100+ Programs and Apps with Instant Referral Bonuses

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Referral programs can be a great way to make some extra money or to save on things you would buy anyway. Many companies use refer-a-friend programs to get exposure, so there are plenty of opportunities to earn through referral programs.

Chances are, you already tell your friends and family about the products and services you use and love. Bonuses on referrals make it possible for you to make money or be rewarded for that word-of-mouth advertising.

Here, you’ll find a list of referral sites and apps with instant referral bonuses that pay. If you’re looking for easy rewards, you won’t want to miss these referral strategies that pay cash and rewards. In some cases, you can earn $20 per referral or much more with high-paying referral programs.

Many bonuses also give discounts or cash rewards to your friends, so everyone wins. These instant bonuses for referrals and special offers make it a little easier to share with others. It also increases the number of people who will make a purchase through your referral code or link, which means more rewards for you.

How to Use Referral Programs

The best companies/websites/apps to recommend are the ones you use personally because you can share from your own experience.

Man pointing at his smartphone

Not all referral programs work the same. In some cases, you will need to be an existing customer in order to get a referral code or link. In other cases, you can refer people even if you are not currently a customer. 

Sometimes you will need to log into an account and get a specific link, but other times you won’t need an account or a login to earn from a referral program. Some referral schemes that pay simply ask for your name and email address to generate your unique referral link.

One method for promoting these programs is to share your referral links on your social media profiles. If you have a blog, you can also share your referral links there (in general). In some cases, you’ll earn cash, but in other cases, it’s store credit that you can use for your own purchases.

If you have a friend who is also interested in saving money, you can help each other by taking turns with referrals, and you’ll both reap the benefits!

Our favorite referral programs:

Related Reading:

100+ of the Best Referral Programs

Let’s take a look at some of the specific companies that you can promote and apps with bonuses for bringing in referrals. I’ve organized them by category to try to make it easier.

These programs and the details can change from time-to-time. I’ll try to keep the list up-to-date, but if you notice that something is no longer relevant please leave a comment.

Couple looking at a smartphone together

I know this list is long, so if you don’t want to read the entire list, check out which apps Joseph Lucas, a financial professional with almost 20 years of experience, recommends:

“I recommend Webull and Moomoo on the finance/investing side and Swagbucks and Mypoints on the survey/games side. I always recommend sites and apps that have a good track record and have been around for a while (at the time of this article, Swagbucks is a 4.2, and Mypoints is a 4.4 on Trustpilot, both with over 20k reviews). This gives some comfort that (1) you feel better about sharing your information (email, name, address, etc) and (2) their ability to pay out!”

Finance and Money Referral Bonus Apps

Many of the best apps that pay you to refer friends are related to making, saving, investing, or managing money. Here are some of the best offers.

Smartphone with a Tesla stock market info on its screen

Public.com – Public.com is an online brokerage that offers commission-free trades of stocks, ETFs, and cryptocurrency. After you create your free account, you’ll be able to refer friends to earn a free slice of stock in a company of your choice (worth $3 – $300*). Your friends will also get a free slice of stock when they sign up through your referral link.

Top Pick
Get Free Stock from Public.com Get Free Stock from Public.com

Public.com offers fractional shares so anyone can start investing. You'll love the social aspect that makes it possible to connect with other investors. Get a free stock slice worth up to $300 when you open an account through our link.

Features:
  • Commission-free trades of stocks and ETFs
  • Buy and sell 27 different cryptocurrencies
  • Fractional shares
  • Access to alternative investors
  • High-yield Treasury accounts
  • Easy to use and beginner-friendly
  • Connect with a supportive community of investors
  • "Themes" help you to find investments that interest you
Offer valid for U.S. residents 18+ and subject to account approval. This is not a recommendation. You can lose money with any investment. Open To The Public Investing is a member of FINRA & SIPC. Regulatory and firm fees apply. New customers receive free stock with value $3-300; 0.3% receive the max value. Cryptocurrency trading provided by Apex Crypto LLC (NMLS ID 1828849). Apex Crypto is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. See Public.com/disclosures/

Webull – Webull is another online brokerage that offers free stock rewards if you refer someone who signs up. The details of their referral bonus changes occasionally, but after you sign up for a free account, you can get your link to refer and see the current offer from your account dashboard. 

Commission-Free Trades
Get Up to 12 Free Stocks from Webull! Get Up to 12 Free Stocks from Webull!

