Free $20 Instantly: 17 Legit Ways to Make 20 Dollars Fast

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Make $20 Instantly

Need some extra cash but don’t know where to look? Thankfully, there are many ways to make an extra $20 in little to no time. Whether it’s earning some extra cash to save more money or whether you need $20 to pay for a weekend event with your friends, you’ve got options.

These ideas are perfect when you need some quick cash. Below is a list of ways to make $20 instantly and without any experience or prior knowledge.

How to Make $20 Instantly

Here are several ways to make quick cash, like a free $20 instantly. Choose the free money-making ideas that work best for you, or even better, combine a few different ideas to earn money.

$10 Sign-up


  • Watch Videos

  • Complete Surveys

  • Play Games

  • Shop Online and more

$10 Sign-up


  • Cash back from purchases

  • Awarded $236M since '96

  • Surveys, videos, and more

  • $10 sign-up bonus

$5 Sign-up


  • Take paid surveys

  • watch videos an dTV

  • Free coupons

  • Play games

Looking to make money quickly? Here are some of my favorite resources that offer sign up bonuses:

  • Swagbucks ($10 signup bonus) – Earn money quickly with surveys and other small tasks. Cash out your earnings quickly for PayPal money or free gift cards.
  • MyPoints ($10 signup bonus) – Earn cash back for purchases at many of your favorite websites. Plus, complete surveys and other small tasks.
  • InboxDollars ($5 signup bonus) – Take surveys, watch videos, download apps, and complete offers. Earn extra money quickly in your spare time.

1. Swagbucks ($10 signup bonus)

Swagbucks allows anyone to earn extra money online for completing simple tasks that you already spend hours doing on your phone! Ways to win real cash prizes on Swagbucks include:

  • Watching videos
  • Completing online surveys
  • Playing games using your phone
  • Shopping online at partnered Swagbucks retailers for cashback offers
  • Purchasing gift cards at your favorite stores and getting cash back
  • Using exclusive coupon codes on Swagbucks to claim free discounts
  • And other related online activities

When completing tasks, you get paid “Swagbucks,” or SB, which can be redeemed for cash or gift cards.

So, how do you earn money instantly with Swagbucks? Aside from completing the above tasks, which in many cases take only a few minutes daily, you get a free $10 bonus just for setting up your account! That’s free money!

One of the most popular paid survey sites, Swagbucks offers a convenient way to earn some extra income whenever you need it.

2. MyPoints ($10 signup bonus)


MyPoints is a cashback program focusing mainly on shopping at your favorite retailers through your MyPoints dashboard. Once you set up a free account, you can log into MyPoints and browse the current deals going on, and search among their many partner retailers to shop at.

When you click on a retailer such as Kohl’s, for example, you’re taken to the website, and any purchases you make earn a percentage cash back in your MyPoints account, allowing you to save money! It’s literally free money!

MyPoints members can receive up to 40% off just by shopping through their MyPoints login. While MyPoints focuses on shopping online and partner retailer deals, they also allow you to get paid extra money for taking short surveys and other small tasks, very similar to Swagbucks.

Once you build up enough points, you can redeem your rewards for gift cards or cash sent to you PayPal account. What’s more, if you set up your free account with MyPoints today through our partner link, you’ll receive $10 just for signing up! Combine this with the Swagbucks offer if you need to get $20 quickly.

Overall, the income potential with MyPoints is a little more limited than Swagbucks, but it’s still a great way to make some extra spending money. I recommend signing up for both to maximize the number of offers available to you.

MyPoints - Cash Back and Rewards MyPoints - Cash Back and Rewards

Earn cash back from purchases at thousands of online retailers and earn rewards for simple tasks like taking online surveys, watching videos, and printing coupons. Sign up for MyPoints now for a $10 bonus!

  • Earn a $10 Amazon gift card with your first purchase
  • Lots of ways to earn points for PayPal cash or gift cards
  • MyPoints has awarded over $236 million since 1996
  • Easy side hustle for your spare time

3. InboxDollars ($5 signup bonus)


InboxDollars is another top website that allows its users to make money online just to complete everyday activities. 

