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Saving money doesn’t have to be painful and difficult. There are a lot of easy, little things we can do to start saving money.
On this page you’ll find more than 45 mobile apps for saving money in different ways. What I love about using some of these apps is that it takes very little effort.
With more than 45 apps featured here, you’ll have plenty to choose from. But if you try to use them all I’m sure you’ll get overwhelmed very quickly. Start by picking out a few that seem like they would be easy for you to implement with only minimal changes to your life, and you should start to see the benefits pretty quickly.
I’ve broken the list into two different sections. The first 11 apps listed are my favorite money saving apps, and anyone can benefit from them. Many of them have sign up bonuses as well, which allows you to make some extra money quickly.
Beyond the top recommendations, you’ll also find more than 30 other apps that are great options as well.
My Favorite Mobile Apps for Saving Money
First, I’d like to highlight the apps that are among my favorites.
1. Dosh ($5 signup bonus)
Dosh is a cash back app that is super easy to set up and us. It’s so easy, there’s no reason not to use it. You don’t have to photograph/scan any receipts, and you don’t have to click through the app to make your purchases. You’ll link your debit card or credit card to Dosh and earn cash back for the eligible purchases that you make at stores, restaurants, and for travel. From inside the app, you can also see the cashback offers available at stores and restaurants near you.
Dosh will also give you a $5 bonus for linking your first credit card. What I love about Dosh is how simple it is, and that it only takes a couple of minutes of your time.
→ BONUS: Sign up for Dosh through this link and then add your credit card to get the $5 bonus!
2. Rakuten ($10 signup bonus)
Rakuten is a website and mobile app that makes it easy to earn cash back for shopping at your favorite websites and stores (see my article 15 of the Best Cash Back Websites and Apps). Plus, you’ll get a $10 bonus just for signing up! You can earn cash back on things you would need to purchase anyway at sites like Amazon, Ebay, Walmart.com, Jet, Groupon, and thousands of others. You can even get cash back for in-store purchases (at certain stores) and for travel and vacations.
There’s really no reason not to use Rakuten. It’s very easy, and you can save money on many things that you need to buy. I’ve been using Rakuten for a while and I definitely recommend it.
Paribus saves you money by finding refunds that are owed to you. You’ll link it to the email account that you use for online purchases, it will analyze receipts and look for refunds or price adjustments for any purchases from stores or websites that have a low price guarantee. I’ve received several refunds thanks to Paribus.
But the best part of Paribus is probably the shipment tracker. Paribus will track your Amazon orders to make sure that the shipment arrives on time. If you’re a Prime member Paribus can get you a free month of Prime or free gift cards when a shipment is late! And like Trim, Paribus does all the work for you.
Trim can help to save you money every month. It checks to find subscriptions that you can cancel. What’s even more power is Trim’s bill negotiation service. Trim can help to lower your monthly bills for cable TV and internet access. It will also help you to find lower insurance rates. The best part is, Trim does all the work! Just sign up and see what it can do for you.
5. Swagbucks ($5 signup bonus)
With Swagbucks you can both save and make money. You can earn credits for things like taking surveys, watching videos, and playing games. But there is also a cash back component that is similar to Rakuten. Through Swagbucks you can earn cash back (in the form of Swagbucks) at many different websites. You can then redeem those credits for gift cards to your favorite stores, or PayPal cash. It’s easy to use, and at times, even fun.
Once you are logged in to the app you’ll see the different opportunities that are available to you and how much you can earn. And right now there is a $5 sign up bonus available.
6. Ibotta ($20 signup bonus)
Ibotta is another must-have cash back app for anyone who likes to save money. From inside the app you can find money-saving offers from your favorite stores in categories like restaurants and bars, clothing, beauty and wellness, pharmacy, travel, convenience, specialty, and much more. If you’re heading to a store just search by the name of the store and see what offers are currently available. Ibotta is offering a $20 bonus just for signing up.
Last week I needed to buy something at Lowes so I searched Ibotta for Lowes and there was a 5% cash back offer! I easily saved $5 on a $100 purchase. After you make the purchase you simply use your phone to photograph/scan the receipt. They verify the receipt and credit your account. It’s really easy to use and you can get cash back for things you would be buying anyway.
You can even link your store loyalty cards to the app so you don’t need to scan receipts. You can also earn cash back from online purchases made through the app. Racking up the savings with Ibotta is pretty easy. You get paid out by PayPal, Venmo, or you can choose a gift card.
Drop is a cash back app that is somewhat similar to Dosh. You’ll link your credit or debit card to Drop and earn points for your purchases. You can then cash in your points for gift cards.