Webull is a free investing app that provides advanced reporting tools and allows you to make free trades of stocks, ETFs, and options. Right now Webull is offering up to 12 free stocks when you signup through our link (use the button below) and deposit ANY AMOUNT!

Features:
  • Get 5.0% APY on Webull Now!
  • Commission-free trades of stocks, ETFs, options, and cryptocurrency
  • Buy fractional shares for any amount
  • Extended trading hours
  • Advanced reporting tools
  • IRAs now available
  • 24/7 customer service

Moomoo – Refer a friend to this trading app, and you’ll get five free stocks when your friend deposits at least $100. The stocks can be worth up to $2,000, so it has the potential to be one of the best referral programs that pay cash or rewards.

Tornado – Tornado (formerly known as Nvstr) is an investing app that offers a reward of $10 – $1,000 per referral who signs up. You’ll get a random reward, with a minimum of $10. Your friend will also get a signup bonus of $10 – $1,000.

Robinhood –  When you refer someone to the investing app Robinhood you will each get a free stock added to your account. Your friend will receive one free stock as well.

Groundfloor – This real estate investing platform will give you $10 as an instant referral bonus for every friend you refer. Your friend will also get $10 for free, and all they need to do is invest at least $10 of their own money.

M1 Finance – The M1 Finance app allows you to create and automate your investing. The M1 referral program will give you and your friends $10-$50 (they change the amount every now and then).

Fundrise – The real estate crowdfunding platform Fundrise has a referral program you can take advantage of. They will waive your fees for 90-365 days for each friend you refer, depending on your account level. Your friend will also get 90 days with no fees from Fundrise to start their investment.

RebateKey – Earn up to a $20 bonus per friend you refer to RebateKey, a website that offers deep discounts through rebates at websites like Amazon. Your friend will be able to get free products and deep discounts with their own free RebateKey account.

Rebaid – Rebaid is a rebate site that’s very similar to RebateKey. In addition to some amazing deals, you can earn $10 per referral for telling your friends about Rebaid.

Bumped -Bumped is a cross between a cashback app and an investment app. With a free Bumped account, you’ll get free stock ownership rewards based on your purchases. They also have a referral program, so you can get $1 of stock for each person who signs up through your referral link.

Swagbucks – Swagbucks is a popular app that makes it easy to earn money by completing online surveys, watching videos, downloading apps, and playing games. The Swagbucks referral program will pay you $3 (300 Swagbucks) for each friend that you refer, plus you’ll also get 10% of the Swagbucks earned by the people that you refer. New users will get a $10 bonus when they make a $25 purchase from one of Swagbucks’ partner websites.

MyPoints – MyPoints is similar to Swagbucks. You can create a free account and earn cash back for purchases or earn points for things like taking surveys and other small tasks. MyPoints will also give you 25 bonus points for referring a friend, plus you can get up to 750 bonus points when your friend makes a purchase. There is currently a $10 sign up bonus too!

InboxDollars – InboxDollars is a popular site that will pay you for taking surveys, watching videos, playing games, and trying free offers. You’ll earn 10% of the amount your referred friends earn, and your friends will get a $5 sign up bonus when they register.

Pawns.app – Pawns.app is a site for making money from online surveys but with a twist that it’s most interesting offering is the opportunity to sell your unused bandwidth for a monthly revenue stream! You also claim $1 as soon as you sign-up!

is pawns.app legit

Their surveys pay up to $2 per survey and they have a nice low threshold for payouts (just $5). The app is legit and has a 4.5 average review on Trust Pilot. *Pawns.app is a paid sponsor of Vital Dollar. Right now, everyone who joins using your referral link earns you a 10% forever bonus. 

KashKick – KashKick is another site for making money from online surveys and other small tasks. They have a multi-level referral program. If you refer someone to KashKick, you’ll earn 25% of the points they earn, and you’ll even earn 5% of the points from people your friends refer.

PrizeRebel – PrizeRebel also allows anyone to make money from surveys and small tasks. With your free account, you’ll get 15% of all points earned by people that you refer to the program.

BlockFi – This leading cryptocurrency exchange will pay you $10 in Bitcoin for each referral that funds their account with at least $100. Your friend will also get a $10 bonus in Bitcoin. After you refer at least five people, your referral bonus will increase to $20 per person.