How does it work? InboxDollars partners with brands that pay them to get input from consumers. InboxDollars then pays you to complete these activities online. You make money online by completing activities such as:

  • Taking paid surveys
  • Watching videos and TV
  • Playing games
  • Redeeming free coupons for food and grocery stores
  • Shopping at InboxDollars partner retailers

Perhaps the most significant difference between InboxDollars and other cashback programs is that they will pay you in real cash rewards, not points that convert into cash. This gives you a better idea of exactly how much money you can make per activity you complete. There’s no mystery about how much money your points are worth.

To help you make that extra $20 instantly, you can redeem $5 for free just by signing up to InboxDollars.

Again, just like Swagbucks and MyPoints, you’ll find unique offers at InboxDollars to earn money. Having an account at all three sites will make more opportunities available to you.

Need more than $20? You may be interested in these articles:

4. Rakuten Insight

Rakuten Insight

Unlike the three sites already mentioned, Rakuten Insight doesn’t offer a signup bonus. However, it’s free to create your account, and once you’ve signed up, you can start making money with paid online surveys right away.

Rakuten Insight is one of the best options for anyone looking to make extra cash in their spare time. Many surveys are available, and the amount you earn will vary from one survey to the next. Start by completing the current offers with the highest payout if you’re wondering how to make $20 right now.

While there are a lot of different websites and apps for making money with surveys, each one is a little bit different than the others. Swagbucks, MyPoints, and InboxDollars all provide many different ways to earn money, but Rakuten Insight focuses exclusively on paid surveys.

This will limit your income potential from the site, but if you want to make money from online surveys, you’ll definitely want to try Rakuten Insight. It’s one of the best survey sites available.

Sign up for Rakuten Insight here.


Public is a leading investment app that offers commission-free trades of stocks and ETFs. It’s incredibly beginner-friendly because (in addition to commission-free trades) they have no account minimums, and you can buy fractional shares. Thanks to fractional shares, you don’t need hundreds or thousands of dollars to invest in your favorite company.

Currently, is offering new users a free slice of stock worth up to $300 for signing up*. To qualify for the free bonus, you’ll need to create your account and fund it with any amount of money. You’ll get a free slice of stock worth at least $3, but it could be worth as much as $300.

Aside from the bonus, is also an excellent option because it features a clean, user-friendly interface and a wide array of social features. The social features are great for connecting with friends or other investors. You can participate in discussions, follow other investors, and learn more about investing.

The clean user interface makes an excellent choice for beginners and experienced investors.

Top Pick
Get Free Stock from Get Free Stock from offers fractional shares so anyone can start investing. You'll love the social aspect that makes it possible to connect with other investors. Get a free stock slice worth up to $300 when you open an account through our link.

  • Commission-free trades of stocks and ETFs
  • Buy and sell 27 different cryptocurrencies
  • Fractional shares
  • Access to alternative investors
  • High-yield Treasury accounts
  • Easy to use and beginner-friendly
  • Connect with a supportive community of investors
  • "Themes" help you to find investments that interest you
Offer valid for U.S. residents 18+ and subject to account approval. This is not a recommendation. You can lose money with any investment. Open To The Public Investing is a member of FINRA & SIPC. Regulatory and firm fees apply. New customers receive free stock with value $3-300; 0.3% receive the max value. Cryptocurrency trading provided by Apex Crypto LLC (NMLS ID 1828849). Apex Crypto is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. See

6. Moomoo


Moomoo also offers commission-free trades of stocks and ETFs, but it takes a different approach than Public. Moomoo offers a wealth of free tools for researching and analyzing stocks and ETFs. Active and technical traders will appreciate the tools available from Moomoo, including stock charts and screeners.

If you’re interested in learning more about investing and the stock market, Moomoo is an excellent resource. Users get free access to educational content, including courses.

Additionally, Moomoo has one of the best sign-up bonus offers anywhere. They offer up to 15 free stocks to new users, and each stock can be worth up to $2,000. You’ll get one free stock for creating an account and up to 14 more stocks for funding your account.

With such a high potential value, this is an offer you don’t want to miss.

7. Webull


Webull is another commission-free trading app that offers a signup bonus you won’t want to miss. Their offer changes every now and then, but they’re currently offering new users up to 12 free stocks worth up to a total of $36,000!

You’ll get two free stocks worth up to $3,000 each just for creating your account. Get up to 10 more free stocks when you deposit any amount. It’s one of the best signup bonuses you’ll find anywhere.

