Your credit score can impact everything from whether you are approved or rejected for loans, to the interest rates that you’re charged, to your rental applications, and even to your job applications. Building good credit takes time, but fortunately, there are several things you can do to get a quick boost, sometimes even in 30…
Do you use the cash envelope approach to budgeting? If so, you may have found that the idea is great, but not always convenient. These cash envelope wallets will make your life MUCH easier and help you to stay organized. One effective way to reduce your spending is to only buy with cash. Dave Ramsey…
Looking to take control of your money? Use this personal finance checklist to stay on top of the most important aspects of your finances. The topic of personal finance can be overwhelming if you haven’t dedicated much time and attention to your money in the past. Most people find that it’s not all that complicated…
Investing is all about strategy. Money managers, fund managers, financial planners, and seasoned investors know that a successful investment strategy is all about diversification. Strategically spreading your money around to protect you from losing all your assets when the market or the economy takes a hit. If you’re looking to successfully diversify your strategy, the…
No one likes paying taxes, but we all like it when we get a nice refund from the IRS. It feels like free money, so it’s easy to wind up blowing it or using it inefficiently. But in this article, we’ll look at ways to use your tax refund productively. Although a tax refund may…
The task of getting your finances in order is something that many people find overwhelming. Although there are a lot of factors that should be considered, the truth is, you can have a significant impact on your overall finances within just a short period of time. With so much personal financial information and content available…
Net worth is one of the most common ways of measuring your overall financial situation. If you’re looking to build wealth, you should be tracking your net worth. Contrary to what you might think, net worth tracking isn’t just for millionaires. Your net worth is a good overall gauge of your financial health and it…
Do you have enough retirement income to last through your golden years? Understanding how your nest egg compares to the average retirement income can help you plan and save better, to ensure you’re comfortable, secure and happy after retirement. Average Retirement Income: Mean vs. Median, Other Factors Before comparing the average earnings of other retirees…
Today we have a free resource that can help with your own money management by tracking your expenses. This is a printable PDF spending log that makes it easy to record your expenses. Why Should You Track Your Expenses? Let’s take a look at why you should track your expenses and what you’ll gain from…