One of the biggest mistakes Americans saving for retirement make is not saving enough for the cost of healthcare. According to a recent study by the Blackstone Group, roughly 79% of middle-income baby boomers haven’t set any money aside for medical costs in retirement. That’s an alarming amount since Fidelity Investments reported that as of…
With numerous budgeting apps available on the market, it’s essential you know which ones are the best and what they have to offer so you don’t waste your time, money, and privacy. The best budgeting apps take into account your lifestyle and financial situation, can be tailored to your budgeting style, and offer great customer…
Saving a significant amount of money, like $10,000 can be a life-changing accomplishment. There are a lot of great things you could do with that money, like buy a car, use it towards a down payment on a house, pay off credit card debt or student loans, save for a wedding, save for your kids’…
There are all kinds of different ways to save money, but if you’re looking for quick results, here are some ideas to save money with only a minimal investment of time and effort. Read through this list and I’m sure you’ll find at least a few things you can do right now to start saving…
Today we have a few free resources that can help with your own money management by tracking your expenses. There is a printable PDF spending log that makes it easy to record your expenses. The same spending log is also available as a Google Docs spreadsheet if you prefer a digital version over pen and…
If you need to improve your finances, one of the best ways to have a quick impact is to take a no spend challenge or a spending freeze (the same thing with two different names). There are several reasons why you might want to try a no spend challenge, and we’ll look at those reasons…
This free printable bill pay checklist can help you to keep your finances organized and stay on top of your bills. Keep track of your bills to avoid missing due dates and prevent late fees and interest charges. If you’ve had trouble keeping track of your bills, try using this free resource for easy organization….
When it comes to personal finance, creating a budget is possibly the most common advice that you’ll hear or read. While creating a budget is a great step towards getting control over your money, I’d argue that tracking your expenses is an equally important step. In this article, we’ll look at the different ways you…
If you like saving money, I’m sure you love coupons. But if you haven’t been using coupons, it’s probably because you don’t want to spend hours finding coupons that will save you a few dollars. I have good news. There are a number of websites and apps that make it easy to save money with…