→ BONUS: Sign up for Drop through this link
8. Trunow ($0.50 signup bonus)
Trunow is an app that helps you to find the lowest gas prices in your area. However, Trunow also has a cash back component. You can scan your gas station receipts to earn 1% or 2% cash back. You’ll get 2% if the gas station participates in Trunow’s program, and 1% at any other gas station. If you have a long commute to work or drive a lot for any other reason, even 1% of your gas purchases can be a significant saving on top of what you can get from a good cash rewards credit card. Trunow will also give you a $0.50 bonus when you scan your first receipt.
At Raise, you can buy gift cards below their face value. Other people have sold their unwanted gift cards to Raise and you can benefit from getting great prices. The amount of the discount will vary depending on the store, website, or restaurant, but it could be anywhere from 1% to 30% off, and sometimes even more. While there are other sites and apps for buying discounted gift cards, Raise is my favorite for two reasons: 1) they usually have the best selection, and 2) they offer a one-year money-back guarantee in case you get a gift card that doesn’t work. Raise makes it easy to save money on the things you need to buy.
10. MyPoints ($10 signup bonus)
MyPoints is very similar to Swagbucks. It allows you to earn points for a variety of things like shopping online, reading emails, taking surveys, watching videos, playing games, and more. The cash back component is similar to Rakuten. Right now you can get a $10 Amazon gift card as a bonus for signing up.
Earn cash back from purchases at thousands of online retailers and earn rewards for simple tasks like taking online surveys, watching videos, and printing coupons. Sign up for MyPoints now for a $10 bonus!
- Earn a $10 Amazon gift card with your first purchase
- Lots of ways to earn points for PayPal cash or gift cards
- MyPoints has awarded over $236 million since 1996
- Easy side hustle for your spare time
The app from the Krazy Coupon Lady makes it easy to manage coupons on your phone. There are new offers added every day. You can create shopping lists and save deals for later. The app also provides pro tips and tricks for couponing.
Other Great Money Saving Apps
The 11 apps above are my personal favorites, but there are many other awesome apps to help you save.
12. BeFrugal ($10 signup bonus)
BeFrugal is another cash back app similar to Rakuten. With BeFrugal you can earn cash back at thousands of different websites, and they also have some exclusive deals and offers. BeFrugal offers a $10 bonus for signing up. To quality for the bonus you’ll need to earn $10 in cash back.
TopCashback is also similar to Rakuten. You can earn cash back on purchases from a wide variety of different websites and retailers. It’s a great option, although I do have a slight preference for Rakuten because I find it a little more user-friendly, and TopCashback doesn’t offer the $10 bonus like Rakuten does.
14. Checkout 51 ($5 signup bonus)
Checkout 51 is easily one of the best apps saving on groceries. While Ibotta has offers from all kinds of stores, Checkout 51 focuses specifically on grocery stores. All of us have to buy groceries, so why not save some money? Basically, it works by giving you cash back for things that you purchase. Each week there are different specials. Some of them are general and the cashback can be earned regardless of what grocery store you shop at. Other offers are for a specific store.
You can easily save a few dollars each trip to the grocery store. Just choose the offers that you want, take a photo of your receipt, and once it is verified they’ll credit your account. You get paid by check once you reach $20.
Righ now, Checkout $51 is offering a $5 signup bonus. You’ll get the first $2 when you redeem your first offer. The next 3 offers that you redeem will earn you an extra $1 each, for a total of up to $5.
Spent is another cash back app that links to your credit or debit cards to automatically earn cash back. With Walgreens, Netflix, McDonald’s, and many others in the program, saving money with Spent is easy. You can also save by booking travel through Spent.
With Shopkick you’ll earn reward points (they call them “kicks”) for things like walking into stores, scanning barcodes, making purchases, submitting receipts, viewing products online, and watching videos. You can then cash in your kicks for gift cards.
17. Receipt Hog
With Receipt Hog you can use your phone to photograph receipts of all kinds and from all stores, restaurants, and gas stations. You’ll earn coins as rewards, and you can also earn coins for taking simple surveys and from playing the “slots” (although the survey opportunities are pretty rare). The payout isn’t nearly as good as what you can get from something like Ibotta or Rakuten, but it’s still something. I’ve been using it for several months and it’s kind of a fun app. I simply photograph receipts for things that I buy and the coins add up quickly.
18. Receipt Pal
Receipt Pal is very similar to Receipt Hog. You’ll take photos of your receipts and submit them to earn rewards.
19. Fetch Rewards
With Fetch Rewards, you can scan your grocery receipts and earn points for purchasing certain brands and products. You can then redeem your points for a variety of different rewards.
