20+ Apps That Give You Money for Signing Up
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Trying new sign-up bonus apps is an excellent option if you’re looking for a way to earn rewards quickly or get money instantly. Several apps give you money for signing up, creating an account, and trying out the app.
While you’re not going to get rich with these sign-up bonus offers, it’s a nice way to get free money while trying out some interesting and useful apps.
Below is a list of the best current offers for apps that pay you to sign up. They’re organized into a few categories to make it easier for you.
Financial Apps That Give You Money for Signing Up
The best bonus offers come from personal finance and investing apps. Some apps and companies offer a flat welcome bonus of free money instantly, and others involve randomly generated rewards, giving you a chance to get sizable sign-up bonuses.
- Instant sign-up bonus amount: $20 Amazon gift card.
- How to get it: Sign up for Empower using the referral link below, and connect at least one of your financial accounts.
- Sign up for Empower here.
Empower offers wealth management services, and they also offer free apps that are used to attract people to their platform. The free tools are extremely useful, so it’s worth trying Empower even if you have no interest in wealth management services.
With a free Empower account, you can link your accounts and view your finances from one helpful dashboard. You’ll see all your bank and investment accounts in one place. You’ll also get helpful reports that provide valuable insight into your finances.
Empower is also known for its net worth calculating and tracking capabilities. You can view your net worth at any time and watch how it changes as months and years go by.
Empower offers a $20 Amazon gift card for simply trying the software. All you need to do is sign up through my Empower referral link and connect at least one financial account.
Once one of your accounts is linked, you’ll get an email from Empower with the gift card details. Not only can you get free money, but it’s an instant reward!
Empower provides a free financial dashboard with a net worth tracker (the easiest way to track your net worth), a retirement planner, budgeting tools, a fee analyzer, and more.
- Sign-up bonus amount: Free slice of stock worth up to $300*
- How to get it: Create your account using the referral link below and deposit into your account.
- Sign up for Public.com here.
Public.com is an investing app that offers commission-free trades of stocks and funds. You can also access over 25 different cryptocurrencies.
You can purchase fractional shares, so even if you don’t have thousands of dollars to buy a share of big companies like Amazon or Tesla, you can still invest on a smaller scale.
Although there are other free trading apps, Public.com stands out because of its excellent user interface that’s extremely easy to use. Whether a beginner or an experienced trader, you’ll have no problems with the user experience.
Alternative assets like fine art, collectibles, and NFTs are also accessible, which makes Public.com a unique trading platform.
Public.com also stands out because of its social capabilities, allowing you to connect with friends and other investors. You can even attend virtual town halls to hear from and get direct access to executives of publicly traded companies.
Currently, Public.com offers Vital Dollar readers a free slice of stock (fractional share) worth up to $300 for signing up and trying the app. Be sure to sign up for Public.com using our referral link to qualify for the bonus.
Public.com offers fractional shares so anyone can start investing. You'll love the social aspect that makes it possible to connect with other investors. Get a free stock slice worth up to $300 when you open an account through our link.
- Commission-free trades of stocks and ETFs
- Buy and sell 27 different cryptocurrencies
- Fractional shares
- Easy to use and beginner-friendly
- Connect with a supportive community of investors
- "Themes" help you to find investments that interest you
- Sign-up bonus amount: Up to 12 free stocks worth up to $36,000.
- How to get it: Sign up for Webull using the referral link below to get two free stocks each worth $3 to $3,000. Fund your with any amount to get up to 10 more free stocks.
- Sign up for Webull here.
Webull is another commission-free trading app with an impressive sign-up bonus offer for new users.
Webull stands out from other investing and trading apps by providing some of the best research and analysis tools. While many competitors take a simplified approach to offer a clean user interface with no learning curve, Webull caters to investors who want access to data.
With Webull, you can trade stocks, options, ETFs, and cryptocurrency. Like Public.com, Webull also offers fractional shares (for as little as $5) and no account minimums.
