If you’re evaluating your budget and looking for ways to cut back, one of the first options you should consider is changing your TV service. Millions of Americans have been ditching cable and satellite TV services in favor of some of the best cable alternatives. You can easily spend over $100 per month on TV,…
While there are a lot of apps and websites that help you to save money or earn cash back, Rakuten is easily one of my favorites. I only started using Rakuten within the past year because I always assumed it would take more effort than it was worth, but I’m happy to say that I…
Amazon became the world’s largest retailer by establishing a reputation for low prices, fast shipping, and friendly customer service. Today, it’s shocking that Amazon accounts for 49% of all e-commerce sales in the United States. You can buy just about anything imaginable on Amazon, and it’s extremely convenient. And fortunately, there are also plenty of…
Most Americans consider retirement age to be 65, or somewhere in that ballpark. Early retirement might be considered 55 – 60. Yet, there are plenty of people in their 30’s and 40’s (and sometimes even younger) who are able to achieve financial independence. Reaching financial independence doesn’t necessarily mean that these people are completely retired…
Debt is a problem that many families are facing. If you want to get ahead with your savings but debt is holding you back, you will appreciate this inspiring story. Ashley Patrick and her husband were successful at paying off $45,000 of debt in a short time, and now they are debt free aside from…
In order to manage your money effectively, you’ll need to make wise decisions and spend your money on the right things. We talk a lot about ways to save money and reduce spending, but sometimes spending a little bit of money will actually allow you to save more in the long run. This article features…
One of the best ways for many people or families to cut expenses is to reduce the number of meals eaten at restaurants. Buying food at grocery stores and making your own meals will save you a ton of money. But even those of us who love to save money enjoy eating at restaurants every…
Finding creative ways to save money on necessities is a great way to impact your budget and free up money that you can invest or use for other things. We all need to eat, and many of us have families to feed as well. But the weekly/monthly grocery bill is one area where most of…
If you’re careful with your money and prone to save, travel may feel like a luxury and an unnecessary splurge. For others, travel feels like a critical aspect of life. Regardless of your perspective it’s possible to save A LOT of money that will make travel far more affordable. If you’ve been dreaming of a…