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Referral programs can be a great way to make some extra money, or to save on things you would buy anyway. Many companies use refer-a-friend programs to get exposure, so there are plenty of opportunities.
Chances are, you already tell your friends and family about the products and services that you use and love. Referral programs make it possible for you to be rewarded for that word-of-mouth advertising.
Many referral programs also give discounts or special offers to your friends, so everyone wins. These bonuses and special offers make it a little easier to share with others. It also increases the number of people who will make a purchase through your referral link, which means more rewards for you.
How to Use Referral Programs
The best companies/websites/apps to recommend are the ones you use personally, because you can share from your own experience.
Not all referral programs work the same. In some cases you will need to be an existing customer in order to get a referral link, and in other cases you can refer people even if you are not currently a customer. Sometimes you will need to login to an account and get the link from your account, but other times you won’t need an account or a login. Some of the referral programs today simply ask for your name and email address to generate your referral link.
One method for promoting these programs is to share your referral links by using your social media profiles. If you have a blog you can also use the links there (in general). In some cases you’ll earn cash, but in many cases it’s store credit that you can use for your own purchases.
If you have a friend who is also interested in saving money, you can help each other by taking turns with referrals, and you’ll both reap the benefits!
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100+ of the Best Referral Programs
Now let’s take a look at some of the specific companies that you can promote. I’ve organized them by category to try to make it easier. If you have any suggestions about other referral programs that you think should be included please leave a comment at the end of the post.
These programs and the details can change from time-to-time. I’ll try to keep the list up-to-date, but if you notice that something is no longer relevant please leave a comment.
Food and Groceries
Walmart Grocery – Tell your friends about Walmart Grocery and give them $10 off their first order. You’ll earn $10 in credit per referral.
GrubHub – Tell your friends about GrubHub (restaurant delivery service) and they’ll save $7 off their first order of $15 or more. You’ll get $7 for making the referral.
Delivery.com – You and your friend will each get $7 towards a delivery when your friend places an order from Delivery.com.
NatureBox – Get $20 of credit for healthy snacks when you refer your friends to NatureBox. Your friends will also save $20 on their first order.
Shipt – The Shipt grocery delivery service will give you $20 in free groceries for referring your friends. The people you refer will also save $20 on their first order.
Boxed – At Boxed you can buy wholesale without the membership fees. As an existing customer you can invite your friends and get $15 for each friend who makes a purchase. Your friend will also get $15 off their first order.
Green Chef – Refer your friends to Green Chef and they’ll get 4 meals for free. If your friends place a 2nd order you’ll get $25 in credit.
Splendid Spoon – If you’re a Splendid Spoon customer you can earn 25 points for each friend that you refer. Your friend will get $25 off their first order.
Home Chef – Active subscribers of Home Chef can earn $30 in credit per referral. You friend will also save $30 on their first order.
Retail and e-Commerce
Jet.com – Give your friends $10 off their first order of at least $50 at Jet.com. You’ll earn $10 – $15 per referral (the more you refer, the more you earn).
Sam’s Club – Refer your friends to Sam’s Club and they’ll get $20 when they join. You’ll earn a $10 gift card for the referral.
BJ’s – If you’re a BJ’s member you can refer friends and you’ll both earn $25 gift cards when your friend joins.
Advance Auto Parts – Tell your friends about Advance Auto Parts and they’ll get $30 off their first purchase of $80 or more. You’ll earn a $10 gift card for the referral.
Groupon – The popular deal site Groupon will pay you $10 in Groupon Bucks for each friend that you refer. The bonus will be added to your account after your friend makes a purchase.
Vimbly – Vimbly is a deal site for things to do in different cities. You can earn $10 in Vimbly credit for each referral, and your friend will also get $10.
Swap.com – Refer your friends to the world’s largest consignment website and earn $10 when they make their first purchase. Your friends will get a coupon code for 20% off their first purchase.
Zulily – Zulily will give you $15 for each friend you refer. The bonus will be added to your account after your friend’s first order is shipped. Unfortunately, your friend does not get a bonus.
thredUP – Refer a friend to thredUP and they’ll get $10 off their first purchase from this site that sells secondhand clothes. After their purchase you’ll earn $10 for the referral.