The current sign-up bonus offer from Webull is for five stocks worth up to a combined $30,000 in free money. You’ll get two free shares of stock worth $3 – $300 each just for signing up for Webull through our referral link.
When you deposit any amount to Webull, you’ll get 4-10 additional stocks worth $7 – $3,000 each. The stocks you receive will be selected randomly, so it’s a fun game to see what you get. And it’s one of the best sign-up bonuses available.
Webull is a free investing app that provides advanced reporting tools and allows you to make free trades of stocks, ETFs, and options. Right now Webull is offering up to 12 free stocks when you signup through our link (use the button below) and deposit any amount.
- Commission-free trades of stocks, ETFs, options, and cryptocurrency
- Buy fractional shares for any amount
- Extended trading hours
- Advanced reporting tools
- IRAs now available
- 24/7 customer service
- Sign-up bonus amount: Up to 17 free stocks with up to $30,000+.
- How to get it: Sign up for Moomoo using the referral link below, and you’ll get one free stock. Deposit into your account to get up to 16 additional free shares of stock.
- Sign up for Moomoo here.
Moomoo is a trading app somewhat similar to Webull because it also provides a collection of powerful tools for research and analysis. Every Moomoo user gets access to level 2 data, which is a premium upgrade on most platforms.
The stock charting and screening tools provided by Moomoo make it a popular choice for active traders.
Unlike Public.com and Webull, Moomoo does not currently support fractional shares or crypto.
The current sign-up bonus offer from Moomoo provides one free stock when you create an account through our referral link. If you deposit, you’ll get up to a total of 17 free stocks. Each free stock is worth up to $2,000. Not a bad way to get free money! It’s potentially one of the highest-paying offers.
Moomoo is a commission-free stock trading platform with a user-friendly app and professional-grade tools, including a powerful stock screener and advanced charting tools. For a limited time, you can get up to 17 free stocks worth up to $2,000 each.
- Commission-free trades of stocks, ETFs, options, and ADRs
- Powerful screening and charting tools
- Free real-time level 2 data
- User-friendly mobile app
- AI monitoring
- AI-powered price forcasts
- Sign-up bonus amount: $10
- How to get it: Create a Fundrise account using the link below and invest at least $10.
- Sign up for Fundrise here.
Fundrise is one of the most popular real estate investing platforms. It’s open to all investors (not just accredited investors), and you can start with as little as $10.
When you invest with Fundrise, you’ll own a share of a large portfolio of income-generating properties. It’s one of the easiest and most passive ways to add real estate to your portfolio.
Dividends are paid out to investors quarterly. You can automatically reinvest your dividends or deposit them into your bank account.
Over the past few years, Fundrise has established a strong track record. While the stock market has been up and down, Fundrise returns have been positive for more than 20 consecutive quarters.
Fundrise offers a $10 sign-up bonus for new users who sign up through our referral link. You must create your account and deposit at least $10 of your own money. The free cash welcome bonus will be added to your account.
Fundrise is the easiest way to invest in a portfolio of income-generating properties. You'll get the benefits of owning real estate with a totally passive, hands-off investment.
- Excellent track record and historical returns
- Invest in a diverse portfolio of properties
- Earn quarterly dividends
- User-friendly platform
- Start with as little as $10
- $10 bonus with your first investment
6. M1 Finance
- Sign-up bonus amount: $10
- How to get it: Sign up for M1 Finance with the referral link below and fund your account with at least $100.
- M1 Finance: Sign up and get the bonus.
M1 Finance offers automated investing as a free alternative to a robo advisor. The platform uses what they call “pies,” which are the breakdown of assets in your investment portfolio. The pie you select will determine the percentage of your portfolio invested in different stocks or ETFs.
There are more than 80 pies available, created by experts for different goals or purposes. You can also create a custom pie or use one shared by another user.
When you deposit money into your account, M1 Finance will automatically invest it according to your pie. At any time, you can rebalance your portfolio to get your holdings back to the percentages determined by your pie.
If you sign up for M1 finance through this referral link, you’ll get a $10 sign-up bonus of free money instantly when you deposit at least $100 into your account.