Webull is also an excellent app, even without the signup bonus. Like and Moomoo, Webull charges no commissions on stock and ETF trades. They also have no account minimums, and you can buy and sell fractional shares.

While some apps, like, take a simplified approach to the user interface, Webull takes a different approach. Webull offers more advanced research and analysis tools than most free trading apps. That’s great for users who want to do detailed analysis, but it also makes the app slightly less intuitive and beginner-friendly.

Commission-Free Trades
Get Up to 12 Free Stocks from Webull! Get Up to 12 Free Stocks from Webull!

Webull is a free investing app that provides advanced reporting tools and allows you to make free trades of stocks, ETFs, and options. Right now Webull is offering up to 12 free stocks when you signup through our link (use the button below) and deposit ANY AMOUNT!

  • Get 5.0% APY on Webull Now!
  • Commission-free trades of stocks, ETFs, options, and cryptocurrency
  • Buy fractional shares for any amount
  • Extended trading hours
  • Advanced reporting tools
  • IRAs now available
  • 24/7 customer service

8. Robinhood


Robinhood was a pioneer for commission-free trading and fractional shares. Thanks to Robinhood, it no longer takes a lot of money to open an account, and it doesn’t take much time to begin investing. Many competitors have jumped on board by offering free trades due to Robinhood setting the trend.

Robinhood is a modern investing app that lets anyone with $5 invest in the stock market. If you want to own just $5 of Amazon, you can buy a fractional share.

Investing in the stock market will help you build wealth and make more money passively, and when you set up a Robinhood account, you will receive a free share of stock. You can win a share of Facebook or other famous companies. All you have to do is follow my partner link here to set up your Robinhood account and claim your free share of stock.

Get a Free Stock from Robinhood! Get a Free Stock from Robinhood!

Robinhood offers commission-free trades of stocks, ETFs, options, and cryptocurrency. There are no account minimums and you can buy fractional shares for as little as $1. Right now you can get a free stock just for creating an account through the button below.

  • Commission-free trades
  • No account minimums
  • Buy fractional shares for as little as $1
  • User-friendly platform
  • Invest in cryptocurrencies like Bitcoin and Ethereum

9. M1 Finance ($10 signup bonus)

M1 Finance

M1 Finance is another finance app that helps anyone begin investing in the stock market automatically. The app lets you set up a free account and put your investments on autopilot by building your portfolio, or “pie,” as they call it, and setting up recurring transfers (optional).

Furthermore, M1 Finance provides access to a basic checking account called M1 Spend. It can earn interest on unused cash and everyday purchases when subscribing to an M1 Spend Plus account.

We’ve partnered with M1 Finance to provide you with a free $10 bonus just for setting up your M1 Finance account. Follow this link to take advantage of my exclusive M1 Finance sign-up bonus. You can get halfway towards your goal of making $20 instantly just by creating an account and making an initial deposit.

Free Portfolio Management
M1 Finance - $100 Signup Bonus M1 Finance - $100 Signup Bonus

M1 Finance makes it easy to manage your investments. Choose from a wide variety of professionally-created "pies" (portfolio allocations) or create your own. Contribute to your account and M1 Finance automatically invests based on your selections.

  • Free alternative to robo advisors
  • Automated investing
  • Easily view and manage your portfolio
  • Ideal for long-term investors
  • Commission-free trades

10. Empower ($20 signup bonus)


If you’re wondering how to get $20 in 5 minutes, this method is for you.

Empower is free software that gives you a visual overview of your total financial scenario in one location. It allows you to see numeric and graphical analyses of your money, current returns, and growth rates and help analyze your budget and spending habits.

Other features include a retirement planner to help calculate your progress toward retirement savings, a net worth tracker to see a visual of how your wealth grows over time, and a customized investment checkup to ensure you’re adequately invested.

If you wish to pay for premium services, you can use Empower’s wealth managers and get added investment and financial planning assistance (this is not required to use the free software).

So, how do you make an extra $20 with Empower? VitalDollar readers get a 20 dollar sign up bonus just for setting up your free Empower account and linking at least one financial account to the service (you must sign up through this referral link). You can link a bank account, credit card, brokerage account, or all of the above.

Once completed, you’ll get a digital gift certificate for $20 at Amazon! It takes just a few minutes, provides one of the easiest ways to get $20 instantly, and gives you access to useful software. Now that’s free money!

