your daily routine.

In the past few weeks I’ve published articles on ways to save money on gas and ways to save money on electricity. Those are two consistent expenses that we all have (unless you don’t drive a car), and two areas where you can make a big difference in your budget.

Another recurring expense is the water bill. With some small changes you can use significantly less water with only a small impact on your life. And best of all, you’ll save money each month! The end result is you’ll save hundreds of dollars a year by implementing some of the tips in this article.

15 Smart Ways to Easily Save Money Shopping Online

Posted by Marc | Jul 5, 2018 | Personal Finance, Saving

Shopping online is an every day thing for many of us. The convenience of being able to buy something in just a few minutes from a mobile phone or computer is pretty important in our busy society. But shopping online also offers many ways to save money, in addition to the convenience.

My favorite ways to save money are the ones that require little-to-no extra time or effort. I don’t really want to spend an hour searching all over the internet to find a deal that saves me $5… but I’ll gladly take any savings I can get that won’t cost me any of my time. And fortunately, there are several of those mentioned in this article.

Just by altering your habits slightly, and by knowing about some specific websites and apps, you can easily save hundreds or even thousands of dollars every year. In this article we’ll look at 15 specific, actionable tips to help you save more when shopping online.

33 Realistic Ways to Save Money on Electricity

Posted by Marc | Jun 12, 2018 | Personal Finance, Saving

When it comes to saving money, anything that you can do to reduce your monthly recurring bills will have a compounding effect. You’ll be able to save each and every month, have more money to save or use for other things, and the impact on your life can be pretty significant.

One of the biggest bills in many homes is for electricity. Of course, the electric bill will always be there, but there are plenty of things that you can do to save money on electricity each month.

Make a few changes and you should see your bill decrease. You’ll probably even be encouraged to take more cost-cutting measures once you see that your efforts made a real difference.

With that in mind, let’s take a look at some things you can do to decrease the amount that you spend each month on electricity.

How to Save Money on Gas

Posted by Marc | Jun 4, 2018 | Personal Finance, Saving

Gas is a major expense for most of us, and you may feel like there is nothing you can do about it since you need to get around and you have no control over gas prices. But the truth is, there are a number of different ways that you can reduce the amount of money you spend each month on gas.

In this article we’ll look at 20 different tips that will help you to save hundreds of dollars every year.

11 Ways to Maximize Your Credit Card Rewards

Posted by Marc | May 14, 2018 | Personal Finance, Saving

When it comes to saving money or making money, I love easy wins. Things like changing my cell phone carrier and cutting my bill in half, or shopping at a discount grocery store to save significantly each week are some of my favorite ways to save money. I don’t have to do very much at all, and it keeps my expenses down without negatively impacting my life. One of the easiest ways I’ve made or saved money is through credit card rewards. I use a credit card for just about everything. On any given day (including today while I am writing this article) I probably have $0 cash in my wallet.

How to Create a Budget that Works

Posted by Marc | Apr 30, 2018 | Personal Finance, Saving

If you’re serious about improving your financial situation, the first step is to create a budget. The budget is the foundation of effective money management, and without a budget you’re practically guaranteeing that you’ll make costly mistakes in how you use your money.

Although budgeting isn’t complicated, most of us don’t actually bother to do it. Maybe it’s because we feel like we’ll be too restricted and life will be no fun if we have a budget. Maybe it’s because we don’t want to see the reality of how we’re spending our money. Or maybe it’s because we think it’s too difficult or complicated.

Budgeting is actually quite simple. Unfortunately, it’s not usually taught in school, but anyone can learn to do it. All you need is a little guidance, and you’ll get that guidance in this article.

It may seem like creating a budget and sticking to that budget would create more stress in your life, but actually the opposite is true. With a budget you’ll be able to know where you stand, and as long as you’re sticking to the budget you can have confidence that you’re doing a good job with your money.

50+ Mobile Apps for Making and Saving Money

Posted by Marc | Apr 3, 2018 | Making Money, Saving, Side Hustles

Saving money doesn’t have to be painful and difficult. There are a lot of easy, little things we can do to start saving money, or even to make some extra money. On this page you’ll find more than 50 mobile apps that awesome for making or saving money in different ways.

What I love about using some of these apps is that it takes very little effort. With more than 50 apps featured here you’ll have plenty to choose from. But if you try to use them all I’m sure you’ll get overwhelmed very quickly. Start by picking out a few that seem like they would be easy for you to implement with only minimal changes to your life, and you should start to see the benefits pretty quickly.

I’ve broken the list into two different sections. The first 10 apps listed are the ones I recommend the most, and anyone can benefit from them. Many of them have special sign up bonuses as well.

Beyond the top recommendations you’ll also find more than 40 other apps that are great options as well. It’s likely that not all of them will be relevant to you, but I’m sure you’ll find at least a few that could be very beneficial.

Most of the apps are free, but there are a few that require a fee. Each app is marked as free, or the price is listed. And feel free to leave a comment and suggest other apps that you think should be added to the list.

100 Amazing Websites for Saving Money

Posted by Marc | Mar 26, 2018 | Personal Finance, Saving

There’s something very rewarding about saving money or getting a great deal on a product or service that you were going to buy anyway. If you’re looking to cut back on living expenses these types of easy wins can really add up… if you know where to find them.

Thankfully, there are a lot of websites that make it easy to save money in your everyday life. Some of the sites will allow you to earn cash back or rewards on purchases that you would be making anyway. Others can help you to find amazing discounts, lightly used products, swapping opportunities, or any number of other ways to save money.

I’ve spent a lot of time researching and compiling the best websites to help you save money. On this page I’m listing 100 awesome websites. Browse through the list and I’m sure you’ll find at least a few that you can start using today.

Of course, the key is to only use these sites for things that you would be buying or spending money on anyway. If you wind up buying a bunch of stuff because it’s on sale you won’t be any better off than you are now.

If you have other sites that you’d like to recommend please feel free to leave a comment at the end of the post. I’ll be updating the article in the future so your suggestions are welcome and appreciated.