Recently I published an article on the costs of owning a home. The purpose of that article was to shed a light on all of the costs (including some hidden costs) that come with being a homeowner, rather than to debate whether it’s better to buy or rent. In this article, I’d like to discuss…
You’ve probably heard many people say “renting is just throwing money away” and buying a home is the better financial decision. That may be the conventional wisdom, but does that mean that it’s true? The problem with really common advice is that we often assume it’s correct, or absolute, without taking the time or making…
If you want to be in control of your money and make the most of what you have, maintaining a monthly budget is critical. The idea of creating and living by a budget may seem intimidating if you haven’t done it before, but it really doesn’t have to be that complicated. I have an article,…
If you’re looking for ways to make some extra cash, how about getting paid for the things you already do? Surprisingly, there are actually several different ways you can make money easily, without much extra effort. In this article, we’ll look at 13 things you may already be doing, and how you can get paid…
Creating a budget is one of the first steps you should take for getting your finances in order. The process can seem overwhelming, but it isn’t difficult. One of the biggest challenges is knowing how to categorize your expenses to keep everything organized. In this article, you’ll find a list of more than 90 budget categories…
While there are a lot of different ways to save money, some of my favorites are the easy methods that don’t take much time or effort. I love being able to make a quick, painless tweak to my habits to save money on things that I need to buy anyway. One of my go-to strategies…
If you’re evaluating your budget and looking for ways to cut back, one of the first options you should consider is changing your TV service. Millions of Americans have been ditching cable and satellite TV services in favor of some of the best cable alternatives. You can easily spend over $100 per month on TV,…
While there are a lot of apps and websites that help you to save money or earn cash back, Rakuten is easily one of my favorites. I only started using Rakuten within the past year because I always assumed it would take more effort than it was worth, but I’m happy to say that I…
There are a lot of different numbers and metrics involved in personal finance. Income, net worth, savings rate, credit score, and many others. While they all have a place, net worth is often overlooked and not emphasized. But really, in terms of finances, what matters more than net worth? Tracking your net worth is easy,…