Even if Empower didn’t give you a free $20 credit when you sign up, it would still be an awesome tool as a financial dashboard.

Sign up for Empower here.

11. Rakuten ($10 signup bonus)


What was formerly known as Ebates, is now called Rakuten. Rakuten allows you up to 40% cash back at over 2,500 stores and websites. Stores will pay Rakuten to advertise their products to its members. When you log into your account, Rakuten customers get access to exclusive details and cashback options sent to your account once they purchase at a partnered retailer.

Some popular stores on Rakuten include eBay, Kohl’s Groupon, Target, Nike, and thousands more. A convenient feature of Rakuten is that they have a very user-friendly app that allows you to do everything right from any smart device.

When you build up your cash back on Rakuten, you will get a payout sent via PayPal (or receive a check by mail) once every quarter.

Another way to aid you in making $20 instantly is to sign up for a free Rakuten account here today, and you’ll get a free $10 bonus once you’ve made your first purchase.

12. Mistplay


Have you ever wondered if you could make money online by playing games? This is exactly what Mistplay allows you to do. Mistplay is an Android app that pays you to play your favorite mobile device games. Through their app, you can:

  • Discover new games that are tailored to your unique style and likes
  • Earn units for each game you play
  • Turn in your units for gift cards such as Visa cards, Amazon gift cards, and many more

The more games that you play, the more rewards you have the potential to earn. You can even chat with your friends through Mistplay to stay competitive and help each other. As you play more games, you earn badges for completing new competitions, giving you more units to earn more money!

If you’re looking to make $20 as fast as possible without having to really work, then Mistplay is an easy way to get paid for having fun, literally.

Sign up for Mistplay here.

13. Sell Something You Don’t Need

Perhaps one of the best and easiest ways to make $20 instantly is by selling stuff you don’t need. Ideas of what you can sell range from unwanted books to old clothes and even children’s toys. We’ve all got things we can get rid of, and plenty of people are looking to buy used stuff.

How and where do you sell your stuff? Websites like Amazon and eBay are great starting points for listing items to sell and make money. Other ways to sell unwanted stuff are through selling apps like Facebook, OfferUp, or other social media apps.

Of course, you can also take jewelry and other items to a pawn shop if you need money fast. Although this is an easy way to make money, be sure that you won’t regret selling these items.

Almost everyone has something they could sell. Maybe you have stuff piled up in your basement or garage waiting for a yard sale. You could list it online today to get rid of it now and get paid.

If you’re wondering how to get 20 dollars fast, this is often the best option.

To learn more about selling your unwanted items for some extra money, look at “30 Ways To Sell Your Stuff When You Need Money.”

14. Sell Unwanted Gift Cards

Have you ever received gift cards to stores that you don’t shop at that often, or maybe you just forgot about it? What if there was a way that you could sell your unwanted gift cards for money? Thankfully, this isn’t an unusual need, so companies like allow you to sell your gift cards for extra income! (See our article How to Sell Gift Cards Online Instantly for more details.)

Raise is a marketplace specifically for people to buy and sell unwanted or unused gift cards. All you have to do is set up a seller account with and list your gift cards for sale. The great thing is you can even set the selling price! Once you make a sale, you’ll receive your money via direct deposit, PayPal, or check by mail.

Prepaid2Cash is a bit different in that you can enter your gift card and the respective balance to get an instant quote for your unused gift cards. You’ll get paid by Prepaid2Cash immediately (money in your bank account in as little as 15 minutes). This is one of the best options if you need to get $20 in PayPal now.

If you have some unused gift cards just sitting around, this is one of the best ways to make $20 instantly that you might want to consider.

15. Rent Out Storage Space

Do you have unused space in your garage, basement, attack, or even your driveway? You can earn cash from that space by renting it out to others who need extra space. Neighbor is an app that lets you rent out unused space to those in need. If you have a driveway with an extra parking stall, you can rent that space out to someone who needs a place to park their car for the winter (for example).

Perhaps a family in the neighborhood needs a place to put their boxes while moving. Thanks to Neighbor, you can rent out your extra storage space in your shed to help them while making some extra cash.

This is one of the best side hustle opportunities because you can start making money very quickly and because it generates passive income. There’s not much that you’ll be responsible for, other than making sure renters have access to the space.

