When it comes to personal finance, creating a budget is possibly the most common advice that you’ll hear or read. While creating a budget is a great step towards getting control over your money, I’d argue that tracking your expenses is an equally important step. In this article, we’ll look at the different ways you…
Side hustles can be so much more than just a way to make a little extra money. Today, you’ll read a personal story about Todd, and how he learned new skills and enhanced his career through his freelance marketing side hustle. What may be even more significant, Todd was able to use his side hustle…
In the fall of 2017, after reading the book The Hole in Our Gospel, I started volunteering at a local homeless shelter as a way to give back and help people in need within my own community. I had served meals at a different homeless shelter during my freshman year of college and it was a…
If you’re looking to earn some extra money with a side hustle, making use of any extra time in your schedule is important. For many people, an hour-long lunch break can be put to good use for something other than running out to get lunch at a restaurant. While a one-hour break isn’t a lot…
Recently I published an article on the costs of owning a home. The purpose of that article was to shed a light on all of the costs (including some hidden costs) that come with being a homeowner, rather than to debate whether it’s better to buy or rent. In this article, I’d like to discuss…
You’ve probably heard many people say “renting is just throwing money away” and buying a home is the better financial decision. That may be the conventional wisdom, but does that mean that it’s true? The problem with really common advice is that we often assume it’s correct, or absolute, without taking the time or making…
If you want to be in control of your money and make the most of what you have, maintaining a monthly budget is critical. The idea of creating and living by a budget may seem intimidating if you haven’t done it before, but it really doesn’t have to be that complicated. I have an article,…
Creating a budget is one of the first steps you should take for getting your finances in order. The process can seem overwhelming, but it isn’t difficult. One of the biggest challenges is knowing how to categorize your expenses to keep everything organized. In this article, you’ll find a list of more than 90 budget categories…
There are a lot of different numbers and metrics involved in personal finance. Income, net worth, savings rate, credit score, and many others. While they all have a place, net worth is often overlooked and not emphasized. But really, in terms of finances, what matters more than net worth? Tracking your net worth is easy,…