What Everyone Gets Wrong About Medicare and How to Budget for It

What Everyone Gets Wrong About Medicare and How to Budget for It

One of the biggest mistakes Americans saving for retirement make is not saving enough for the cost of healthcare. According to a recent study by the Blackstone Group, roughly 79% of middle-income baby boomers haven’t set any money aside for medical costs in retirement. That’s an alarming amount since Fidelity Investments reported that as of…

Spending Log: Free Monthly Expense Tracking Spreadsheet and Printable

Spending Log: Free Monthly Expense Tracking Spreadsheet and Printable

Today we have a few free resources that can help with your own money management by tracking your expenses. There is a printable PDF spending log that makes it easy to record your expenses. The same spending log is also available as a Google Docs spreadsheet if you prefer a digital version over pen and…

How to Conquer a No Spend Challenge or Spending Freeze (Plus Free Printable)

How to Conquer a No Spend Challenge or Spending Freeze (Plus Free Printable)

If you need to improve your finances, one of the best ways to have a quick impact is to take a no spend challenge or a spending freeze (the same thing with two different names). There are several reasons why you might want to try a no spend challenge, and we’ll look at those reasons…

Monthly Bill Pay Checklist Printable + Spreadsheet: Free Download

Monthly Bill Pay Checklist Printable + Spreadsheet: Free Download

This free printable bill pay checklist can help you to keep your finances organized and stay on top of your bills. Keep track of your bills to avoid missing due dates and prevent late fees and interest charges. If you’ve had trouble keeping track of your bills, try using this free resource for easy organization….