Chase Freedom Credit Card – If you are a Chase Freedom cardholder, Chase will pay you a $100 referral bonus (up to $500 per year) for referring a friend who applies and is approved for the Chase Freedom credit card.

Chase bank building

Chase Freedom Unlimited Credit Card – If you are a Chase Freedom Unlimited cardholder, Chase will pay you a $100 referral bonus (up to $500 per year) for referring a friend who applies and is approved for the Chase Freedom Unlimited credit card.

Chase Sapphire Preferred Credit Card – If you and your friends are big-time travelers, the Chase Sapphire Preferred credit card is an ideal alternative. The bonus on referrals on this card is worth 15,000 points. Every 100 points is worth $1. So, you’ll get $150 on each successful referral. This bonus is paid out as cash back. 

Chase Ink Business Unlimited – Invite your friends to use Chase Ink Business Unlimited and stand a chance to earn 40,000 points worth of rewards. Like the Sapphire preferred credit card, every 100 points is worth $1. Therefore, the bonus is worth $400. However, there’s a referral limit of 200,000 points. 

Discover – If you’re already a Discover cardholder, you can refer someone, and you’ll get a $100 bonus when your friend applies for a credit card and makes their first purchase. Your friend will also get a $100 bonus added to their account.

American Express Everyday Credit Card – The American Express Everyday Credit Card offers a 10,000-point welcome bonus, an annual fee, and a mouthwatering referral program. You can also use the card to make significant purchases and avoid interest when you pay the balance in time. You’ll also be rewarded with 10,000 points for a successful referral. However, there’s a referral limit of 55,000 points. 

American Express Marriott Bonvoy Credit Card – This credit card saves you up to 7% of the fee when lodging at eligible hotels. You’ll also earn 6 points on every dollar spent. There’s a 20,000-point reward for successful referrals with a 55,000-point referral limit. 

American Express Cash Magnet Credit Card – This credit card offers a 1.5% on all purchases plus an initial 15-month APR period. When you invite your friends to use this platform, you’ll enjoy $75 – $100, which will be added to your statement credit. This card has a referral limit capped at $550. 

Western Union – Renowned as a global money transfer service, Western Union offers a $20 bonus on referrals to users. This bonus is paid in the form of an Amazon gift card. However, each user is limited to a maximum of 15 referrals. 

Titan – Titan is a premier investment advisor and they’ll give you a chance to win a portfolio worth up to $10,000 for each friend you refer. Your friends will also get 100 days with no fees to try the platform.

Group of people standing together with various devices on their hands

Slide – This cashback app will pay you up to a $20 referral bonus for each friend who signs up through your link, and your friend will also get up to $20.

Rakuten – The most popular cashback website (formerly known as Ebates) will pay you $25 for each friend you refer, and your friend will get a $10 bonus. The bonuses on referrals will be paid after your friend makes a qualifying purchase of at least $25 through their Rakuten account. (Read my Rakuten review here.)

BeFrugal – BeFrugal is another great cashback site that offers a referral bonus for you and your friends. You’ll get $10 and your friend will also get $10. To qualify for the referral bonuses, your friend will need to earn $10 in cash back from purchases within 365 days of signing up.

Dollar Dig – Dollar Dig is not as popular as Ebates or BeFrugal, but it’s another great option for earning cash back rewards. Their program will pay you a $2.50 bonus for every friend that you refer, and your friend will also get $2.50. You’ll need a balance of $25 (minimum) in order to cash out by PayPal or check.

TopCashback – You can earn a $10 referral bonus for each friend you refer to TopCashback, but unfortunately, your friends don’t get a bonus. Your friends may be happy to join though because it’s one of the best apps that pay cash back.

Giving Assistant – This cashback site allows you to donate your cashback to non-profit organizations, or you can keep it for yourself. They’ll pay you $5 for each friend you refer, and your friend will also get $5 as a bonus. Your referral bonus will be applied to your balance after your friend earns cashback.

Two people working with a desktop and laptop

Ibotta – The popular cash back app Ibotta will pay you a $5 bonus to refer others. Your friend will also earn a $10 bonus. The bonuses are added to your Ibotta balance.

Drop – Drop is a cash back app that links to credit cards. Share Drop with others and you’ll both get 1,000 drop points ($1) when they link a card.

Shopkick – Shopkick is a cash back app, but with a twist. You can also earn points (they call them kicks) for walking into stores and scanning items. You and your friends will get 250 kicks ($1) when they walk in or scan within 7 days of installing the app.

