Apps for Saving Money

Saving money doesn’t have to be painful and difficult. There are a lot of easy, little things we can do to start saving money.

On this page you’ll find more than 45 mobile apps for saving money in different ways. What I love about using some of these apps is that it takes very little effort.

With more than 45 apps featured here, you’ll have plenty to choose from. But if you try to use them all I’m sure you’ll get overwhelmed very quickly. Start by picking out a few that seem like they would be easy for you to implement with only minimal changes to your life, and you should start to see the benefits pretty quickly.

I’ve broken the list into two different sections. The first 11 apps listed are my favorite money saving apps, and anyone can benefit from them. Many of them have sign up bonuses as well, which allows you to make some extra money quickly.

Beyond the top recommendations, you’ll also find more than 30 other apps that are great options as well.

My Favorite Mobile Apps for Saving Money

First, I’d like to highlight the apps that are among my favorites.

1. Dosh ($5 signup bonus)


Dosh is a cash back app that is super easy to set up and us. It’s so easy, there’s no reason not to use it. You don’t have to photograph/scan any receipts, and you don’t have to click through the app to make your purchases. You’ll link your debit card or credit card to Dosh and earn cash back for the eligible purchases that you make at stores, restaurants, and for travel. From inside the app, you can also see the cashback offers available at stores and restaurants near you.

Dosh will also give you a $5 bonus for linking your first credit card. What I love about Dosh is how simple it is, and that it only takes a couple of minutes of your time.

→ BONUS: Sign up for Dosh through this link and then add your credit card to get the $5 bonus!

2. Rakuten ($10 signup bonus)


Rakuten is a website and mobile app that makes it easy to earn cash back for shopping at your favorite websites and stores (see my article 15 of the Best Cash Back Websites and Apps). Plus, you’ll get a $10 bonus just for signing up! You can earn cash back on things you would need to purchase anyway at sites like Amazon, Ebay,, Jet, Groupon, and thousands of others. You can even get cash back for in-store purchases (at certain stores) and for travel and vacations.

There’s really no reason not to use Rakuten. It’s very easy, and you can save money on many things that you need to buy. I’ve been using Rakuten for a while and I definitely recommend it.