Schoola – Refer your friends to Schoola where they can buy quality clothes at a discount. You’ll earn $10 for each friend who makes a purchase, and your friends will get $10 towards their first order.
Carter’s – Your friend will get $15 off their first purchase of $50 or more (in store or online) and you’ll earn a 25% discount off a $60 purchase.
Gymboree – Give your friends 25% off their first purchase and you will earn $20 for your next purchase.
MeUndies – Give your friends a discount on their first purchase at MeUndies and you’ll earn $20 in credit for the referral.
Homage – Tell your friends about Homage (vintage apparel) and give them $20 off their first purchase of $40 or more. You’ll earn $20 in credit per referral.
The Clymb – At The Clymb you can get great prices on outdoor gear and clothing. Your friend will get $10 off their first purchase of $50 or more, and you’ll get $10 in credit for referring them.
Rent the Runway – Fashion rental website Rent the Runway will give you $30 when someone you refer places their first order. Your friend will also get $30 off their first order.
The Real Real – High end consignment site The Real Real will give you $25 when your friend makes their first purchase or $100 if they consign 10 or more items for sale.
Tradesy – Designer women’s fashion site Tradesy will give you $10 for every friend you refer. Your friends will also get $20 off their first purchase.
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Finance and Money
Chase Freedom Credit Card – If you are a Chase Freedom cardholder, Chase will pay you a $100 bonus (up to $500 per year) for referring a friend that applies and is approved for the Chase Freedom credit card.
Chase Freedom Unlimited Credit Card – If you are a Chase Freedom Unlimited cardholder, Chase will pay you a $100 bonus (up to $500 per year) for referring a friend that applies and is approved for the Chase Freedom Unlimited credit card.
Ebates – The most popular cash back website will pay you $25 for each friend you refer, and your friend will get $10. The bonuses will be paid after your friend makes a qualifying purchase of at least $25 through their Ebates account. (Read my Ebates review here.)
BeFrugal – BeFrugal is another great cash back site that offers a bonus for you and your friends. You’ll get $10 and your friend will also get $10. To qualify for the bonuses, your friend will need to earn $10 in cash back from purchases within 365 days of signing up.
Dollar Dig – Dollar Dig is not as popular as Ebates or BeFrugal, but it’s another great option for earning cash back. Their program will pay you $2.50 for every friend that you refer, and your friend will also get $2.50. There are no purchases that need to be made, this credit is added to your account immediately. You’ll need a balance of $25 (minimum) in order to cash out by PayPal or check.
TopCashback – You can earn $10 for each friend you refer to TopCashback, but unfortunately your friends don’t get a bonus.
Giving Assistant – This cashback site allows you to donate your cashback to non-profit organizations, or you can keep it for yourself. They’ll pay you $5 for each friend you refer, and your friend will also get $5 as a bonus. Your referral bonus will be applied to your balance after your friend earns cash back.
Ibotta – The popular cash back app Ibotta will pay you a $5 bonus to refer others. Your friend will also earn $10. The bonuses are added to your Ibotta balance.
Dosh – Cash back app Dosh will pay you $5 for referring another user. New users get a $5 bonus after linking at least one credit or debit card to the app.
Drop – Drop is another cash back app that links to credit cards. Share Drop with others and you’ll both get 1,000 drop points ($1) when they link a card.
Shopkick – Shopkick is a cash back app, but with a twist. You can also earn points (they call them kicks) for walking into stores and scanning items. You and your friends will get 250 kicks ($1) when they walk in or scan within 7 days of installing the app.
Fetch – Fetch is a cash back app for groceries. They will give you 2,000 Fetch points for referring another user (no bonus for the people you refer).
Trunow – Trunow is a cash back app for purchases at gas stations. You’ll earn $1 for every new user you refer, and they’ll also earn $1. The money is added to your Trunow balance. That balance can be used at partner gas stations or redeemed for cash (the value is cut in half if you redeem for cash).