As far as grocery apps go, I like Checkout 51 better than Fetch Rewards, but if you’re buying the brands of products that are a part of Fetch Rewards it can be an easy way to earn something extra.
BerryCart is a grocery app specifically focusing on organic, gluten-free, and non-GMO foods. You’ll pick the offers that you want, snap a photo of the receipt, and earn cash back.
SavingStar is a cash back app for saving on groceries. It’s similar to Checkout 51 in that you can pick certain offers.
22. Gas Buddy
Use Gas Buddy to find the best prices on gas near you. You can also complete challenges to win gas cards, but really the main benefit is finding the lowest price on gas.
Update: Walmart Savings Catcher is no longer available.
Walmart is known for low prices, but the Savings Catcher app helps to ensure that their prices aren’t beat. After you buy something at Walmart you can photograph your receipt and Savings Catcher will go out and search for lower prices on the items that you bought. If it finds a lower price for an item you’ll get an eGift card for the difference. It’s a great way to save a little bit of money with almost no effort. (Savings Catcher originally was a standalone app, but now it is a part of the Walmart app.)
→ Related reading: 14 Easy Ways to Get Free Walmart Gift Cards
24. Target App
If you shop at Target you’ll want to get their app. You can find sales, including exclusive savings and offers.
You can take the ShopSavvy app into stores and scan an item’s barcode. The app will look for a better price at other stores. If it finds a lower price you can use that to save money if the store has a price match guarantee, or you can just buy it from the other store.
The Southern Savers app lets you find coupons and current deals to save money. Plus, you can create shopping lists.
Favado helps you to save on groceries by finding the best deals and comparing prices from different stores. The Favado experts feature different sales and coupons each week, making it easy to find great deals. You can also use the app to create your shopping lists.
Punchcard allows you to get rewards for shopping at many different stores and restaurants. Take a photo of your receipt and earn points that can be redeemed for prizes.
Wallaby keeps track of your spending habits and helps to maximize your credit card rewards. It will tell you the best card to use for certain purchases, and present you with exclusive offers.
Larky will give you mobile alerts when you are near discounts that are available, based on your memberships and loyalty programs.
With Shoptagr you can save products that you want to buy from most of your favorite online retailers. The app will notify you when any of the items go on sale or come back in stock. You can also create a wishlist to share with your friends.
reebee will allow you to browse sale flyers from a wide variety of stores, create your own shopping lists, and search products to see where they are on sale.
Flipp provides you with all the weekly sales flyers, plus many coupons. You can also create your own shopping list and take it with you in the app.
34. Best Parking
Best Parking helps you to find the best prices for parking near your location or in a particular area.
Truebill is similar to Trim. You can use it to find and cancel unwanted subscriptions. Truebill can also help with negotiating bills on cable on cell phone service, as well as asking for refunds from your bank for overdraft and late fees.
The Cushion app will negotiate to get your bank and credit card fees lowered or refunded. When you authorize the fee negotiation Cushion will go to bat for you. The app is free, but Cushion will keep 25% of the refunded amount.
Earny is similar to Paribus. It will automatically track refunds that are owed to you and help you get those refunds. Personally, I prefer Paribus because it has the shipment tracking as well.
Want to save money on clothes? Check out Poshmark where you can buy used clothes and fashion accessories from other people (you can also sell your own items on Poshmark). Items you purchase will be shipped to you.
With the help of letgo you can buy used items from people in your own neighborhood (and of course, you can also sell on letgo). You can find just about anything here. This is kind of like Craigslist where the buyer and seller will meet up locally to handle the sale.
OfferUp is another app for buying (or selling) used items locally.
5miles is another app for buying (or selling) used items locally, but it also has a section for services.
With Mercari you can buy and sell used items. Unlike the local apps, with Mercari there are no meetups and everything you buy will be shipped to you.
43. Coupons.com App
The Coupons.com app gives you all the great coupons you want right on your mobile phone. No need to print or clip coupons.
SnipSnap is another awesome coupon app that makes it easy to save. The coupons in the app don’t need to be printed (just show your phone at checkout) and you can even save printed coupons to your phone. Expiration date reminders also help you to avoid missing out on the best offers.
With CouponSherpa you can find offers for stores near you. Use the digital coupons straight from your phone to avoid printing or clipping paper coupons.
RetailMeNot is another great coupon app. Easily find offers from stores and restaurants near you and redeem the offers right from your phone.
Do you love saving money? If so, be sure to see these articles:
- 101 Practical and Realistic Ways to Save Money
- 100 Amazing Websites for Saving Money
- How to Stack Rewards and Cash Back
- 50 Things You Didn’t Know You Could Get for Free