7. SoFi Invest
- Sign-up bonus amount: Up to $1,000
- How to get it: Create a SoFi Invest account using the link below and fund it with at least $10.
- SoFi Invest: Sign up and get the bonus.
SoFi offers various financial products, including insurance, loans, banking, and more. SoFi Invest is a mobile stock trading platform that’s simple and user-friendly, even for beginners. They charge no commissions on stock and ETF trades.
New traders are likely to appreciate SoFi and its straightforward approach. You can trade fractional shares and start investing with any amount of money.
SoFi Invest offers a bonus of up to $1,000 if you sign up through our referral link. Create your account and invest at least $10 to qualify for the sign-up bonus.
- Sign-up bonus amount: Free stock or fractional share worth $2.50 – $225.
- How to get it: Sign up for Robinhood using the link below and choose the stock you want.
- Robinhood: Sign up and get the bonus.
Robinhood is a popular trading app that offers commission-free trades of stocks, options, and ETFs. You can also buy and sell some of the most popular cryptocurrencies like Bitcoin, Ethereum, and Dogecoin.
Like Public.com, Robinhood also offers a clean interface and an excellent user experience suitable for new or experienced investors. But unlike Public.com, Robinhood does not include social functionality.
Currently, Robinhood offers a free fractional share of stock for new users. Sign up for Robinhood through this link, and you’ll get $2.50 – $225 in free stock.
Robinhood offers commission-free trades of stocks, ETFs, options, and cryptocurrency. There are no account minimums and you can buy fractional shares for as little as $1. Right now you can get a free stock just for creating an account through the button below.
- Commission-free trades
- No account minimums
- Buy fractional shares for as little as $1
- User-friendly platform
- Invest in cryptocurrencies like Bitcoin and Ethereum
- Sign-up bonus amount: $10
- How to get it: Create an Acorns account using the link below and deposit at least $5.
- Acorns: Sign up and get the bonus.
Acorns is a saving and investing platform that aims to simplify or automate some aspects of your financial life.
The most noteworthy feature of Acorns is the automatic roundups. Acorns will round purchases up to the next dollar and automatically invest (from your bank account) the spare change on your behalf. For example, if you purchase a cup of coffee for $4.25, Acorns will automatically invest $0.75.
Acorns is excellent for new investors because you don’t have to make investment decisions. Acorns will automatically invest the money based on your goals or objectives. It also functions as a bank account with a debit card.
New users who sign up for Acorns through our referral link are eligible for a $10 sign-up bonus. You’ll need to create your account and fund it with at least $5, and then the bonus will be added to your account.
- Sign-up bonus amount: $50 to invest in real estate.
- How to get it: Create your investor account using the referral link below and invest at least $100.
- Groundfloor: Sign up and get the bonus.
Groundfloor is a real estate crowdfunding platform that allows anyone to invest in real estate for as little as $10 ($100 to qualify for the sign-up bonus).
When you invest through Groundfloor, you’ll be funding house flips. You can view the properties/projects (there’s always a great selection) and pick the ones you want to invest in.
These are short-term loans ranging from a few months to a year, so your money won’t be tied up for several years (which is the case with many real estate investments).
Historically, Groundfloor has produced 10.5% annualized returns for investors.
Right now, you can get a $50 bonus of free money instantly when you sign up for Groundfloor through this referral link. Use the money to invest in real estate.
- Sign-up bonus amount: $10 – $1,000 to invest.
- How to get it: Open your Tornado account using the link below and fund your account with at least $5.
- Sign up for Tornado here.
Tornado is an investing platform that focuses on personalized educational investing content. This involves access to unique tools and educational programs to help you make more informed investing decisions.
With a Tornado account, you can trade stocks and ETFs. You’ll also have access to a powerful Optimizer that can rebalance your portfolio based on your investment preferences and risk tolerance.
Additionally, Tornado includes social features so you can connect with other investors. You’ll even get one-on-one access to Community Thought Leaders, experienced investors who are available to answer questions and provide feedback.
