The Best Cash Envelope System Wallets for Cash Envelope Budgeting

The Best Cash Envelope System Wallets for Cash Envelope Budgeting

Do you use the cash envelope approach to budgeting? If so, you may have found that the idea is great, but not always convenient. These cash envelope wallets will make your life MUCH easier and help you to stay organized.  One effective way to reduce your spending is to only buy with cash. Dave Ramsey…

20 Simple Ways to Get Free Gift Cards to Your Favorite Stores and Websites

20 Simple Ways to Get Free Gift Cards to Your Favorite Stores and Websites

Gift cards are almost as good as cash, but they are more than just a way to buy a present for that awkward friend or loved one. Gift cards can actually allow you to use less cash and make safe online transactions. While it is possible to buy gift cards from many retailers, there are…

Scribd vs. Audible: Which is the Best Platform for Audiobooks?

Scribd vs. Audible: Which is the Best Platform for Audiobooks?

Scribd and Audible are both platforms offering audiobook subscriptions, but there are significant differences between the two. While Audible exclusively focuses on audiobooks, Scribd provides access to books, audiobooks, and PDF documents. Not all of this material is what you would read for leisure, but it does provide access to millions of files, while Audible…

Trim vs. Truebill vs. Billshark: Which is the Best Bill Negotiation Service?

Trim vs. Truebill vs. Billshark: Which is the Best Bill Negotiation Service?

Most of us have signed up for free trials of services that seem like a fantastic idea at the time. Unfortunately, in many cases, the free trial ends, and months later you see a recurring charge on your bank statements. So, you’ve actually been paying for that free trial for months! You may also have…