Fetch – Fetch is a cash back app for grocery purchases. They will give you 2,000 Fetch points for referring another user.

Honeygain – This passive income app will pay you 10% of the earnings of the people you bring to the platform. Your friend will get a $5 bonus for signing up through your link.

Empower – The amazing finance app Empower has a great referral program you can make bonuses from. You and your friend will both earn a $20 Amazon gift card. For the rewards to be paid, your friend will need to link at least one financial account to Empower. The link to refer will show up in your dashboard after you’ve linked one of your own accounts.

Betterment – Popular robo advisor Betterment will give you a bonus free month for each friend you refer. Your friends will get 3 months for free.

Wealthsimple – Wealthsimple clients can earn 12 months of free management service (on $10,000) for each friend that’s referred. Your friend will also get free management for $10,000 for 12 months.

Worthy Bonds – You’ll earn a $5 referral bonus for each person who signs up to invest in business bonds through your link.

Acorns – With the Acorns app, you can start investing your spare change. Acorns will pay you a $5 referral bonus (added to your Acorns account) for each friend you refer. The friend will also get $5 in their own Acorns account.

Qapital – The free banking app Qapital will pay you up to $100 per referral.

Digit – Digit is an automated savings app that will pay you $5 per referral.

SoFi – SoFi will pay you a $15 referral bonus to refer your friends. Your friends will also get a $15 bonus.

LendKey – LendKey offers student loan refinancing. You can earn a $200 referral bonus for every referral who is approved for a loan and another $200 for each friend who takes out a loan with LendKey.

TurboTax – You can earn a $25 referral bonus for referring TurboTax to your friends. And your friends will get 20% off a paid online federal product.

Raise – At Raise.com, you can buy gift cards at discounted prices. As a user, you can earn a $5 referral bonus for every friend you refer (up to $100 earned). Your friend will also get $5 off.

Person holding his phone with its screen filled with various app icons

CardCash – Similar to Raise, CardCash will pay you a $5 bonus to refer someone. Your friend will get a $5 off coupon to use on their first purchase.

Gift Card Granny – The Gift Card Granny referral program will give you a $5 referral bonus for referring a friend. Your friend also gets $5.

Coinbase – Get $10 in Bitcoin as a referral bonus when your referrals buy at least $100 of digital currency (your friends will get $10 of free Bitcoin as well).

Unifimoney – Unifimoney is an investment app that offers a referral bonus of $25 in Bitcoin for each friend you bring to the platform. Your friend must invest at least $1,000 within the first 14 days to qualify for the bonus.

Payoneer – Payoneer supports seamless business transactions. You can use it to send and receive money and bill clients. If you invite friends to sign up on Payoneer, you will get $25 per successful referral. What’s even better is that there are no referral limits. 

Monzo – Monzo is an online fintech platform designed to help people save money and make seamless payments. When you refer your friends to use this platform, you will receive $20. Users will receive $20 on each referral that spends $10 on the platform. 

One – One is a reliable online payment platform designed to process online purchases seamlessly. Refer your friends to this payment platform and get an instant $20 on each referral. You can cash out your withdrawal bonus to Cash App or Apple Pay. 

Varo – As an online payment platform, Varo shares many similarities with One and Monzo. When you sign up, verify your identity, and spend $20, the platform rewards you $30 within 24 hours. 

FinTron – FinTron is an investment platform that rewards users with $10 when they register and are approved. To unlock the FinTron referral program, you need a minimum deposit of $100. Afterward, the app will reward you $10 for each friend you refer. There’s an unlimited amount of referral rewards. 

Aven Advisor – Aven Advisor rewards users with a $5 sign-up bonus without making a deposit. However, there’s $1 – $100 worth of referral rewards waiting after you link your bank account. 

myBamBu – Here, there’s no signup bonus after you complete registration and verification. However, there’s a $15 unlimited bonus. This payout can only be withdrawn every 10 – 15 days. 

Money Lion – After signing up on Money Lion, you can refer your friends to create an account too. You will receive a $5 or $50 bonus after a successful referral. However, you’ll only be eligible for the $50 bonus with a RoarMoney SM account. 

Food and Groceries

Earn by referring your friends to these popular apps and companies related to food and groceries.

Paper bags filled with grocery items

GrubHub – Refer a friend to GrubHub (restaurant delivery service) and they’ll save $10 off their first order of $15 or more. You’ll get $10 as a referral bonus.