Currently, Tornado offers new users up to $1,000 of free money to invest. The amount you receive will be randomly selected, anywhere from $10 – $1,000.
On top of the sign-up bonus, Tornado also offers a Learn and Earn program to get money instantly. Learn and Earn serves personalized educational content. Every Tornado user with an active account can earn up to $50 to invest by simply completing educational lessons about investing. Each lesson takes no more than five minutes, and the free cash you earn can be invested immediately.
To get started, sign up for Tornado and fund your account with at least $5.
Survey Apps That Pay You to Sign Up
Taking paid online surveys is a popular side hustle because it’s easy and doesn’t require any particular experience to earn money online. Some survey apps even offer a sign-up bonus to entice new users. Here are the best current offers.
- Sign-up bonus amount: $5.
- How to get it: To qualify for the bonus, you’ll need to earn 2,500 SB within your first 60 days of membership, which is easy.
- Swagbucks: Sign up and get free money.
Swagbucks is much more than a survey site. Yes, you can take online surveys to earn points (they call them “Swagbucks” or SB), but there are also many other ways to earn money online. For example, you can watch videos, play games, install apps, shop online, and take advantage of special offers.
Once you’ve earned some SB, you can redeem them for gift cards or PayPal money.
The best thing about Swagbucks is the huge number of ways you can get free money. Taking surveys is the most popular but not usually the most lucrative.
The special offers that involve downloading apps or creating an account will usually allow you to earn the most. Some offers require a purchase, but that’s not always the case.
Swagbucks is currently offering a $5 bonus for new users. To qualify for the sign-up bonus, you’ll need to earn 2,500 SB (value of $25) within your first 60 days. That can be accomplished by completing a few special offers or just one special offer, depending on the details.
Sign up for a Swagbucks account and make money (and other rewards) with simple tasks like online surveys. Sign up today for a $5 bonus!
- Get paid for taking short surveys
- Earn money by watching videos
- Play games for cash and prizes
- Make money by installing apps
- Get paid in PayPal cash or gift cards
- Sign-up bonus amount: $5.
- How to get it: Sign up for free using the link below. The $5 bonus will be added to your account balance.
- InboxDollars: Sign up and get the bonus.
InboxDollars is similar to Swagbucks, and in fact, it’s owned by the same parent company. Like Swagbucks, InboxDollars allows you to earn extra cash or rewards for small tasks like taking surveys, watching videos, playing games, and installing apps.
It’s worth using both Swagbucks and InboxDollars because each money-making app offers many different offers and options. There’s some overlap, but you can maximize your earning potential using both.
Currently, InboxDollars offers a $5 bonus of free money instantly for new users. When you sign up, the bonus will be added to your account and used towards free gift cards or PayPal cash when redeemed.
Earn cash easily whenever you have a few minutes to spare. It's a simple side hustle that anyone can do. Plus, you'll get a $5 bonus when you sign up today.
- Get paid to take online surveys
- Watch videos and earn cash
- Make money by playing games
- Complete special offers for the highest payouts
- Get paid in cash
- Sign-up bonus amount: $10 Amazon gift card
- How to get it: Sign up for free using the link below and purchase at least $20 during your first 30 days. They have thousands of partners, including some places you already shop.
- Sign up for MyPoints here.
MyPoints is another site/app similar to Swagbucks and InboxDollars, and it’s also owned by the same parent company. You’ll earn points by taking surveys, watching videos, shopping online, and taking advantage of special offers.
Once you’ve earned points, they can be redeemed for your choice of gift cards. Again, you’ll see plenty of different offers at MyPoints than Swagbucks and InboxDollars, so it’s also worth trying.
Right now, you can get a $10 Amazon gift card as a sign-up bonus from MyPoints. To be eligible, you’ll need to purchase at least $20 within your first 30 days to get the $10 sign-up bonus.
MyPoints has thousands of retailers and websites that are a part of their program, so qualifying for the bonus is easy. You’re probably already shopping online with some of their partners, so it’s basically free money.
