Managing money is one of the most important tasks in life. It doesn’t matter if you make a little or a lot, you can still go broke if you’re not respecting and taking care of your money. Want to retire comfortably? Now is the time to start planning and saving. Fortunately, there are many helpful…
A mortgage is one of the largest expenses every month for most families. For many of us, the feeling of having a large debt for 30 years is unnerving. Of course, owning a home is preferable to renting in most situations, so having a mortgage is pretty much just a fact of life in our…
Most Americans consider retirement age to be 65, or somewhere in that ballpark. Early retirement might be considered 55 – 60. Yet, there are plenty of people in their 30’s and 40’s (and sometimes even younger) who are able to achieve financial independence. Reaching financial independence doesn’t necessarily mean that these people are completely retired…
In order to manage your money effectively, you’ll need to make wise decisions and spend your money on the right things. We talk a lot about ways to save money and reduce spending, but sometimes spending a little bit of money will actually allow you to save more in the long run. This article features…
If you’re careful with your money and prone to save, travel may feel like a luxury and an unnecessary splurge. For others, travel feels like a critical aspect of life. Regardless of your perspective it’s possible to save A LOT of money that will make travel far more affordable. If you’ve been dreaming of a…
Moving to a new house can bring a lot of excitement. Most of us dream of having certain things in a home or a property, and when some or all of those dreams come true, it’s only natural to be excited. But the reality is, moving is expensive. In terms of building wealth and making…
If you’re serious about improving your financial situation, the first step is to create a budget. The budget is the foundation of effective money management, and without a budget you’re practically guaranteeing that you’ll make costly mistakes in how you use your money. Although budgeting isn’t complicated, most of us don’t actually bother to do…
There’s something very rewarding about saving money or getting a great deal on a product or service that you were going to buy anyway. If you’re looking to cut back on living expenses these types of easy wins can really add up… if you know where to find them. Thankfully, there are a lot of…
Want to improve your financial situation, live with less stress, and have more money for things that are truly important to you? I think we can all answer “yes” to that. An important step is to spend less and save more. In a lot cases that’s easier said than done. But fortunately there are many…