15 Practical Ways to Improve Your Finances in 2022

15 Practical Ways to Improve Your Finances in 2022

The start of a new year is a great time to re-evaluate your current financial situation and begin to implement some changes that will have a big impact on your overall financial picture. Some people love New Year’s Resolutions, and others hate them. Regardless of whether or not you create resolutions, there are a lot…

13 Awesome Money Saving Challenges to Boost Your Savings

13 Awesome Money Saving Challenges to Boost Your Savings

What would you do with some extra money? Pay off debt? Build an emergency fund? Save for a vacation? Save for retirement? Regardless of your personal or family situation, spending less and saving more are good financial habits to develop. A money saving challenge can be a fun and effective way to help with developing…

Liquid Net Worth: What it is, Why it Matters, and How to Calculate It

Liquid Net Worth: What it is, Why it Matters, and How to Calculate It

Most people have heard of the term net worth, and many also have a good understanding of what it means. Net worth is quite simple; the total amount of an individual’s assets, including any cash, minus the total amount of their liabilities or what they owe. So, net worth is the value by which a…

Which Investment Typically Carries The Least Amount of Risk?

Which Investment Typically Carries The Least Amount of Risk?

If you’re thinking about building an investment portfolio, you may be a little concerned about risk. While all investments carry some type of risk, there are some investments that offer lower levels of risk. So, here we’ll delve into those low-risk investments to help you determine which is the best option for you. What Is…

First-Time Home Buyer’s Guide: Everything You Need to Know

First-Time Home Buyer’s Guide: Everything You Need to Know

Buying property is a goal for lots of people. It’s a sad fact, however, that first-time buyers are finding it harder and harder to make their way onto the property ladder. While it can seem like an insurmountable task, it’s not impossible, and when broken down into stages, it’s actually much more doable for many…

The Best Cash Envelope System Wallets for Cash Envelope Budgeting

The Best Cash Envelope System Wallets for Cash Envelope Budgeting

Do you use the cash envelope approach to budgeting? If so, you may have found that the idea is great, but not always convenient. These cash envelope wallets will make your life MUCH easier and help you to stay organized.  One effective way to reduce your spending is to only buy with cash. Dave Ramsey…