Earn cash back from purchases at thousands of online retailers and earn rewards for simple tasks like taking online surveys, watching videos, and printing coupons. Sign up for MyPoints now for a $10 bonus!
- Earn a $10 Amazon gift card with your first purchase
- Lots of ways to earn points for PayPal cash or gift cards
- MyPoints has awarded over $236 million since 1996
- Easy side hustle for your spare time
- Instant sign-up bonus amount: $5 Amazon gift card
- How to get it: Sign up for MobileXpression using the link below and install the mobile app on your device. You’ll earn the first $5 reward in one week.
- Sign up for MobileXpression here.
MobileXpression isn’t a survey app, but I’m placing it in this category because it allows you to earn rewards like free money and gift cards for a very small task, similar to survey sites.
If you like passive income and free money, you’ll appreciate MobileXpression. It’s essentially a data collection and market research app. By installing MobileXpression on your mobile device, you’ll share your internet browsing activity, which is used for market research. They don’t collect any personal or sensitive data.
You’ll earn points each week MobileXpression is installed and active on your phone. You don’t need to do anything except occasionally open the app to redeem your rewards for your choice of gift cards. You can earn about $50 of free cash per year for simply having the app on your phone.
MobileXpression offers a $5 instant sign-up bonus you can redeem at the end of your first week using the app. The rewards will keep coming after that, but the $5 sign-up bonus gives you a quick taste of how nice it is to earn money with no effort.
MobileXpression is a mobile app that allows you to earn rewards completely passively. Install the app and your phone and then all you need to do is claim your rewards. You can earn about $50 in gift cards per year with virtually no effort.
- Totally passive
- Earn a $5 gift card in your first week
- Ideal for a low-effort side hustle
- MobileXpression has paid out more than $5,000,000 in gift cards
- Sign-up bonus amount: $5
- How to get it: Sign up with basic information (name, email, zip code, date of birth, and gender) and confirm your email address to get the bonus.
- Sign up for Clearvoice here
Clearvoice is different from Swagbucks, InboxDollars, and MyPoints because it focuses mostly on surveys and doesn’t give you as many different ways to earn extra money.
After signing up, you can participate in surveys, focus groups, and product tests. You’ll earn cash for each task you complete. Your rewards can be redeemed via PayPal, or you can choose from a wide selection of gift cards.
17. Branded Surveys
- Instant sign-up bonus amount: $1
- How to get it: Sign up for Branded Surveys using the link below, and 100 bonus points (value of $1) will be added to your account balance.
- Sign up for Branded Surveys here.
Branded Surveys is another long-standing, trusted site that offers opportunities to get paid for completing simple surveys.
Like Zap Surveys, Branded Surveys doesn’t offer many different ways to make money online. But if you want to take surveys to earn money, this is a site that you’ll want to try.
Currently, Branded Surveys offers a 100-point registration bonus for new users. The points are worth $0.01 each, so this free money bonus has a $1 value.
18. Zap Surveys
- Sign-up bonus amount: $3
- How to get it: Zap Surveys guarantees you’ll earn $3 for your first survey. Sign up for an account using the link below, complete your first survey, and $3 will be added to your account.
- Sign up for Zap Surveys here.
Zap Surveys is another site that focuses on surveys rather than offering many different ways to make money.
However, if you want to make real money and gift cards from online surveys, you’ll want to try Zap Surveys. It’s among the higher-paying survey sites, so you’ll find some good opportunities for free money.
- Instant sign-up bonus amount: $1
- How to get it: Create an account using the referral link below
- Sign up for AdWallet here.
AdWallet pays you to watch ads. Like MobileXpression, it’s not a survey app. I’m including it in this section because it rewards users for a small, quick task similar to something you might do with Swagbucks or InboxDollars.
Once you’re signed up, you’ll receive a text message when a new opportunity is available. Click the link in the text to view a short ad, and you’ll earn anywhere from $0.50 to $3.
You can cash out when your balance reaches $10.
AdWallet offers a $1 bonus of free money instantly to new users. All you need to do is sign up through our referral link.