DoorDash – This popular food delivery service is renowned for its ease of use and convenience. If you and your friends are interested in an online app that processes food orders quickly, you’re welcome to use DoorDash’s features. This online platform is renowned for its variable bonus on referrals used as credits for future purchases. 

NatureBox – Get $20 credit for healthy snacks when you tell your friends about NatureBox. Your friends will save 25% on their first order.

Shipt – The Shipt (grocery delivery service) referral program will give you a $10 credit as a referral bonus for referring your friends. The people you refer will save $10 on annual membership.

Green Chef – The person you refer to Green Chef will get $55 off their first order. If your friends place a 2nd order you’ll get $25 in credit as a referral bonus.

Splendid Spoon – If you’re already a Splendid Spoon customer, you can earn 25 points for each friend that you refer. Your friend will get $25 off their first order.

Home Chef – Active subscribers of Home Chef can earn $35 in credit per referral. Your friend will also save $35 on their first order.

Upside – Upside allows you to save on gas, groceries, and fast food purchases. When you refer your friend to this platform, you’ll get 1 cent on every gallon of gas purchased. This bonus on referrals will be added to your available account balance. However, there’s no referral limit for this bonus.

Retail and e-Commerce

Earn money by referring your friends to your favorite stores and online shops.

Woman rifling through a store's available clothes on the rack

Sam’s Club – Tell your friends about Sam’s Club, and they’ll get a 20 dollar bonus when they join. You’ll earn a $10 gift card as a bonus.

Walmart Plus – When you sign up for Walmart Plus, you’ll enjoy excellent benefits such as free delivery and free Paramount+ subscription. You also can invite your friends to enjoy these fantastic benefits for a $20 bonus. Walmart Plus will release your bonus to you in the form of a promo code. 

Vimbly – Vimbly is a deal site for things to do in different cities. With their referral program, you can earn $10 in Vimbly credit, and your friend will also get $10.

Swap.com – The person you refer to the world’s largest consignment website will earn 40% off their first purchase of at least $20.

thredUP – Refer a friend to thredUP, and they’ll get $10 off their first purchase from this site that sells secondhand clothes. After their successful purchase, you’ll earn $10 as a bonus.

MeUndies – Give your friends a discount on their first purchase at MeUndies and you’ll earn $20 in credit as a referral bonus.

Homage – Refer someone to Homage (vintage apparel) and give them $20 off their first purchase of $40 or more. You’ll earn $20 in credit per referral.

The Clymb – At The Clymb, you can get great prices on outdoor gear and clothing. Through their referral program, your friend will get $10 off their first purchase of $50 or more, and you’ll get $10 in credit for referring them.

Rent the Runway – The fashion rental website Rent the Runway will give you an extra item with every shipment when someone you refer places their first order. Your friend will get 40% off their first month.

Tradesy – Designer women’s fashion site Tradesy will give you a $10 referral bonus for every friend you refer. Your friends will also get $20 off their first purchase.

→ Related reading: 50 Fantastic Money Making Apps You Won’t Want to Miss

3 friends in a restaurant

Health

Make extra cash by referring your friends to these apps and companies that will help them stay fit and healthy.

FabFitFun – Your referrals will get $10 off their first box, and you’ll earn $15 in credit as a referral bonus.

Puritan’s Pride – Puritan’s Pride sells vitamins, supplements, and beauty care products at great prices. As a user, you can earn bonus rewards for referrals through their Puritan’s Perks program. You’ll need to be logged in to your account to find the referral options.

MyProtein – MyProtein offers supplements and fitness clothing. As a user, you can earn $20 when you refer someone.

IdealFit – With the IdealRaw referral program, your friends can save 20% on their first order of organic supplements. For referring them, you’ll earn a $10 referral bonus.

Plant Therapy – Plant Therapy sells essential oils and accessories, and they have a referral program. Your friend will get $10 off, and you’ll get a $10 credit for a future order.

Grove Collective – Give your friends a free gift set, and you’ll get a $10 referral bonus when they make their first purchase.

Sweatcoin – The Sweatcoin app allows you to earn prizes for walking outdoors. You can earn 5 Sweatcoins for referring your friends to the free app (they don’t get a bonus).

Technology

Referring friends to these apps and companies can be highly rewarding.