Neighbor handles all of the details like marketing and promotion, as well as the collection of payments.

Excellent Side Hustle
Rent Out Storage Space for Passive Income Rent Out Storage Space for Passive Income

Neighbor makes it easy to earn extra cash by renting out storage space in your basement, attic, garage, or even a shed. Make extra money each month without needing to spend time on a side hustle.

  • Earn thousands of dollars per year
  • Very little time or effort required
  • Neighbor markets your space to people in your local area
  • Set your own rates
  • Neighbor handles all the payments for you

16. Refer a Friend

Chances are you’ve purchased a product or service because a friend or family member told you how fantastic that product or service was.

Some brands will pay you cash rewards to refer your friends and family to use their product or service. To determine whether a company allows you to make money for referrals, search the website for “referral programs.”

Take a look at this article If you want to learn more about how to make money through referral programs.

Any easy way to cash in on these offers is to partner with a friend who also wants some easy money. You refer the friend to certain offers and let your friend refer you to others. This is one of the easiest options if you need to get $20 instantly.

17. Donate Plasma

Plasma is always needed, especially nowadays when so much sickness and disease are widespread. You can easily make an easy 20 bucks or more by spending about an hour a week donating plasma at your local plasma donation center.

Some plasma donation centers even provide you a large bonus upfront for your first visit, allowing you to often double the amount of money you would typically make for donating.

To be able to make money donating plasma, you need to make sure you meet the following guidelines (source):

  • You need to be at least 18 years old
  • You should weigh at least 110 pounds
  • You must pass a medical examination
  • You must complete a medical history screening
  • You must test non-reactive for transmissible viruses
  • Have an overall healthy diet

If you need some quick cash, donating plasma is an excellent option. It can also serve as an ongoing side hustle since you can donate up to twice per week. As a regular donor, making up to $300 – $400 of extra cash each month is possible.

See this article about how to get paid to donate plasma.

Frequently Asked Questions

I need $20 now. What can I do?

Some of the best options for making money quickly include taking advantage of signup bonuses, selling things you don’t need, donating plasma, and finding missing money. Selling something on Facebook Marketplace or Craigslist is generally the best way to get some fast cash, but the other options can also work.

How can I get instant money right now?

Chances are, you’ve got some things you no longer use that you could sell. Selling your unwanted stuff is pretty easy with the help of Facebook Marketplace and Craigslist. List a few items with an attractive price and you may be able to get it sold and have cash in your hand within a few hours.

Final Thoughts on How to Make 20 Dollars Instantly

If you’re wondering how to get $20 immediately, the options covered in this article will help you to quickly make some free money. When you need money in your bank account fast, you can turn to one of these methods or combine a few of them.

Investment Platforms

  • Commission-free trades of stocks and ETFs
  • Buy and sell 25+ different cryptocurrencies
  • Fractional shares
  • Access alternative investments
  • High-yield treasuries accounts
  • Social community of investors
  • User-friendly interface
  • Commission-free trades of stocks, ETFs, options, and ADRs
  • Powerful screening and charting tools
  • Free real-time level 2 data
  • User-friendly mobile app
  • AI monitoring
  • AI-powered price forecasts
  • Free investing courses
  • Commission-free trades of stocks, ETFs, options, and cryptocurrency
  • Buy fractional shares for any amount
  • Extended trading hours
  • Advanced reporting tools
  • Schedule recurring investments
  • IRAs now available
  • 24/7 customer service
  • Commission-free trades of stocks and ETFs
  • Buy and sell 25+ different cryptocurrencies
  • Fractional shares
  • Access alternative investments
  • High-yield treasuries accounts
  • Social community of investors
  • User-friendly interface
  • Commission-free trades of stocks, ETFs, options, and ADRs
  • Powerful screening and charting tools
  • Free real-time level 2 data
  • User-friendly mobile app
  • AI monitoring
  • AI-powered price forecasts
  • Free investing courses
  • Commission-free trades of stocks, ETFs, options, and cryptocurrency
  • Buy fractional shares for any amount
  • Extended trading hours
  • Advanced reporting tools
  • Schedule recurring investments
  • IRAs now available
  • 24/7 customer service

Disclosure: Information presented on Vital Dollar and through related email marketing is intended for informational purposes only and is not meant to be taken as financial advice. Please see our Disclosure for further information.