Personal Capital – The amazing finance app Personal Capital has a great referral program. You and your friend will both earn a $20 Amazon gift card. In order for the rewards to be paid your friend will need to link at least one financial account to Personal Capital. The referral link will show up in your dashboard after you’ve linked one of your own accounts.
Blooom – Blooom is a robo advisor specifically for 401(k) accounts. They’ll give you a $10 Amazon gift card for friends that you refer, and your friends will get their first month of Blooom for free.
Betterment – Popular robo advisor Betterment will give you a free month for each friend you refer. You friends will get 3 months for free.
Wealthsimple – Wealthsimple clients can earn 12 months of free management service (on $10,000) for each friend that is referred. Your friend will also get free management for $10,000 for 12 months.
Acorns – With the Acorns app you can start investing your spare change. Acorns will pay you $5 (added to your Acorns account) for each friend you refer. The friend will also get $5 in their own Acorns account.
Robinhood – When you refer a friend to the investing app Robinhood you will each get a free stock added to your account.
Qapital – The free banking app Qapital will pay you and your friend $5 each, after your friend makes their first deposit.
Simple – Simple is a banking app that will pay you $20 to refer your friends. The people you refer will also get $20.
Digit – Digit is an automated savings app that will pay you $5 to refer your friends.
M1 Finance – The M1 Finance app allows you to create an automate your investing. The M1 referral program will give you and your friends $10.
Rize – The saving and investing app Rize will give you and your friends $5 each.
SoFi – SoFi will pay you $300 to refer your friends for refinancing student loans or a personal loan.
LendKey – LendKey also offers student loan refinancing. You can earn $50 for every referral who is approved for a loan and another $200 for each friend that takes out a loan with LendKey.
Kabbage – Tell your friends about small business loans from Kabbage and you can earn a $250 referral fee.
TurboTax – You can earn a $10 Amazon gift card for referring TurboTax to your friends. And your friends will get 20% off.
Swagbucks – Swagbucks is a popular app that makes it easy to earn money from things like taking surveys, watching videos, downloading apps, and playing games. Swagbucks will pay you $3 (300 Swagbucks) for each friend that you refer, plus you’ll also get 10% of the Swagbucks earned by the people that you refer. New users will get a $10 bonus when they make a $25 purchase from one of Swagbucks’ partner websites.
Inbox Dollars – Inbox Dollars is a popular site that will pay you for taking surveys, watching videos, playing games, and trying free offers. You’ll earn 10% of the amount the your referred friends earn, and your friends will get a $5 bonus when they sign up.
Raise – At Raise.com you can buy gift cards at discounted prices. As a user, you can earn $5 for every friend that you refer (up to $100 earned).
Cardpool – Cardpool is another site where you can buy discounted gift cards, and they’ll also pay you $5 for referring your friends.
CardCash – This site is similar to Raise and Cardpool, and they will also pay you $5 to refer a friend. Your friend will get a $5 off coupon to use on their first purchase.
Gift Card Granny – Gift Card Granny will give you a $5 bonus for referring a friend.
Coinbase – Get $10 in Bitcoin when your referrals buy at least $100 of digital currency (your friends will get $10 of free Bitcoin as well).
FabFitFun – Your referrals will get $10 off their first box and you’ll earn $15 in credit.
Puritan’s Pride – Puritan’s Pride sells vitamins, supplements, and beauty care products at great prices. As a user you can earn $10 in credit for each new user that you refer. Your friends will also get $10 off their first purchase.
Vitacost – You can earn $5 credit at Vitacost for referring a friend. You’ll need to be a logged in user to get the referral code.
MyProtein – MyProtein offers supplements and fitness clothing. As a user you can earn $10 per referral. Your friends will save 30% on an order of $35 or more.
IdealRaw – At IdealRaw your friends can save 10% on their first order of organic supplements. For referring them you’ll earn $10.
Plant Therapy – Plant Therapy sells essential oils and accessories. You can refer your friends. They’ll get $10 off and you’ll get $10 credit for a future order.
Grove Collective – Give your friends a free 5-piece set (dish soap, laundry detergent, scrub sponge, spray bottle, and hand lotion) and you’ll get $10 when they make their first purchase.