Group of people looking excitedly at a laptop screen

Cricket Wireless – Low-cost prepaid wireless carrier Cricket Wireless will give you and your friend a $25 credit on your account. Sign up through my referral link to get the $25 credit for yourself. Cricket allows you to earn up to $250 per year through referring friends.

Verizon – Verizon has a refer-a-friend program that customers can use to earn account credit. The amount that you earn will depend on what your friend signs up for.

DISH – If you’re a DISH customer, you can log in to your account and get a link to refer. You’ll earn 100 points ($50 credit) for each successful referral and your friend will receive a $50 credit too.

Dropbox – Earn 500 MB – 1 GB of free store per referral to Dropbox.

Fiverr – Refer someone to Fiverr, and they will save 10% on their first order. You’ll also get 10% off their first order in credit, up to $100.

ConvertKit – Email marketing platform ConvertKit will give you 30% of the revenue generated from your referrals.

SendOwl – SendOwl makes it easy to sell downloadable products from a website or blog. You can refer your friends and earn a 20% commission for life as a referral bonus. Your friend will get a 30-day free trial.

MailerLite – MailerLite is an email marketing service. Your friends will earn a $20 bonus by signing up through your link, and you’ll earn a $20 referral bonus for each friend who upgrades from a free account to a premium account.

MailChimp – MailChimp is another email service that will pay you and your friends up to $30 through its referral program.

Bluehost – Bluehost is a popular low-cost web hosting program. Through their affiliate program, you can earn $65 for each customer you send their way. The bonus can increase from there, depending on how many customers you refer.

BigScoots – BigScoots is another web host with an affiliate program. You’ll get 90% of the first month’s revenue for any customers you refer.

WP Engine – This WordPress hosting provider pays a minimum of $200 per referral through its affiliate program.

Siteground – Siteground is another host that pays at least $50 per sale through its affiliate program.

Two happy friends using a mobile app outdoors

Travel

Refer your friends to these companies in the travel industry.

Outdoorsy – This RV rental website will pay you a $75 referral bonus, and your friend will save $50 on their first RV rental.

VBT – Tell a friend about a bicycling or walking vacation with VBT, and you’ll earn $150 in travel credit as a referral bonus. The person you refer will also get $100 in travel credit, and you can earn cash bonuses for more referrals.

Pavlus Travel – This travel company’s referral program will pay you up to $500 when you refer someone.

Getaround – Getaround is a peer-to-peer car rental marketplace. As a user, you can earn a $20 referral bonus when your friends rent through Getaround, and your friends will also get $20 off.

Zipcar – Zipcar is another ride-sharing site that will give you $25 for referring others. The people you refer will also get a $25 bonus.

Other Referral Bonuses

Here are some opportunities to refer friends to various apps and companies that don’t fit into the categories above.

Two friends playing with their phones

Skillshare – The online learning platform Skillshare will give you a free month of membership (unlimited access to courses) as a referral bonus for each friend you refer.

Neighbor – Neighbor is a peer-to-peer rental platform for storage space. They’ll give you a $50 referral bonus if you refer a friend who signs up to list their space for rent on Neighbor.com. Your friend will also get a $50 bonus.

OhmConnect – OhmConnect is a free service that helps you to save on your utility bills. As a user, you can refer your friends. You’ll earn a $20 referral bonus when a friend reaches Silver status. Your friend will get $10 for signing up and another $10 if they link a smart device.

Casper – Help your friends save 20% on a Casper mattress and you’ll earn a $75 Amazon gift card for yourself.

Dollar Shave Club – If you’re a Dollar Shave Club customer, you can earn a $5 referral bonus for each person you refer.

EyeBuyDirect – At EyeBuyDirect, you can get glasses and sunglasses. When you refer friends, they’ll get $10 off their first purchase, and you’ll earn a $10 referral bonus for yourself.

Fat Llama – At Fat Llama, you can rent just about anything from other users. The people you refer will get a $20 credit when they open an account, and you’ll get a $20 credit as a referral bonus when they make a rental.

Rover – Send your friends to Rover (pet sitting) and give them $20 to use on the site. You’ll earn $20 credit for each friend through this referral program.

BarkBox – If you have a BarkBox subscription, you can get a free month for every friend you refer.

Handy – Refer people to Handy (handyman and cleaning services). Every referral will get a discount and you’ll earn $40 in Handy credit as a referral bonus.