Cash Back Apps That Give You Free Money for Signing Up
In this section, we’ll look at some cash back apps that offer sign-up bonuses for new users.
- Sign-up bonus amount: $5
- How to get it: Sign up for Ibotta using the link below, and you’ll get $5 back on your first purchase.
- Sign up for Ibotta here.
Ibotta is one of the most popular cash back apps to save money. You can use it to save money when you’re shopping online or in-store.
For in-store shopping, simply browse the offers before you head to the store and claim any that interest you. After you make a purchase, you can scan the receipt with your phone, and your account will be credited.
For online shopping rewards, you can shop directly through the app with no need to scan receipts.
The best features of Ibotta are the number of offers available and the size of the rewards. Active users can rack up a significant amount of free money.
Right now, Ibotta is offering a $5 bonus for new users. Sign up for Ibotta through this link, and $5 will be added to your account when you make your first purchase.
- Sign-up bonus amount: $10
- How to get it: Sign up for Rakuten using the referral link below. When you purchase at least $25 within the first 90 days, the $10 bonus will be added to your account.
- Sign up for Rakuten here.
Rakuten is another incredibly popular cash back app, but it works much differently than Ibotta. You don’t need to scan any receipts. Instead, you can head to Rakuten before you shop online.
You can also install the Rakuten browser extension to be automatically notified when browsing a site offering cash back through Rakuten.
It’s extremely easy to use, and Rakuten partners with a few thousand online retailers to give you free money. Regardless of your shopping habits, you’re almost certain to already shop at a few places that offer cash back through Rakuten.
Currently, they’re offering a $10 welcome bonus if you sign up for Rakuten through this referral link. You’ll need to make a purchase of at least $25 within the first 90 days to qualify. That’s easy to do since they have many excellent partners in their program.
- Sign-up bonus amount: $10
- How to get it: Sign up for TopCashback using the referral link below and purchase at least $25 through TopCashback at one of their thousands of partners.
- Sign up for TopCashback here.
TopCashback is a cash back app that’s very similar to Rakuten. Although Rakuten is more well-known, TopCashback offers cash back from more online retailers, and frequently they offer a higher percentage than Rakuten or other sites/apps.
You can also use a handy browser extension from TopCashback to make your savings easy.
Currently, you can get a $10 bonus if you sign up for TopCashback through our referral link. To qualify, you’ll need to purchase at least $25. But again, that’s easy, thanks to the fact that they partner with thousands of excellent sites.
Frequently Asked Questions
Several apps allow you to get money for signing up. Some of the best options include Empower, Swagbucks, and MyPoints. You can find many more options in the list above.
Most bank apps don’t give you free money for signing up, but there are several investing apps with sign up bonus offers. Our favorites include Public, Webull, Moomoo, and Fundrise.
The app bonus offers found on this page are legit, but every offer has specific terms and conditions that apply. Be sure to read the terms before signing up. It’s also important to note that these offers can change or be removed at any time.
Be Sure to Use These Sign-Up Bonus Apps That Give You Free Money Instantly
Now that we’ve looked at the best apps that pay you to sign up be sure to take action and claim at least a few of these instant sign-up bonus offers for free money to grow your bank account.
They’re not hard, won’t take much of your time, and can lead to valuable rewards. You’ll also find some excellent apps that you’re sure to like, even aside from the sign-up bonuses that allow you to get money instantly.
*Public.com offer valid for U.S. residents 18+ and subject to account approval. This is not a recommendation. You can lose money with any investment. Open To The Public Investing is a member of FINRA & SIPC. Regulatory and firm fees apply. New customers receive free stock with value $3-300; 0.3% receive the max value. Cryptocurrency trading provided by Apex Crypto LLC (NMLS ID 1828849). Apex Crypto is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. See Public.com/disclosures/
Stocks & alternative investments, plus social community
Up to $300 in free stock
Advanced tools for active traders
Up to 15 free stocks
Invest in stocks, ETFs, options, and crypto
Up to 12 free stocks
Passively invest in real estate with as little as $10