Sweatcoin – The Sweatcoin app allows you to earn prizes for walking outdoors. You can earn 5 Sweatcoins for referring your friends to the free app (they don’t get a bonus).
Boost Mobile – Boost Mobile is another prepaid wireless provider that will give you and your friend a $25 account credit.
Verizon – Verizon has a refer-a-friend program that customers can use to earn account credit. The amount that you earn will depend on what your friend signs up for.
Sling TV – If you’re a Sling customer you can help your friends to save $5 per month for the first 3 months of their membership. You’ll also save $5 per month for 3 months after they sign up.
Hulu – Get $10 for every friend you refer who becomes a Hulu customer.
DISH – If you’re a DISH customer you can login to your account and get a referral link. You’ll earn 100 points ($50) for each successful referral.
Dropbox – Earn 500 MB – 1 GB of free store per referral to Dropbox.
Fiverr – Tell your friends about Fiverr and they will save 20% on their first order. You’ll also get 20% of their first order in credit.
Tailwind – Popular Pinterest and Instagram scheduling app will give you and your friend a free month each.
ConvertKit – Email marketing platform ConvertKit will give you 30% of the revenue generated from your referrals.
SiteGround – Earn $50 per referral for SiteGround’s web hosting service.
SendOwl – SendOwl makes it easy to sell downloadable products from a website or blog. You can refer your friends and earn a 20% commission for life. Your friend will get a 30-day free trial.
Hotels.com – Give your friends a $50 coupon code to Hotels.com (for new users only) and you’ll get a $50 code as well.
Airbnb – Airbnb will give you $20 when you refer a friend who books and completes a trip of at least $75. Your friend will get a $40 credit towards that first trip of $75 or more.
Travelzoo – Refer two friends to Travelzoo and you’ll get a coupon code for $50 off.
VBT – Refer your friends to a bicycling or walking vacation with VBT and you’ll earn $150 in travel credit. Your friend will also get $100 in travel credit, and you can earn cash bonuses for more referrals.
Pavlus Travel – This travel company will pay you up to $250 per referral.
Uber – You and your friend can each get a free ride from Uber.
Getaround – Getaround is a peer-to-peer car rental marketplace. As a user you can earn $20 when your friends rent through Getaround, and your friends will also get $20 off.
Turo – Turo is very similar to Getaround, and they are offering a $25 bonus for you and the people you refer.
Zipcar – Zipcar is another ride sharing site that will give you $25 for referring others. The people you refer will also get a $25 bonus.
OhmConnect – OhmConnect is a free service that helps you to save on your utility bills. As a user you can refer your friends. You’ll earn $20 when a friend reaches Silver status. Your friend will get $10 for signing up and another $10 if they link a smart device.
Brandless – Brandless is a great website where you can buy quality, inexpensive items for your home. You’ll earn $6 towards a future order for every friend that you refer. Your friends will also get $6 off their first purchase of $39 or more.
Casper – Help your friends save $75 on a Casper mattress and you’ll earn a $50 Amazon gift card for yourself.
Dollar Shave Club – If you’re a Dollar Shave Club customer you can earn $5 for each friend that you refer.
EyeBuyDirect – At EyeBuyDirect you can get glasses and sunglasses. Give your friends $10 off their first purchase and you’ll earn $10 for yourself.
Fat Lama – At Fat Lama you can rent just about anything from other users. The people you refer will get a $25 credit when they open an account, and you’ll get a $25 credit when they make a rental.
Filters Easy – Your friends can get their first order of HVAC filters for free, and you’ll get $10 in credit for the referral.
Rover – Refer your friends to Rover (pet sitting) and give them $20 to use on the site. You’ll earn $20 credit for each referral.
BarkBox – If you have a BarkBox subscription you can get a free month for every friend you refer.
Handy – Tell your friends about Handy (handyman and cleaning services). Your friend will get a discount and you’ll earn $40 in Handy credit.
Referral Mob – Recommend your friends for jobs and earn hundreds or thousands of dollars when they are hired.