Conceive Abilities – If you sign up as a surrogate, you’ll earn a $5 gift card bonus. All you need to sign up is your email address. When you refer someone to be a surrogate, you can earn up to $50 as soon as they complete their registration. 

Strike app – Strike app lets you list and sell your home at your convenience. After a successful registration and ID verification, you will receive an instant $5. You and your friends will also be rewarded with $5 each after a successful referral. 

Rally Rd – To claim the $5 sign-up bonus on Rally Rd, sign up and deposit $1. Then, make a purchase. You can withdraw your sign-up bonus instantly. When you refer someone to the app, you and the person will receive $5 when they fund their account. 

Bridge Money Earn a $1 bonus when you download the Bridge Money app and complete the signup process. If your friend signs up with your referral link, you’ll receive coins. You’ll also receive coins each time your friend successfully cashes out. 

Brandclub – As soon as you’re done signing up a new account, Brandclub rewards you with $8. This app’s bonus is worth $15. All you have to do is share your link with friends and ensure they register. 

ActiveCampaign – Use ActiveCampaign to grow your business by automating marketing campaigns. You’ll receive a bonus on referrals worth $25 – $100, depending on your chosen campaign plan. This platform will pay out its bonuses through an Amazon gift card. 

Dermstore – Dermstore offers one of the largest online marketplaces for skincare and cosmetic brands. Here, you can shop up to 500 different brands and 20,000 products. When you invite your friends to sign up here, you’re instantly rewarded $15. This bonus will count towards your future purchases. 

Two friends looking at a mobile phone while they're hanging out at a bar

Common Questions About Refer a Friend Bonuses

How Do I Get an Instant Referral Bonus?

To get an instant bonus from a referral, complete your registration and verification. Next, invite your friend and ensure they complete their registration and any requirements. Your reward will be sent instantly. 

How Do You Evaluate Whether a Referral Bonus Offer Is Legitimately Worth Pursuing?

“You can evaluate whether a referral bonus offer is legitimate or not by making sure you read the terms and conditions,” shares Lucas. “With some companies, you see the referral bonus in your ‘balance’ but it can be hard to actually withdraw it. Make sure you understand how you can actually get your reward once it is earned. Avoid any referral bonus offers from sites that aren’t reputable or where it seems it will be difficult to get your money!”

What App Gives You Money When You Refer a Friend?

Several apps reward you with money when you refer your friends, including Empower, Tornado, FundRise, WeBull, Monzo, Varo, One, FinTron, and myBamBu. However, the amount of the bonus from the referral varies. 

How Do You Make Money Inviting Friends?

To make money inviting friends, you’ll need to research all the apps you use that offer bonuses on referrals. Invite as many of your friends as possible to use these apps and ensure they complete their registration. 

What Is the Best Instant Referral App?

While certain apps take a few days or weeks to reward users with their bonus from referrals, there are those that pay up instantly. Varo is the best instant referral app because you’ll get your reward within 24 hours. 

Which App Gives More Referral Bonuses?

Many apps offer lucrative bonuses for referrals. However, the bonuses on Tornado, Aven Advisor, and FinTron are the largest. 

Who Has the Best Referral Bonus?

With so many options, it can be hard to pick the best referral bonus. However, credit cards take the cake. They offer bonuses on referrals capped at $500. Some other apps offer bonuses of up to $25 per referral, so these are the ones to look out for. 

Final Thoughts on the Best Referral Bonus Apps

Taking advantage of bonuses from referrals is an easy way to make extra cash or earn rewards. There are many apps that pay you to refer friends, and we’ve showcased some high-paying referral schemes here. Through these apps with a bonus for referrals and referral sites that pay, you can help your friends and yourself at the same time.

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  • Commission-free trades of stocks and ETFs
  • Buy and sell 25+ different cryptocurrencies
  • Fractional shares
  • Access alternative investments
  • High-yield treasuries accounts
  • Social community of investors
  • User-friendly interface
  • Commission-free trades of stocks, ETFs, options, and ADRs
  • Powerful screening and charting tools
  • Free real-time level 2 data
  • User-friendly mobile app
  • AI monitoring
  • AI-powered price forecasts
  • Free investing courses
  • Commission-free trades of stocks, ETFs, options, and cryptocurrency
  • Buy fractional shares for any amount
  • Extended trading hours
  • Advanced reporting tools
  • Schedule recurring investments
  • IRAs now available
  • 24/7 customer service

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